SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: December 10, 2002
-----------------
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Virginia 0-25762 54-1719855
- ------------------------------------ ---------------- --------------------
(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia 23060
- -------------------------------------------------- -------------
(Address of principal executive offices) (Zip Code)
(Registrant's telephone number, including area code):
(804) 967-1000
(Former name or former address, if changed since last report):
Not Applicable
Page 1 of 59
ITEM 5. OTHER EVENTS
The November 2002 monthly Certificateholder's Statements
to investors were distributed December 10, 2002.
ITEM 7 (c). EXHIBITS
The following are filed as exhibits to this Report under
Exhibit 20:
1. November Performance Summary
2. Series 1996-3 Class A and Class B
Certificateholder's Statements for the month of
November 2002
3. Series 1998-1 Class A and Class B
Certificateholder's Statements for the month of
November 2002
4. Series 1998-4 Class A and Class B
Certificateholder's Statements for the month of
November 2002
5. Series 1999-1 Class A and Class B
Certificateholder's Statements for the month of
November 2002
6. Series 1999-3 Class A and Class B
Certificateholder's Statements for the month of
November 2002
7. Series 2000-1 Class A and Class B
Certificateholder's Statements for the month of
November 2002
8. Series 2000-2 Class A and Class B
Certificateholder's Statements for the month of
November 2002
9. Series 2000-3 Class A and Class B
Certificateholder's Statements for the month of
November 2002
10. Series 2000-4 Class A and Class B
Certificateholder's Statements for the month of
November 2002
11. Series 2000-5 Class A and Class B
Certificateholder's Statements for the month of
November 2002
12. Series 2001-1 Class A and Class B
Certificateholder's Statements for the month of
November 2002
13. Series 2001-2 Class A and Class B
Certificateholder's Statements for the month of
November 2002
14. Series 2001-3 Class A and Class B
Certificateholder's Statements for the month of
November 2002
15. Series 2001-4 Class A and Class B
Certificateholder's Statements for the month of
November 2002
16. Series 2001-5 Class A and Class B
Certificateholder's Statements for the month of
November 2002
17. Series 2001-6 Class A and Class B
Certificateholder's Statements for the month of
November 2002
18. Series 2001-7 Class A and Class B
Certificateholder's Statements for the month of
November 2002
Page 2 of 59
19. Series 2001-8 Class A and Class B
Certificateholder's Statements for the month of
November 2002
20. Series 2002-1 Class A and Class B
Certificateholder's Statements for the month of
November 2002
21. Series 2002-2 Class A and Class B
Certificateholder's Statements for the month of
November 2002
22. Series 2002-3 Class A and Class B
Certificateholder's Statements for the month of
November 2002
23. Series 2002-4 Class A and Class B
Certificateholder's Statements for the month of
November 2002
24. Trust Excess Spread Analysis
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed on its behalf
by the undersigned there-unto duly authorized.
CAPITAL ONE MASTER TRUST
By: CAPITAL ONE BANK
Servicer
By: /s/ Tom Feil
------------
Tom Feil
Director, Capital Markets
Date: December 10, 2002
Page 3 of 59
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
------------------------
EXHIBITS
TO
FORM 8-K
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Page 4 of 59
INDEX TO EXHIBITS
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBITS PAGE
- ------ -------- ------------
1 November Performance Summary 07
2 Series 1996-3 Class A and Class B Certificate-
holder's Statements for the month of November 2002 09
3 Series 1998-1 Class A and Class B Certificate-
holder's Statements for the month of November 2002 11
4 Series 1998-4 Class A and Class B Certificate-
holder's Statements for the month of November 2002 13
5 Series 1999-1 Class A and Class B Certificate-
holder's Statements for the month of November 2002 15
6 Series 1999-3 Class A and Class B Certificate-
holder's Statements for the month of November 2002 17
7 Series 2000-1 Class A and Class B Certificate-
holder's Statements for the month of November 2002 19
8 Series 2000-2 Class A and Class B Certificate-
holder's Statements for the month of November 2002 21
9 Series 2000-3 Class A and Class B Certificate-
holder's Statements for the month of November 2002 23
10 Series 2000-4 Class A and Class B Certificate-
holder's Statements for the month of November 2002 25
11 Series 2000-5 Class A and Class B Certificate-
holder's Statements for the month of November 2002 27
12 Series 2001-1 Class A and Class B Certificate-
holder's Statements for the month of November 2002 29
13 Series 2001-2 Class A and Class B Certificate-
holder's Statements for the month of November 2002 31
14 Series 2001-3 Class A and Class B Certificate-
holder's Statements for the month of November 2002 33
Page 5 of 59
15 Series 2001-4 Class A and Class B Certificate-
holder's Statements for the month of November 2002 35
16 Series 2001-5 Class A and Class B Certificate-
holder's Statements for the month of November 2002 37
17 Series 2001-6 Class A and Class B Certificate-
holder's Statements for the month of November 2002 39
18 Series 2001-7 Class A and Class B Certificate-
holder's Statements for the month of November 2002 41
19 Series 2001-8 Class A and Class B Certificate-
holder's Statements for the month of November 2002 43
20 Series 2002-1 Class A and Class B Certificate-
holder's Statements for the month of November 2002 45
21 Series 2002-2 Class A and Class B Certificate-
holder's Statements for the month of November 2002 47
22 Series 2002-3 Class A and Class B Certificate-
holder's Statements for the month of November 2002 49
23 Series 2002-4 Class A and Class B Certificate-
holder's Statements for the month of November 2002 51
24 Trust Excess Spread Analysis 53
Page 6 of 59