1
CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD: JUNE 1997
Beginning of the Month Principal Receivables: 10,024,614,289.12
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Beginning of the Month Finance Charge Receivables: 351,894,449.85
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Beginning of the Month Discounted Receivables: 0.00
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Beginning of the Month Total Receivables: 10,376,508,738.97
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Removed Principal Receivables: 0.00
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Removed Finance Charge Receivables: 0.00
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Removed Total Receivables: 0.00
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Additional Principal Receivables: 0.00
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Additional Finance Charge Receivables: 0.00
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Additional Total Receivables: 0.00
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables: 9,707,766,096.86
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End of the Month Finance Charge Receivables: 348,260,944.92
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End of the Month Discounted Receivables: 0.00
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End of the Month Total Receivables: 10,056,027,041.78
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 8,892,491,434.28
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End of the Month Seller Percentage 8.398170%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: JUNE 1997 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies:
30 - 59 Days Delinquent 125,062 220,986,425.39
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60 - 89 Days Delinquent 71,362 133,658,232.07
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90 + Days Delinquent 172,288 327,951,065.35
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Total 30 + Days Delinquent 368,712 682,595,722.81
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Delinquencies 30 + Days as a Percent of End of the
Month Total Receivables 6.79%
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Defaulted Accounts During the Month 42,374 66,126,645.57
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Annualized Default Rate as a Percent of Beginning of the
Month Principal Receivables 7.92%
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2
CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD: JUNE 1997 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 1,121,785,137.12 10.81%
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Collections of Principal Receivables and Principal Payment Rate 943,983,201.71 9.42%
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Prior Month Billed Finance Charge and Fees 151,718,402.98
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Amortized AMF Income 10,588,889.04
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Interchange Collected 6,936,120.71
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Recoveries of Charged Off Accounts 5,041,919.24
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 174,285,331.97 20.86%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD: JUNE 1997
Beginning Unamortized AMF Balance 60,359,270.14
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+ AMF Slug for Added Accounts 0.00
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+ AMF Collections 14,105,492.48
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- Amortized AMF Income 10,588,889.04
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Ending Unamortized AMF Balance 63,875,873.58
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD: June 1997
Gross Principal Payment Rate 9.42%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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CAPITAL ONE BANK
as Servicer
By: /s/ John Schmohl
--------------------------------
Name: John Schmohl
Title: Director of External Reporting