1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ------------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) December 5, 1996. Capital One Bank (Originator of the Capital One Master Trust) on behalf of the Capital One Master Trust --------------------------------------------------------- (Exact name of registrant as specified in its charter) Virginia 0-23750 54-1719855 ----------------------------- ----------------------- -------------- (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification Number) 11013 West Broad Street Road Glenn Allen, Virginia 23060 ------------------------------------------- ---------- (Address of Principal Executive Office) (Zip Code) Registrant's telephone number, including area code (804) 967-1000 N/A --------------------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report) 2 INFORMATION TO BE INCLUDED IN THE REPORT Item 1. Not Applicable. Item 2. Not Applicable. Item 3. Not Applicable. Item 4. Not Applicable. Item 5. On December 5, 1996 the Capital One Master Trust issued its Class A Floating Rate Asset Backed Certificates, Series 1996-2. On December 11, 1996 the Capital One Master Trust issued its Class A Floating Rate Asset Backed Certificates, Series 1996-3. Item 6. Not Applicable. Item 7. Exhibits. The following are filed as Exhibits to this Report under Exhibits 4.1, 4.2, 4.3 and 4.4. Exhibit 4.1 Standard Definitions and Provisions Annex dated December 5, 1996. Exhibit 4.2 Series 1996-2 Supplement dated December 5, 1996. Exhibit 4.3 Standard Definitions and Provisions Annex dated December 11, 1996. Exhibit 4.4 Series 1996-3 Supplement dated December 11, 1996. Item 8. Not Applicable. Item 9. Not Applicable. 2 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Capital One Bank on behalf of the Capital One Master Trust has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CAPITAL ONE MASTER TRUST BY: CAPITAL ONE BANK By: /s/ Lee J. Jacobson ----------------------- Name: Lee J. Jacobson Title: Assistant Treasurer 3 4 EXHIBIT INDEX Exhibit Description - ------- ----------- 4.1 Standard Definitions and Provisions Annex dated December 5, 1996. 4.2 Series 1996-2 Supplement dated December 5, 1996. 4.3 Standard Definitions and Provisions Annex dated December 11, 1996. 4.4 Series 1996-3 Supplement dated December 11, 1996. 4