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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : October 1998
Beginning of the Month Principal Receivables : 10,577,286,056.19
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Beginning of the Month Finance Charge Receivables : 327,059,971.37
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 10,904,346,027.56
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 0.00
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Additional Finance Charge Receivables : 0.00
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Additional Total Receivables : 0.00
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 10,178,037,455.60
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End of the Month Finance Charge Receivables : 316,869,194.18
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 10,494,906,649.78
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,351,663,137.39
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End of the Month Seller Percentage 8.12%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : October 1998 ACCOUNTS RECEIVABLES
End of the Month Delinquencies :
30 - 59 Days Delinquent 133,145 185,545,859.74
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60 - 89 Days Delinquent 77,601 119,108,829.85
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90 + Days Delinquent 150,880 234,338,497.35
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Total 30 + Days Delinquent 361,626 538,993,186.94
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Delinquencies 30 + Days as a Percent of End of the
Month Total Receivables 5.14%
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Defaulted Accounts During the Month 51,032 62,229,012.63
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Annualized Default Rate as a Percent of Beginning of the
Month Principal Receivables 7.06%
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Total Collections and Gross Payment Rate 1,286,946,963.52 11.80%
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Collections of Principal Receivables and Principal Payment Rate 1,090,107,360.31 10.31%
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Prior Month Billed Finance Charge and Fees 165,498,669.10
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Amortized AMF Income 10,433,961.47
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Interchange Collected 8,994,978.36
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Recoveries of Charged Off Accounts 13,349,620.25
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 198,277,229.18 22.49%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : October 1998
Beginning Unamortized AMF Balance 61,984,306.75
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+ AMF Slug for Added Accounts 0.00
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+ AMF Collections 8,996,335.50
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- Amortized AMF Income 10,433,961.47
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Ending Unamortized AMF Balance 60,546,680.78
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : OCTOBER 1998
Gross Principal Payment Rate 10.31%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Douglas C.H. Adamson
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Douglas C.H. Adamson
Securitization Manager
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