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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : July 2001
Beginning of the Month Principal Receivables : 19,375,345,194.91
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Beginning of the Month Finance Charge Receivables : 783,980,718.51
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 20,159,325,913.42
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 0.00
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Additional Finance Charge Receivables : 0.00
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Additional Total Receivables : 0.00
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 19,228,491,527.82
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End of the Month Finance Charge Receivables : 796,728,340.95
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 20,025,219,868.77
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 17,357,976,677.68
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End of the Month Seller Percentage 9.73%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : July 2001 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 439,385.00 351,968,773.87
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60 - 89 Days Delinquent 311,108.00 255,065,887.40
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90 + Days Delinquent 554,873.00 500,673,935.39
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Total 30 + Days Delinquent 1,305,366.00 1,107,708,596.66
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Delinquencies 30 + Days as a Percent of End of the
Month Total Receivables 5.53%
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Defaulted Accounts During the Month 154,382.00 86,126,185.76
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Annualized Default Rate as a Percent of Beginning of the
Month Principal Receivables 5.33%
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* See note on last page of the report
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : July 2001 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 3,156,910,567.17 15.66%
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Collections of Principal Receivables and Principal
Payment Rate 2,764,035,172.23 14.27%
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Prior Month Billed Finance Charge and Fees 312,934,013.97
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Amortized AMF Income 39,166,291.00
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Interchange Collected 34,741,583.85
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Recoveries of Charged Off Accounts 22,856,447.14
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and
Annualized Yield 409,698,335.96 25.37%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : July 2001
Beginning Unamortized AMF Balance 213,673,757.67
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+ AMF Slug for Added Accounts 0.00
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+ AMF Collections 22,343,349.98
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- - Amortized AMF Income 39,166,291.00
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Ending Unamortized AMF Balance 196,850,816.65
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/s/ Tom Feil
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Tom Feil
Director of Securitization
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