1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------------- FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 16, 1998 ------------- CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Virginia 0-25762 54-1719855 - ------------------------------- ------------- ------------------- (State or other jurisdiction of (Commission (IRS Employer incorporation) File Number) Identification No.) 11013 West Broad Street Road, Glen Allen, Virginia 23060 - -------------------------------------------------- ------------- (Address of principal executive offices) (Zip Code) (Registrant's telephone number, including area code): (804) 967-1000 (Former name or former address, if changed since last report): Not Applicable Page 1 of 38 2 ITEM 5. OTHER EVENTS. The June 1998 monthly Certificateholder's Statements to investors were distributed July 16, 1998. ITEM 7 (c). EXHIBITS The following are filed as exhibits to this Report under Exhibit 20: 1. June Performance Summary 2. Series 1993-1 Class A and Class B Certificateholder's Statements for the month of June 1998. 3. Series 1993-4 Class A and Class B Certificateholder's Statements for the month of June 1998. 4. Series 1994-3 Class A and Class B Certificateholder's Statements for the month of June 1998. 5. Series 1994-A Certificateholders' Statement for the month of June 1998. 6. Series 1995-1 Class A and Class B Certificateholder's Statements for the month of June 1998. 7. Series 1995-2 Class A and Class B Certificateholder's Statements for the month of June 1998. 8. Series 1995-3 Class A and Class B Certificateholder's Statements for the month of June 1998. 9. Series 1995-4 Class A and Class B Certificateholder's Statements for the month of June 1998. 10. Series 1996-1 Class A and Class B Certificateholder's Statements for the month of June 1998. 11. Series 1996-2 Class A and Class B Certificateholder's Statements for the month of June 1998. 12. Series 1996-3 Class A and Class B Certificateholder's Statements for the month of June 1998. 13. Series 1997-1 Class A and Class B Certificateholder's Statements for the month of June 1998. 14. Series 1997-2 Class A and Class B Certificateholder's Statements for the month of June 1998. 15. Series 1998-1 Class A and Class B Certificateholder's Statements for the month of June 1998. Page 2 of 38 3 16. Trust Excess Spread Analysis SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned there-unto duly authorized. CAPITAL ONE MASTER TRUST By: CAPITAL ONE BANK Servicer By: /s/ David M. Willey ----------------------------------- David M. Willey Senior Vice President and Treasurer Date: July 16, 1998 Page 3 of 38 4 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 --------------- EXHIBITS TO FORM 8-K CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Page 4 of 38 5 INDEX TO EXHIBITS SEQUENTIALLY EXHIBIT NUMBERED NUMBER EXHIBITS PAGE - ------- -------- ------------ 1 June Performance Summary 07 2 Series 1993-1 Class A and Class B Certificate- holder's Statements for the month of June 1998 09 3 Series 1993-4 Class A and Class B Certificate- holder's Statements for the month of June 1998 11 4 Series 1994-3 Class A and Class B Certificate- holder's Statements for the month of June 1998 13 5 Series 1994-A Certificateholder's Statement for the month of June 1998 15 6 Series 1995-1 Class A and Class B Certificate- holder's Statements for the month of June 1998 16 7 Series 1995-2 Class A and Class B Certificate- holder's Statements for the month of June 1998 18 8 Series 1995-3 Class A and Class B Certificate- holder's Statements for the month of June 1998 20 9 Series 1995-4 Class A and Class B Certificate- holder's Statements for the month of June 1998 22 10 Series 1996-1 Class A and Class B Certificate- holder's Statements for the month of June 1998 24 11 Series 1996-2 Class A and Class B Certificate- holder's Statements for the month of June 1998 26 Page 5 of 38 6 12 Series 1996-3 Class A and Class B Certificate- holder's Statements for the month of June 1998 28 13 Series 1997-1 Class A and Class B Certificate- holder's Statements for the month of June 1998 30 14 Series 1997-2 Class A and Class B Certificate- holder's Statements for the month of June 1998 32 15 Series 1998-1 Class A and Class B Certificate- holder's Statements for the month of June 1998 35 16 Trust Excess Spread Analysis 38 Page 6 of 38