CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : August 2002
Beginning of the Month Principal Receivables : 25,993,139,965.42
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Beginning of the Month Finance Charge Receivables : 885,999,700.95
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 26,879,139,666.37
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 0.00
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Additional Finance Charge Receivables : 0.00
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Additional Total Receivables :
--------------------
Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 25,937,686,734.24
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End of the Month Finance Charge Receivables : 899,591,453.57
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 26,837,278,187.81
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 23,036,016,549.00
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End of the Month Seller Percentage 11.19%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : August 2002 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 451,421.00 459,442,360.89
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60 - 89 Days Delinquent 298,986.00 319,135,740.33
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90 + Days Delinquent 567,897.00 649,792,533.80
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Total 30 + Days Delinquent 1,318,304.00 1,428,370,635.02
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.32%
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Defaulted Accounts During the Month 165,552.00 126,575,760.26
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.84%
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* See note on last page of the report
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : August 2002 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 4,424,033,580.59 16.46%
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Collections of Principal Receivables and Principal Payment Rate 3,933,589,736.42 15.13%
----------------------- --------------------
Prior Month Billed Finance Charge and Fees 376,329,757.46
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Amortized AMF Income 29,274,899.70
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Interchange Collected 55,657,866.08
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Recoveries of Charged Off Accounts 36,654,269.76
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 497,916,793.00 22.99%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : August 2002
Beginning Unamortized AMF Balance 151,206,743.29
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+ AMF Slug for Added Accounts 0.00
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+ AMF Collections 21,801,950.87
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- - Amortized AMF Income 29,274,899.70
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Ending Unamortized AMF Balance 143,733,794.46
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--------------------------
Tom Feil
Director, Capital Markets
*For calculation purposes Beginning of Month Principal Receivables includes
Additional Principal Receivables.
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