1
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: December 15, 1998
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CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Virginia 0-25762 54-1719855
- ------------------------------- ----------- -------------
(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia 23060
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(Address of principal executive offices) (Zip Code)
(Registrant's telephone number, including area code):
(804) 967-1000
(Former name or former address, if changed since last report):
Not Applicable
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ITEM 5. OTHER EVENTS
The November 1998 monthly Certificateholder's Statements to
investors were distributed December 15, 1998.
ITEM 7 (c). EXHIBITS
The following are filed as exhibits to this Report under Exhibit
20:
1. November Performance Summary
2. Series 1993-1 Class A and Class B Certificateholder's
Statements for the month of November 1998.
3. Series 1993-4 Class A and Class B Certificateholder's
Statements for the month of November 1998.
4. Series 1994-3 Class A and Class B Certificateholder's
Statements for the month of November 1998.
5. Series 1994-A Certificateholder's Statement for the month
of November 1998.
6. Series 1995-1 Class A and Class B Certificateholder's
Statements for the month of November 1998.
7. Series 1995-3 Class A and Class B Certificateholder's
Statements for the month of November 1998.
8. Series 1996-1 Class A and Class B Certificateholder's
Statements for the month of November 1998.
9. Series 1996-2 Class A and Class B Certificateholder's
Statements for the month of November 1998.
10. Series 1996-3 Class A and Class B Certificateholder's
Statements for the month of November 1998.
11. Series 1997-1 Class A and Class B Certificateholder's
Statements for the month of November 1998.
12. Series 1997-2 Class A and Class B Certificateholder's
Statements for the month of November 1998.
13. Series 1998-1 Class A and Class B Certificateholder's
Statements for the month of November 1998.
14. Series 1998-2 Class A and Class B Certificateholder's
Statements for the month of November 1998.
15. Series 1998-3 Class A and Class B Certificateholder's
Statement for the month of November 1998.
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16. Series 1998-4 Class A and Class B Certificateholder's
Statement for the month of November 1998.
17. Trust Excess Spread Analysis
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned there-unto duly authorized.
CAPITAL ONE MASTER TRUST
By: CAPITAL ONE BANK
Servicer
By: /s/ David M. Willey
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David M. Willey
Senior Vice President and Treasurer
Date: December 15, 1998
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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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EXHIBITS
TO
FORM 8-K
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
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INDEX TO EXHIBITS
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBITS PAGE
- ------ -------- ------------
1 November Performance Summary 07
2 Series 1993-1 Class A and Class B Certificate-
holder's Statements for the month of November 1998 09
3 Series 1993-4 Class A and Class B Certificate-
holder's Statements for the month of November 1998 11
4 Series 1994-3 Class A and Class B Certificate-
holder's Statements for the month of November 1998 13
5 Series 1994-A Certificateholder's Statement for
the month of November 1998 15
6 Series 1995-1 Class A and Class B Certificate-
holder's Statements for the month of November 1998 16
7 Series 1995-3 Class A and Class B Certificate-
holder's Statements for the month of November 1998 18
8 Series 1996-1 Class A and Class B Certificate-
holder's Statements for the month of November 1998 20
9 Series 1996-2 Class A and Class B Certificate-
holder's Statements for the month of November 1998 22
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10 Series 1996-3 Class A and Class B Certificate-
holder's Statements for the month of November 1998 24
11 Series 1997-1 Class A and Class B Certificate-
holder's Statements for the month of November 1998 26
12 Series 1997-2 Class A and Class B Certificate-
holder's Statements for the month of November 1998 28
13 Series 1998-1 Class A and Class B Certificate-
holder's Statements for the month of November 1998 31
14 Series 1998-2 Class A and Class B Certificate-
holder's Statements for the month of November 1998 34
15 Series 1998-3 Class A and Class B Certificate-
holder's Statements for the month of November 1998 37
16 Series 1998-4 Class A and Class B Certificate-
holder's Statements for the month of November 1998 40
17 Trust Excess Spread Analysis 43
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