CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : MARCH 2002
Beginning of the Month Principal Receivables : 24,338,326,849.80
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Beginning of the Month Finance Charge Receivables : 903,345,461.70
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 25,241,672,311.50
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 0.00
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Additional Finance Charge Receivables : 0.00
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Additional Total Receivables :
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 23,734,931,969.04
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End of the Month Finance Charge Receivables : 861,715,094.61
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 24,596,647,063.65
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 20,101,504,049.00
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End of the Month Seller Percentage 15.31%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : MARCH 2002 ACCOUNTS RECEIVABLES
-------- -----------
End of the Month Delinquencies :
30 - 59 Days Delinquent 422,736.00 384,547,600.88
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60 - 89 Days Delinquent 284,875.00 272,658,833.05
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90 + Days Delinquent 579,658.00 598,639,540.26
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Total 30 + Days Delinquent 1,287,269.00 1,255,845,974.19
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.11%
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Defaulted Accounts During the Month 174,128.00 116,356,017.78
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.74%
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* See note on last page of the report
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : MARCH 2002 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 4,219,181,765.65 16.72%
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Collections of Principal Receivables and Principal Payment Rate 3,742,967,421.60 15.38%
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Prior Month Billed Finance Charge and Fees 372,658,267.95
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Amortized AMF Income 33,213,278.77
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Interchange Collected 45,257,639.33
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Recoveries of Charged Off Accounts 36,744,518.73
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 487,873,704.78 24.05%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : MARCH 2002
Beginning Unamortized AMF Balance 182,468,228.76
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+ AMF Slug for Added Accounts 0.00
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+ AMF Collections 21,553,918.04
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- - Amortized AMF Income 33,213,278.77
Ending Unamortized AMF Balance 170,808,868.03
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/s/ Tom Feil
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Tom Feil
Director of Securitization
*For calculation purposes Beginning of Month Principal Receivables includes
Additional Principal Receivables.
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