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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: December 16, 1996
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CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Virginia 0-25762 54-1719855
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(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia 23060
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(Address of principal executive offices) (Zip Code)
(Registrant's telephone number, including area code):
(804) 967-1000
(Former name or former address, if changed since last report):
Not Applicable
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ITEM 5. OTHER EVENTS.
The November 1996 monthly Certificateholders Statements to
investors were distributed December 16, 1996.
ITEM 7 (c). EXHIBITS
The following are filed as exhibits to this Report under
Exhibit 28:
1. November Performance Summary
2. Series 1993G1 Class A and Class B Certificateholder's
Statements for the month of November 1996.
3. Series 1993G3 Class A and Class B Certificateholder's
Statements for the month of November 1996.
4. Series 1993G4 Class A and Class B Certificateholder's
Statements for the month of November 1996.
5. Series 1994G2 Class A and Class B Certificateholder's
Statements for the month of November 1996.
6. Series 1994G3 Class A and Class B Certificateholder's
Statements for the month of November 1996.
7. Series 1994G4 Class A and Class B Certificateholder's
Statements for the month of November 1996.
8. Series 1994-A Certificateholders' Statement for the month
of November 1996.
9. Series 1995-1 Class A and Class B Certificateholder's
Statements for the month of November 1996.
10. Series 1995-2 Class A and Class B Certificateholder's
Statements for the month of November 1996.
11. Series 1995-3 Class A and Class B Certificateholder's
Statements for the month of November 1996.
12. Series 1995-4 Class A and Class B Certificateholder's
Statements for the month of November 1996.
13. Series 1996-1 Class A and Class B Certificateholder's
Statements for the month of November 1996.
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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed on its behalf
by the undersigned thereGunto duly authorized.
CAPITAL ONE MASTER TRUST
By: CAPITAL ONE BANK
Servicer
By: /s/ David M. Willey
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David M. Willey
Vice President
Date: December 16, 1996
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