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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : SEPTEMBER 1997
Beginning of the Month Principal Receivables : 9,948,526,113.48
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Beginning of the Month Finance Charge Receivables : 318,874,577.14
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 10,267,400,690.62
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 0.00
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Additional Finance Charge Receivables : 0.00
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Additional Total Receivables : 0.00
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 9,717,533,715.14
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End of the Month Finance Charge Receivables : 313,771,837.31
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 10,031,305,552.45
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 8,943,693,254.50
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End of the Month Seller Percentage 7.963342%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : SEPTEMBER 1997 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 129,943 227,188,221.31
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60 - 89 Days Delinquent 80,850 142,163,074.96
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90 + Days Delinquent 176,917 328,447,780.60
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Total 30 + Days Delinquent 387,710 697,799,076.87
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Delinquencies 30 + Days as a Percent
of End of the Month Total Receivables 6.96%
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Defaulted Accounts During the Month 41,992 68,825,663.84
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Annualized Default Rate as a Percent of Beginning of the Month
Principal Receivables 8.30%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : SEPTEMBER 1997 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 1,044,256,921.71 10.17%
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Collections of Principal Receivables and Principal Payment Rate 870,375,932.62 8.75%
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Prior Month Billed Finance Charge and Fees 157,023,495.65
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Amortized AMF Income 10,121,610.41
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Interchange Collected 6,493,756.76
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Recoveries of Charged Off Accounts 5,102,258.87
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 178,741,121.69 21.56%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : SEPTEMBER 1997
Beginning Unamortized AMF Balance 59,862,282.22
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+ AMF Slug for Added Accounts 0.00
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+ AMF Collections 5,261,477.81
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- Amortized AMF Income 10,121,610.41
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Ending Unamortized AMF Balance 55,002,149.62
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : September 1997
Gross Principal Payment Rate 8.75%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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CAPITAL ONE BANK
as Servicer
By : /s/ John Schmohl
------------------------------
Name : John Schmohl
Title : Director of External Reporting
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