SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
--------------------
FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: March 7, 2003
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CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Virginia 0-25762 54-1719855
- ------------------------------- ------------ -------------------
(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia 23060
- -------------------------------------------------- ----------
(Address of principal executive offices) (Zip Code)
(Registrant's telephone number, including area code):
(804) 967-1000
(Former name or
former address, if changed since last report):
Not Applicable
Page 1 of 57
ITEM 5. OTHER EVENTS
The February 2003 monthly Certificateholder's Statements to
investors were distributed March 7, 2003.
ITEM 7 (c). EXHIBITS
The following are filed as exhibits to this Report under Exhibit 20:
1. February Performance Summary
2. Series 1996-3 Class A and Class B Certificateholder's Statements
for the month of February 2003
3. Series 1998-1 Class A and Class B Certificateholder's Statements
for the month of February 2003
4. Series 1998-4 Class A and Class B Certificateholder's Statements
for the month of February 2003
5. Series 1999-1 Class A and Class B Certificateholder's Statements
for the month of February 2003
6. Series 1999-3 Class A and Class B Certificateholder's Statements
for the month of February 2003
7. Series 2000-2 Class A and Class B Certificateholder's Statements
for the month of February 2003
8. Series 2000-3 Class A and Class B Certificateholder's Statements
for the month of February 2003
9. Series 2000-4 Class A and Class B Certificateholder's Statements
for the month of February 2003
10. Series 2000-5 Class A and Class B Certificateholder's Statements
for the month of February 2003
11. Series 2001-1 Class A and Class B Certificateholder's Statements
for the month of February 2003
12. Series 2001-2 Class A and Class B Certificateholder's Statements
for the month of February 2003
13. Series 2001-3 Class A and Class B Certificateholder's Statements
for the month of February 2003
14. Series 2001-4 Class A and Class B Certificateholder's Statements
for the month of February 2003
15. Series 2001-5 Class A and Class B Certificateholder's Statements
for the month of February 2003
16. Series 2001-6 Class A and Class B Certificateholder's Statements
for the month of February 2003
17. Series 2001-7 Class A and Class B Certificateholder's Statements
for the month of February 2003
18. Series 2001-8 Class A and Class B Certificateholder's Statements
for the month of February 2003
Page 2 of 57
19. Series 2002-1 Class A and Class B Certificateholder's Statements
for the month of February 2003
20. Series 2002-2 Class A and Class B Certificateholder's Statements
for the month of February 2003
21. Series 2002-3 Class A and Class B Certificateholder's Statements
for the month of February 2003
22. Series 2002-4 Class A and Class B Certificateholder's Statements
for the month of February 2003
23. Trust Excess Spread Analysis
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
CAPITAL ONE MASTER TRUST
By: CAPITAL ONE BANK
Servicer
By: /s/ Tom Feil
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Tom Feil
Director, Capital Markets
Date: March 7, 2003
Page 3 of 57
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
------------------
EXHIBITS
TO
FORM 8-K
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Page 4 of 57
INDEX TO EXHIBITS
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBITS PAGE
- ------ -------- --------------
1 February Performance Summary 07
2 Series 1996-3 Class A and Class B Certificate-
holder's Statements for the month of February 2003 09
3 Series 1998-1 Class A and Class B Certificate-
holder's Statements for the month of February 2003 11
4 Series 1998-4 Class A and Class B Certificate-
holder's Statements for the month of February 2003 13
5 Series 1999-1 Class A and Class B Certificate-
holder's Statements for the month of February 2003 15
6 Series 1999-3 Class A and Class B Certificate-
holder's Statements for the month of February 2003 17
7 Series 2000-2 Class A and Class B Certificate-
holder's Statements for the month of February 2003 19
8 Series 2000-3 Class A and Class B Certificate-
holder's Statements for the month of February 2003 21
9 Series 2000-4 Class A and Class B Certificate-
holder's Statements for the month of February 2003 23
10 Series 2000-5 Class A and Class B Certificate-
holder's Statements for the month of February 2003 25
11 Series 2001-1 Class A and Class B Certificate-
holder's Statements for the month of February 2003 27
12 Series 2001-2 Class A and Class B Certificate-
holder's Statements for the month of February 2003 29
13 Series 2001-3 Class A and Class B Certificate-
holder's Statements for the month of February 2003 31
14 Series 2001-4 Class A and Class B Certificate-
holder's Statements for the month of February 2003 33
Page 5 of 57
15 Series 2001-5 Class A and Class B Certificate-
holder's Statements for the month of February 2003 35
16 Series 2001-6 Class A and Class B Certificate-
holder's Statements for the month of February 2003 37
17 Series 2001-7 Class A and Class B Certificate-
holder's Statements for the month of February 2003 39
18 Series 2001-8 Class A and Class B Certificate-
holder's Statements for the month of February 2003 41
19 Series 2002-1 Class A and Class B Certificate-
holder's Statements for the month of February 2003 43
20 Series 2002-2 Class A and Class B Certificate-
holder's Statements for the month of February 2003 45
21 Series 2002-3 Class A and Class B Certificate-
holder's Statements for the month of February 2003 47
22 Series 2002-4 Class A and Class B Certificate-
holder's Statements for the month of February 2003 49
23 Trust Excess Spread Analysis 51
Page 6 of 57