SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------------- FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 9, 2002 ------------- CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Virginia 0-25762 54-1719855 - ----------------------------- ---------------- ---------------- (State or other jurisdiction of (Commission (IRS Employer incorporation) File Number) Identification No.) 11013 West Broad Street Road, Glen Allen, Virginia 23060 - -------------------------------------------------- -------------- (Address of principal executive offices) (Zip Code) (Registrant's telephone number, including area code): (804) 967-1000 (Former name or former address, if changed since last report): Not Applicable Page 1 of 56 ITEM 5. OTHER EVENTS ------------ The March 2002 monthly Certificateholder's Statements to investors were distributed April 9, 2002. ITEM 7 (c). EXHIBITS -------- The following are filed as exhibits to this Report under Exhibit 20: 1. March performance Summary 2. Series 1996-3 Class A and Class B Certificateholder's Statements for the month of March 2002. 3. Series 1997-1 Class A and Class B Certificateholder's Statements for the month of March 2002. 4. Series 1997-2 Class A and Class B Certificateholder's Statements for the month of March 2002. 5. Series 1998-1 Class A and Class B Certificateholder's Statements for the month of March 2002. 6. Series 1998-4 Class A and Class B Certificateholder's Statements for the month of March 2002. 7. Series 1999-1 Class A and Class B Certificateholder's Statements for the month of March 2002 8. Series 1999-2 Class A and Class B Certificateholder's Statements for the month of March 2002 9. Series 1999-3 Class A and Class B Certificateholder's Statements for the month of March 2002 10. Series 2000-1 Class A and Class B Certificateholder's Statements for the month of March 2002 11. Series 2000-2 Class A and Class B Certificateholder's Statements for the month of March 2002 12. Series 2000-3 Class A and Class B Certificateholder's Statements for the month of March 2002 13. Series 2000-4 Class A and Class B Certificateholder's Statements for the month of March 2002 14. Series 2000-5 Class A and Class B Certificateholder's Statements for the month of March 2002 15. Series 2001-1 Class A and Class B Certificateholder's Statements for the month of March 2002 16. Series 2001-2 Class A and Class B Certificateholder's Statements for the month of March 2002 17. Series 2001-3 Class A and Class B Certificateholder's Statements for the month of March 2002 18. Series 2001-4 Class A and Class B Certificateholder's Statements for the month of March 2002 Page 2 of 56 19. Series 2001-5 Class A and Class B Certificateholder's Statements for the month of March 2002 20. Series 2001-6 Class A and Class B Certificateholder's Statements for the month of March 2002 21. Series 2001-7 Class A and Class B Certificateholder's Statements for the month of March 2002 22. Series 2001-8 Class A and Class B Certificateholder's Statements for the month of March 2002 23. Series 2002-1 Class A and Class B Certificateholder's Statements for the month of March 2002 24. Trust Excess Spread Analysis SIGNATURE --------- Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned there-unto duly authorized. CAPITAL ONE MASTER TRUST By: CAPITAL ONE BANK Servicer By: /s/ Tom Feil ------------------------------- Tom Feil Director of Capital Markets Date: April 9, 2002 Page 3 of 56 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ------------------- EXHIBITS TO FORM 8-K CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Page 4 of 56 INDEX TO EXHIBITS SEQUENTIALLY EXHIBIT NUMBERED NUMBER EXHIBITS PAGE - ------- -------- ------------ 1 March performance Summary 07 2 Series 1996-3 Class A and Class B Certificate- holder's Statements for the month of March 2002 09 3 Series 1997-1 Class A and Class B Certificate- holder's Statements for the month of March 2002 11 4 Series 1997-2 Class A and Class B Certificate- holder's Statements for the month of March 2002 13 5 Series 1998-1 Class A and Class B Certificate- holder's Statements for the month of March 2002 16 6 Series 1998-4 Class A and Class B Certificate- holder's Statements for the month of March 2002 18 7 Series 1999-1 Class A and Class B Certificate- holder's Statements for the month of March 2002 20 8 Series 1999-2 Class A and Class B Certificate- holder's Statements for the month of March 2002 22 9 Series 1999-3 Class A and Class B Certificate- holder's Statements for the month of March 2002 24 10 Series 2000-1 Class A and Class B Certificate- holder's Statements for the month of March 2002 26 11 Series 2000-2 Class A and Class B Certificate- holder's Statements for the month of March 2002 28 12 Series 2000-3 Class A and Class B Certificate- holder's Statements for the month of March 2002 30 13 Series 2000-4 Class A and Class B Certificate- holder's Statements for the month of March 2002 32 14 Series 2000-5 Class A and Class B Certificate- holder's Statements for the month of March 2002 34 Page 5 of 56 15 Series 2001-1 Class A and Class B Certificate- holder's Statements for the month of March 2002 36 16 Series 2001-2 Class A and Class B Certificate- holder's Statements for the month of March 2002 38 17 Series 2001-3 Class A and Class B Certificate- holder's Statements for the month of March 2002 40 18 Series 2001-4 Class A and Class B Certificate- holder's Statements for the month of March 2002 42 19 Series 2001-5 Class A and Class B Certificate- holder's Statements for the month of March 2002 44 20 Series 2001-6 Class A and Class B Certificate- holder's Statements for the month of March 2002 46 21 Series 2001-7 Class A and Class B Certificate- holder's Statements for the month of March 2002 48 22 Series 2001-8 Class A and Class B Certificate- holder's Statements for the month of March 2002 50 23 Series 2002-1 Class A and Class B Certificate- holder's Statements for the month of March 2002 52 24 Trust Excess Spread Analysis 54 Page 6 of 56