SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
--------------------
FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: March 11, 2002
--------------
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Virginia 0-25762 54-1719855
- ------------------------------------ ---------------- --------------------
(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia 23060
- -------------------------------------------------- -------------------
(Address of principal executive offices) (Zip Code)
(Registrant's telephone number, including area code):
(804) 967-1000
(Former name or former address, if changed since last report):
Not Applicable
Page 1 of 56
ITEM 5. OTHER EVENTS
------------
The February 2002 monthly Certificateholder's Statements to
investors were distributed March 11, 2002.
ITEM 7 (c). EXHIBITS
--------
The following are filed as exhibits to this Report under Exhibit 20:
1. February performance Summary
2. Series 1996-3 Class A and Class B Certificateholder's Statements
for the month of February 2002.
3. Series 1997-1 Class A and Class B Certificateholder's Statements
for the month of February 2002.
4. Series 1997-2 Class A and Class B Certificateholder's Statements
for the month of February 2002.
5. Series 1998-1 Class A and Class B Certificateholder's Statements
for the month of February 2002.
6. Series 1998-4 Class A and Class B Certificateholder's Statements
for the month of February 2002.
7. Series 1999-1 Class A and Class B Certificateholder's Statements
for the month of February 2002
8. Series 1999-2 Class A and Class B Certificateholder's Statements
for the month of February 2002
9. Series 1999-3 Class A and Class B Certificateholder's Statements
for the month of February 2002
10. Series 2000-1 Class A and Class B Certificateholder's Statements
for the month of February 2002
11. Series 2000-2 Class A and Class B Certificateholder's Statements
for the month of February 2002
12. Series 2000-3 Class A and Class B Certificateholder's Statements
for the month of February 2002
13. Series 2000-4 Class A and Class B Certificateholder's Statements
for the month of February 2002
14. Series 2000-5 Class A and Class B Certificateholder's Statements
for the month of February 2002
15. Series 2001-1 Class A and Class B Certificateholder's Statements
for the month of February 2002
16. Series 2001-2 Class A and Class B Certificateholder's Statements
for the month of February 2002
17. Series 2001-3 Class A and Class B Certificateholder's Statements
for the month of February 2002
18. Series 2001-4 Class A and Class B Certificateholder's Statements
for the month of February 2002
Page 2 of 56
19. Series 2001-5 Class A and Class B Certificateholder's Statements
for the month of February 2002
20. Series 2001-6 Class A and Class B Certificateholder's Statements
for the month of February 2002
21. Series 2001-7 Class A and Class B Certificateholder's Statements
for the month of February 2002
22. Series 2001-8 Class A and Class B Certificateholder's Statements
for the month of February 2002
23. Series 2002-1 Class A and Class B Certificateholder's Statements
for the month of February 2002
24. Trust Excess Spread Analysis
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
CAPITAL ONE MASTER TRUST
By: CAPITAL ONE BANK
Servicer
By: /s/David M. Willey
--------------------------------------
David M. Willey
Executive Vice President of Corporate
Financial Management
Date: March 11, 2002
Page 3 of 56
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
----------------------
EXHIBITS
TO
FORM 8-K
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Page 4 of 56
INDEX TO EXHIBITS
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBITS PAGE
- ------ -------- ---------------
1 February performance Summary 07
2 Series 1996-3 Class A and Class B Certificate-
holder's Statements for the month of February 2002 09
3 Series 1997-1 Class A and Class B Certificate-
holder's Statements for the month of February 2002 11
4 Series 1997-2 Class A and Class B Certificate-
holder's Statements for the month of February 2002 13
5 Series 1998-1 Class A and Class B Certificate-
holder's Statements for the month of February 2002 16
6 Series 1998-4 Class A and Class B Certificate-
holder's Statements for the month of February 2002 18
7 Series 1999-1 Class A and Class B Certificate-
holder's Statements for the month of February 2002 20
8 Series 1999-2 Class A and Class B Certificate-
holder's Statements for the month of February 2002 22
9 Series 1999-3 Class A and Class B Certificate-
holder's Statements for the month of February 2002 24
10 Series 2000-1 Class A and Class B Certificate-
holder's Statements for the month of February 2002 26
11 Series 2000-2 Class A and Class B Certificate-
holder's Statements for the month of February 2002 28
12 Series 2000-3 Class A and Class B Certificate-
holder's Statements for the month of February 2002 30
13 Series 2000-4 Class A and Class B Certificate-
holder's Statements for the month of February 2002 32
14 Series 2000-5 Class A and Class B Certificate-
holder's Statements for the month of February 2002 34
Page 5 of 56
15 Series 2001-1 Class A and Class B Certificate-
holder's Statements for the month of February 2002 36
16 Series 2001-2 Class A and Class B Certificate-
holder's Statements for the month of February 2002 38
17 Series 2001-3 Class A and Class B Certificate-
holder's Statements for the month of February 2002 40
18 Series 2001-4 Class A and Class B Certificate-
holder's Statements for the month of February 2002 42
19 Series 2001-5 Class A and Class B Certificate-
holder's Statements for the month of February 2002 44
20 Series 2001-6 Class A and Class B Certificate-
holder's Statements for the month of February 2002 46
21 Series 2001-7 Class A and Class B Certificate-
holder's Statements for the month of February 2002 48
22 Series 2001-8 Class A and Class B Certificate-
holder's Statements for the month of February 2002 50
23 Series 2002-1 Class A and Class B Certificate-
holder's Statements for the month of February 2002 52
24 Trust Excess Spread Analysis 54
Page 6 of 56