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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD: JUNE 1996
Beginning of the Month Principal Receivables: 8,569,786,703.82
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Beginning of the Month Finance Charge Receivables: 170,956,177.05
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Beginning of the Month Discounted Receivables: 0.00
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Beginning of the Month Total Receivables: 8,740,742,880.87
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Removed Principal Receivables: 0.00
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Removed Finance Charge Receivables: 0.00
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Removed Total Receivables: 0.00
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Additional Principal Receivables: 0.00
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Additional Finance Charge Receivables: 0.00
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Additional Total Receivables: 0.00
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables: 8,537,855,036.00
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End of the Month Finance Charge Receivables: 169,103,081.02
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End of the Month Discounted Receivables: 0.00
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End of the Month Total Receivables: 8,706,958,117.02
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Excess Funding Account Balance 0.00
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Invested Amount of all Master Trust Series 7,608,801,103.58
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End of the Month Seller Percentage 10.881585%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: JUNE 1996 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies:
30 - 59 Days Delinquent 52,014 126,372,676.99
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60 - 89 Days Delinquent 25,895 71,143,304.23
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90 + Days Delinquent 61,623 168,373,692.52
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Total 30 + Days Delinquent 139,532 365,889,673.74
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Delinquencies 30 + Days as a Percent of End of the Month Total
Receivables 4.20%
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Defaulted Accounts During the Month 12,229 32,330,723.82
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Annualized Default Rate as a Percent of Beginning of the Month Principal
Receivables 4.53%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD: JUNE 1996 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 751,707,446.51 8.60%
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Collections of Principal Receivables and Principal Payment Rate 639,234,548.54 7.46%
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Prior Month Billed Finance Charge and Fees 102,404,055.92
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Amortized AMF Income 3,972,370.89
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Interchange Collected 4,653,567.16
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Recoveries of Charged Off Accounts 2,338,536.89
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 113,368,530.86 15.87%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD: JUNE 1996
Beginning Unamortized AMF Balance 22,065,439.33
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+ AMF Slug for Added Accounts 0.00
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+ AMF Collections 3,076,738.00
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- Amortized AMF Income 3,972,370.89
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Ending Unamortized AMF Balance 21,169,806.44
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD: JUNE 1996
Gross Principal Payment Rate 7.46%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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CAPITAL ONE BANK
as Servicer
By : /s/ John Schmohl
------------------------------
Name : John Schmohl
Title : Director of External Reporting
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