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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : August 1998
Beginning of the Month Principal Receivables : 10,673,647,905.02
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Beginning of the Month Finance Charge Receivables : 330,169,787.91
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 11,003,817,692.93
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 0.00
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Additional Finance Charge Receivables : 0.00
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Additional Total Receivables : 0.00
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 10,427,489,712.72
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End of the Month Finance Charge Receivables : 326,827,926.61
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 10,754,317,639.33
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,468,249,756.63
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End of the Month Seller Percentage 9.20%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : August 1998 ACCOUNTS RECEIVABLES
End of the Month Delinquencies :
30 - 59 Days Delinquent 141,083 191,872,845.61
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60 - 89 Days Delinquent 84,766 126,267,478.49
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90 + Days Delinquent 166,027 257,424,114.13
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Total 30 + Days Delinquent 391,876 575,564,438.23
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.35%
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Defaulted Accounts During the Month 49,273 64,693,838.29
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 7.27%
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Total Collections and Gross Payment Rate 1,246,590,927.21 11.33%
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Collections of Principal Receivables and Principal Payment Rate 1,051,800,201.58 9.85%
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Prior Month Billed Finance Charge and Fees 164,836,610.43
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Amortized AMF Income 10,841,801.08
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Interchange Collected 9,408,723.30
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Recoveries of Charged Off Accounts 12,165,264.41
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 197,252,399.22 22.18%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : August 1998
Beginning Unamortized AMF Balance 66,789,370.64
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+ AMF Slug for Added Accounts 0.00
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+ AMF Collections 8,380,127.49
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- Amortized AMF Income 10,841,801.08
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Ending Unamortized AMF Balance 64,327,697.05
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : AUGUST 1998
Gross Principal Payment Rate 9.85%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Douglas C.H. Adamson
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Douglas C.H. Adamson
Securitization Manager
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