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                                                                   EXHIBIT 23.2









The Board of Directors
Enterprise Federal Bancorp, Inc.:


       We consent to incorporation by reference in the registration statement
on Form S-8 pertaining to the Enterprise Federal Bancorp, Inc. 1994 Stock
Option Plan of our report dated October 24, 1997, relating to the consolidated
statements of financial condition of Enterprise Bancorp, Inc. as of September
30, 1997 and 1996, and the related consolidated statements of income,
shareholders' equity and cash flows for each of the years in the three-year
period ended September 30, 1997, which report appears in the September 30, 1997
annual report on Form 10-K of Enterprise Federal Bancorp, Inc.




/s/ Grant Thorton LLP




Cincinnati, Ohio
November 4, 1998