1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ------------------- FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 15, 1997 ---------------- CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Virginia 0-25762 54-1719855 - ---------------------------------- ---------------- ------------------- (State or other jurisdiction of (Commission (IRS Employer incorporation) File Number) Identification No.) 11013 West Broad Street Road, Glen Allen, Virginia 23060 - -------------------------------------------------- ---------------- (Address of principal executive offices) (Zip Code) (Registrant's telephone number, including area code): (804) 967-1000 (Former name or former address, if changed since last report): Not Applicable Page 1 of 36 2 ITEM 5. OTHER EVENTS. The September 1997 monthly Certificateholders Statements to investors were distributed October 15, 1997. ITEM 7 (c). EXHIBITS The following are filed as exhibits to this Report under Exhibit 20: 1. September Performance Summary 2. Series 1993-1 Class A and Class B Certificateholder's Statements for the month of September 1997. 3. Series 1993-4 Class A and Class B Certificateholder's Statements for the month of September 1997. 4. Series 1994-3 Class A and Class B Certificateholder's Statements for the month of September 1997. 5. Series 1994-4 Class A and Class B Certificateholder's Statements for the month of September 1997. 6. Series 1994-A Certificateholders' Statement for the month of September 1997. 7. Series 1995-1 Class A and Class B Certificateholder's Statements for the month of September 1997. 8. Series 1995-2 Class A and Class B Certificateholder's Statements for the month of September 1997. 9. Series 1995-3 Class A and Class B Certificateholder's Statements for the month of September 1997. 10. Series 1995-4 Class A and Class B Certificateholder's Statements for the month of September 1997. 11. Series 1996-1 Class A and Class B Certificateholder's Statements for the month of September 1997. 12. Series 1996-2 Class A and Class B Certificateholder's Statements for the month of September 1997. 13. Series 1996-3 Class A and Class B Certificateholder's Statements for the month of September 1997. 14. Series 1997-1 Class A and Class B Certificateholder's Statements for the month of September 1997. 15. Series 1997-2 Class A and Class B Certificateholder's Statements for the month of September 1997. The following is filed as an exhibit to this Report under Exhibit 99: 1. Amendment No. 3 to the Pooling and Servicing Agreement, dated as of October 15, 1997. Page 2 of 36 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned there-unto duly authorized. CAPITAL ONE MASTER TRUST By: CAPITAL ONE BANK Servicer By: /s/ David M. Willey ---------------------- David M. Willey Vice President Date: October 15, 1997 Page 3 of 36 4 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ------------------------------------ EXHIBITS TO FORM 8-K CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Page 4 of 36 5 INDEX TO EXHIBITS SEQUENTIALLY EXHIBIT NUMBERED NUMBER EXHIBITS PAGE - ------ -------- ------------ 1 September Performance Summary 07 2 Series 1993-1 Class A and Class B Certificate- holder's Statements for the month of September 1997 09 3 Series 1993-4 Class A and Class B Certificate- holder's Statements for the month of September 1997 11 4 Series 1994-3 Class A and Class B Certificate- holder's Statements for the month of September 1997 13 5 Series 1994-4 Class A and Class B Certificate- holder's Statements for the month of September 1997 15 6 Series 1994-A Certificateholder's Statement for the month of September 1997 17 7 Series 1995-1 Class A and Class B Certificate- holder's Statements for the month of September 1997 18 8 Series 1995-2 Class A and Class B Certificate- holder's Statements for the month of September 1997 20 9 Series 1995-3 Class A and Class B Certificate- holder's Statements for the month of September 1997 22 10 Series 1995-4 Class A and Class B Certificate- holder's Statements for the month of September 1997 24 11 Series 1996-1 Class A and Class B Certificate- holder's Statements for the month of September 1997 26 12 Series 1996-2 Class A and Class B Certificate- holder's Statements for the month of September 1997 28 Page 5 of 36 6 13 Series 1996-3 Class A and Class B Certificate- holder's Statements for the month of September 1997 30 14 Series 1997-1 Class A and Class B Certificate- holder's Statements for the month of September 1997 32 15 Series 1997-2 Class A and Class B Certificate- holder's Statements for the month of September 1997 34 99.1 Amendment No. 3 to the Pooling and Servicing Agreement, dated as of October 15, 1997. Page 6 of 36