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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : July 1998
Beginning of the Month Principal Receivables : 10,924,937,336.95
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Beginning of the Month Finance Charge Receivables : 333,766,951.42
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 11,258,704,288.37
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 598,879,752.74
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Additional Finance Charge Receivables : 296,968.67
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Additional Total Receivables : 599,176,721.41
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 10,673,647,905.02
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End of the Month Finance Charge Receivables : 330,169,787.91
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 11,003,817,692.93
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,710,702,166.50
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End of the Month Seller Percentage 9.02%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : July 1998 ACCOUNTS RECEIVABLES
End of the Month Delinquencies :
30 - 59 Days Delinquent 144,554 195,753,916.11
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60 - 89 Days Delinquent 91,314 132,345,383.98
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90 + Days Delinquent 165,208 262,299,280.08
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Total 30 + Days Delinquent 401,076 590,398,580.17
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.37%
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Defaulted Accounts During the Month 49,754 64,767,281.86
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 7.11%
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Total Collections and Gross Payment Rate 1,197,562,155.96 10.64%
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Collections of Principal Receivables and Principal Payment Rate 991,325,738.77 9.07%
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Prior Month Billed Finance Charge and Fees 164,208,103.04
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Amortized AMF Income 10,970,767.72
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Interchange Collected 9,247,403.52
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Recoveries of Charged Off Accounts 11,958,372.72
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 196,384,647.00 21.57%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : July 1998
AMF Balance 56,936,004.13
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+ AMF Slug for Added Accounts 1,596.32
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+ AMF Collections 20,822,537.91
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- Amortized AMF Income 10,970,767.72
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Ending Unamortized AMF Balance 66,789,370.64
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : JULY 1998
Gross Principal Payment Rate 9.07%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Douglas C.H. Adamson
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Douglas C.H. Adamson
Securitization Manager
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