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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : September 1998
Beginning of the Month Principal Receivables : 10,828,727,193.65
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Beginning of the Month Finance Charge Receivables : 326,989,547.82
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 11,155,716,741.47
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 401,237,480.93
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Additional Finance Charge Receivables : 161,621.21
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Additional Total Receivables : 401,399,102.14
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 10,577,286,056.19
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End of the Month Finance Charge Receivables : 327,059,971.37
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 10,904,346,027.56
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,612,202,518.90
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End of the Month Seller Percentage 9.12%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : September 1998 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 140,093 197,890,848.06
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60 - 89 Days Delinquent 83,518 124,596,105.73
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90 + Days Delinquent 160,258 248,176,078.82
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Total 30 + Days Delinquent 383,869 570,663,032.61
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Delinquencies 30+ Days as a Percent of End of the Month Total Receivables 5.23%
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Defaulted Accounts During the Month 50,596 63,106,156.83
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 6.99%
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Total Collections and Gross Payment Rate 1,168,890,556.93 10.48%
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Collections of Principal Receivables and Principal Payment Rate 972,023,365.67 8.98%
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Prior Month Billed Finance Charge and Fees 166,747,836.42
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Amortized AMF Income 10,639,710.78
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Interchange Collected 8,925,817.88
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Recoveries of Charged Off Accounts 12,898,744.38
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 199,212,109.46 22.08%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : September 1998
Beginning Unamortized AMF Balance 64,327,697.05
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+ AMF Slug for Added Accounts 1,527.90
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+ AMF Collections 8,294,792.58
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- Amortized AMF Income 10,639,710.78
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Ending Unamortized AMF Balance 61,984,306.75
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : SEPTEMBER 1998
Gross Principal Payment Rate 8.98%
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May 17, 1994 3% DISCOUNT OF Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Douglas C.H. Adamson
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Douglas C.H. Adamson
Securitization Manager
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