SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: August 7, 2002
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CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Virginia 0-25762 54-1719855
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(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia 23060
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(Address of principal executive offices) (Zip Code)
(Registrant's telephone number, including area code):
(804) 967-1000
(Former name or former address, if changed since last report):
Not Applicable
Page 1 of 60
ITEM 5. OTHER EVENTS
The July 2002 monthly Certificateholder's Statements to investors were
distributed August 7, 2002.
ITEM 7 (C). EXHIBITS
The following are filed as exhibits to this Report under Exhibit 20:
1. July Performance Summary
2. Series 1996-3 Class A and Class B Certificateholder's Statements for the
month of July 2002.
3. Series 1997-2 Class A and Class B Certificateholder's Statements for the
month of July 2002.
4. Series 1998-1 Class A and Class B Certificateholder's Statements for the
month of July 2002.
5. Series 1998-4 Class A and Class B Certificateholder's Statements for the
month of July 2002.
6. Series 1999-1 Class A and Class B Certificateholder's Statements for the
month of July 2002
7. Series 1999-3 Class A and Class B Certificateholder's Statements for the
month of July 2002
8. Series 2000-1 Class A and Class B Certificateholder's Statements for the
month of July 2002
9. Series 2000-2 Class A and Class B Certificateholder's Statements for the
month of July 2002
10. Series 2000-3 Class A and Class B Certificateholder's Statements for the
month of July 2002
11. Series 2000-4 Class A and Class B Certificateholder's Statements for the
month of July 2002
12. Series 2000-5 Class A and Class B Certificateholder's Statements for the
month of July 2002
13. Series 2001-1 Class A and Class B Certificateholder's Statements for the
month of July 2002
14. Series 2001-2 Class A and Class B Certificateholder's Statements for the
month of July 2002
15. Series 2001-3 Class A and Class B Certificateholder's Statements for the
month of July 2002
16. Series 2001-4 Class A and Class B Certificateholder's Statements for the
month of July 2002
17. Series 2001-5 Class A and Class B Certificateholder's Statements for the
month of July 2002
18. Series 2001-6 Class A and Class B Certificateholder's Statements for the
month of July 2002
Page 2 of 60
19. Series 2001-7 Class A and Class B Certificateholder's Statements for the
month of July 2002
20. Series 2001-8 Class A and Class B Certificateholder's Statements for the
month of July 2002
21. Series 2002-1 Class A and Class B Certificateholder's Statements for the
month of July 2002
22. Series 2002-2 Class A and Class B Certificateholder's Statements for the
month of July 2002
23. Series 2002-3 Class A and Class B Certificateholder's Statements for the
month of July 2002
24. Series 2002-4 Class A and Class B Certificateholder's Statements for the
month of July 2002
25. Trust Excess Spread Analysis
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned there-unto duly authorized.
CAPITAL ONE MASTER TRUST
By: CAPITAL ONE BANK
Servicer
By: /s/ Stuart Levy
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Stuart Levy
Manager, Investor Reporting
Date: August 7, 2002
Page 3 of 60
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
---------------
EXHIBITS
TO
FORM 8-K
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Page 4 of 60
INDEX TO EXHIBITS
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBITS PAGE
- ------ -------- -------------
1 July Performance Summary 07
2 Series 1996-3 Class A and Class B Certificate-
holder's Statements for the month of July 2002 09
3 Series 1997-2 Class A and Class B Certificate-
holder's Statements for the month of July 2002 11
4 Series 1998-1 Class A and Class B Certificate-
holder's Statements for the month of July 2002 13
5 Series 1998-4 Class A and Class B Certificate-
holder's Statements for the month of July 2002 15
6 Series 1999-1 Class A and Class B Certificate-
holder's Statements for the month of July 2002 17
7 Series 1999-3 Class A and Class B Certificate-
holder's Statements for the month of July 2002 19
8 Series 2000-1 Class A and Class B Certificate-
holder's Statements for the month of July 2002 21
9 Series 2000-2 Class A and Class B Certificate-
holder's Statements for the month of July 2002 23
10 Series 2000-3 Class A and Class B Certificate-
holder's Statements for the month of July 2002 25
11 Series 2000-4 Class A and Class B Certificate-
holder's Statements for the month of July 2002 27
12 Series 2000-5 Class A and Class B Certificate-
holder's Statements for the month of July 2002 29
13 Series 2001-1 Class A and Class B Certificate-
holder's Statements for the month of July 2002 31
14 Series 2001-2 Class A and Class B Certificate-
Page 5 of 60
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBITS PAGE
- ------ -------- -------------
holder's Statements for the month of July 2002 33
15 Series 2001-3 Class A and Class B Certificate-
holder's Statements for the month of July 2002 35
16 Series 2001-4 Class A and Class B Certificate-
holder's Statements for the month of July 2002 37
17 Series 2001-5 Class A and Class B Certificate-
holder's Statements for the month of July 2002 39
18 Series 2001-6 Class A and Class B Certificate-
holder's Statements for the month of July 2002 41
19 Series 2001-7 Class A and Class B Certificate-
holder's Statements for the month of July 2002 43
20 Series 2001-8 Class A and Class B Certificate-
holder's Statements for the month of July 2002 45
21 Series 2002-1 Class A and Class B Certificate-
holder's Statements for the month of July 2002 47
22 Series 2002-2 Class A and Class B Certificate-
holder's Statements for the month of July 2002 49
23 Series 2002-3 Class A and Class B Certificate-
holder's Statements for the month of July 2002 51
24 Series 2002-4 Class A and Class B Certificate-
holder's Statements for the month of July 2002 53
25 Trust Excess Spread Analysis 55
Page 6 of 60