CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD: NOVEMBER 2001
Beginning of the Month Principal Receivables: 21,444,605,916.91
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Beginning of the Month Finance Charge Receivables: 862,221,512.44
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Beginning of the Month Discounted Receivables: 0.00
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Beginning of the Month Total Receivables: 22,306,827,429.35
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Removed Principal Receivables: 0.00
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Removed Finance Charge Receivables: 0.00
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Removed Total Receivables: 0.00
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Additional Principal Receivables: 469,232,123.75
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Additional Finance Charge Receivables: 9,067,776.43
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Additional Total Receivables: 478,299,900.18
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables: 21,692,823,012.41
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End of the Month Finance Charge Receivables: 858,766,932.05
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End of the Month Discounted Receivables: 0.00
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End of the Month Total Receivables: 22,551,589,944.46
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 19,351,504,048.68
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End of the Month Seller Percentage 10.79%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: NOVEMBER 2001 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies:
30 - 59 Days Delinquent 454,197.00 396,375,215.76
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60 - 89 Days Delinquent 286,043.00 262,694,555.11
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90 + Days Delinquent 583,715.00 565,404,190.65
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Total 30 + Days Delinquent 1,323,955.00 1,224,473,961.52
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Delinquencies 30 + Days as a Percent of End of the
Month Total Receivables 5.43%
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Defaulted Accounts During the Month 198,242.00 112,355,654.33
----------------------- ------------------------
Annualized Default Rate as a Percent of Beginning of the
Month Principal Receivables 6.15%
------------------------
* See note on last page of the report
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD: NOVEMBER 2001 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 3,448,422,991.10 15.13%
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Collections of Principal Receivables and Principal Payment Rate 3,029,619,476.30 13.83%
----------------------- ------------------------
Prior Month Billed Finance Charge and Fees 330,421,491.80
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Amortized AMF Income 37,700,535.31
-----------------------
Interchange Collected 36,161,307.82
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Recoveries of Charged Off Accounts 26,324,109.13
-----------------------
Collections of Discounted Receivables 0.00
-----------------------
Collections of Finance Charge Receivables and Annualized Yield 430,607,444.06 23.58%
----------------------- ------------------------
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD: NOVEMBER 2001
Beginning Unamortized AMF Balance 175,711,179.93
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+ AMF Slug for Added Accounts 10,618,386.99
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+ AMF Collections 25,896,606.05
-----------------------
- - Amortized AMF Income 37,700,535.31
-----------------------
Ending Unamortized AMF Balance 174,525,637.66
------------------------
/s/ Tom Feil
---------------------------
Tom Feil
Director of Securitization
*For calculation purposes Beginning of Month Principal Receivables includes
Additional Principal Receivables.
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