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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : April 1998
Beginning of the Month Principal Receivables : 10,239,510,527.64
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Beginning of the Month Finance Charge Receivables : 302,541,268.62
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 10,542,051,796.26
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 586,838,099.68
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Additional Finance Charge Receivables : 1,400,434.26
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Additional Total Receivables : 588,238,533.94
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 9,832,212,430.91
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End of the Month Finance Charge Receivables : 292,226,896.33
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 10,124,439,327.24
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 8,863,019,663.61
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End of the Month Seller Percentage 9.86%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : April 1998 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 125,954 207,654,536.14
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60 - 89 Days Delinquent 70,892 133,610,757.77
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90 + Days Delinquent 142,521 267,218,410.79
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Total 30 + Days Delinquent 339,367 608,483,704.70
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 6.01%
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Defaulted Accounts During the Month 61,235 70,329,254.90
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 8.24%
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Total Collections and Gross Payment Rate 1,139,239,605.97 10.81%
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Collections of Principal Receivables and Principal Payment Rate 961,179,588.53 9.39%
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Prior Month Billed Finance Charge and Fees 151,122,342.00
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Amortized AMF Income 8,902,982.26
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Interchange Collected 6,822,458.26
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Recoveries of Charged Off Accounts 11,178,153.91
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 178,025,936.43 20.86%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD: April 1998
Beginning Unamortized AMF Balance 41,175,944.93
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+ AMF Slug for Added Accounts 104,173.92
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+ AMF Collections 8,937,063.27
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- Amortized AMF Income 8,902,982.26
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Ending Unamortized AMF Balance 41,314,199.86
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD: APRIL 1998
Gross Principal Payment Rate 9.39%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Douglas C.H. Adamson
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Douglas C.H. Adamson
Securitization Manager
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