CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : JUNE 2002
Beginning of the Month Principal Receivables : 25,207,105,845.53
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Beginning of the Month Finance Charge Receivables : 855,622,248.32
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 26,062,728,093.85
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 409,046,538.58
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Additional Finance Charge Receivables : 11,541,903.81
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Additional Total Receivables :
-------------------------
Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 25,339,645,936.02
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End of the Month Finance Charge Receivables : 851,275,026.97
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 26,190,920,962.99
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 22,588,229,049.00
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End of the Month Seller Percentage 10.86%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : JUNE 2002 ACCOUNTS RECEIVABLES
-------- -----------
End of the Month Delinquencies :
30 - 59 Days Delinquent 465,025.00 444,404,415.38
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60 - 89 Days Delinquent 276,275.00 282,787,972.82
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90 + Days Delinquent 512,757.00 569,303,553.89
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Total 30 + Days Delinquent 1,254,057.00 1,296,495,942.09
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.95%
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Defaulted Accounts During the Month 198,150.00 129,495,699.02
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 6.07%
-------------------------
* See note on last page of the report
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : JUNE 2002 COLLECTIONS PERCENTAGES
----------- -----------
Total Collections and Gross Payment Rate 4,147,317,690.21 15.66%
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Collections of Principal Receivables and Principal Payment Rate 3,672,352,468.21 14.34%
--------------------- -------------------------
Prior Month Billed Finance Charge and Fees 365,372,742.49
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Amortized AMF Income 30,315,942.81
---------------------
Interchange Collected 47,613,999.86
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Recoveries of Charged Off Accounts 31,569,705.76
---------------------
Collections of Discounted Receivables 0.00
---------------------
Collections of Finance Charge Receivables and Annualized Yield 474,872,390.92 22.25%
--------------------- -------------------------
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : JUNE 2002
Beginning Unamortized AMF Balance 154,073,897.76
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+ AMF Slug for Added Accounts 2,658,834.94
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+ AMF Collections 30,408,773.89
---------------------
- - Amortized AMF Income 30,315,942.81
---------------------
Ending Unamortized AMF Balance 156,825,563.78
-------------------------
/s/ Tom Feil
---------------------------
Tom Feil
Director of Securitization
*FOR CALCULATION PURPOSES BEGINNING OF MONTH PRINCIPAL RECEIVABLES INCLUDES
ADDITIONAL PRINCIPAL RECEIVABLES.
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