1
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: January 15, 1999
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Virginia 0-25762 54-1719855
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(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia 23060
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(Address of principal executive offices) (Zip Code)
(Registrant's telephone number, including area code):
(804) 967-1000
(Former name or former address, if changed since last report):
Not Applicable
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ITEM 5. OTHER EVENTS
The December 1998 monthly Certificateholder's Statements to
investors were distributed January 15, 1999.
ITEM 7 (c). EXHIBITS
The following are filed as exhibits to this Report under
Exhibit 20:
1. December Performance Summary
2. Series 1993-4 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
3. Series 1994-3 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
4. Series 1994-A Certificateholder's Statement for the
month of December 1998.
5. Series 1995-1 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
6. Series 1995-3 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
7. Series 1996-1 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
8. Series 1996-2 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
9. Series 1996-3 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
10. Series 1997-1 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
11. Series 1997-2 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
12. Series 1998-1 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
13. Series 1998-2 Class A and Class B
Certificateholder's Statements for the month of
December 1998.
14. Series 1998-3 Class A and Class B
Certificateholder's Statement for the month of
December 1998.
15. Series 1998-4 Class A and Class B
Certificateholder's Statement for the month of
December 1998.
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16. Series 1998-5 Certificateholder's Statement for the
month of December 1998.
17. Trust Excess Spread Analysis
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned there-unto duly authorized.
CAPITAL ONE MASTER TRUST
By: CAPITAL ONE BANK
Servicer
By: /s/ David M. Willey
---------------------------------------
David M. Willey
Senior Vice President and Treasurer
Date: January 15, 1999
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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
-----------------
EXHIBITS
TO
FORM 8-K
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
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INDEX TO EXHIBITS
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBITS PAGE
- ------ -------- ------------
1 December Performance Summary 07
2 Series 1993-4 Class A and Class B Certificate-
holder's Statements for the month of December 1998 09
3 Series 1994-3 Class A and Class B Certificate-
holder's Statements for the month of December 1998 11
4 Series 1994-A Certificateholder's Statement for
the month of December 1998 13
5 Series 1995-1 Class A and Class B Certificate-
holder's Statements for the month of December 1998 14
6 Series 1995-3 Class A and Class B Certificate-
holder's Statements for the month of December 1998 16
7 Series 1996-1 Class A and Class B Certificate-
holder's Statements for the month of December 1998 18
8 Series 1996-2 Class A and Class B Certificate-
holder's Statements for the month of December 1998 20
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9 Series 1996-3 Class A and Class B Certificate-
holder's Statements for the month of December 1998 22
10 Series 1997-1 Class A and Class B Certificate-
holder's Statements for the month of December 1998 24
11 Series 1997-2 Class A and Class B Certificate-
holder's Statements for the month of December 1998 26
12 Series 1998-1 Class A and Class B Certificate-
holder's Statements for the month of December 1998 29
13 Series 1998-2 Class A and Class B Certificate-
holder's Statements for the month of December 1998 32
14 Series 1998-3 Class A and Class B Certificate-
holder's Statements for the month of December 1998 35
15 Series 1998-4 Class A and Class B Certificate-
holder's Statements for the month of December 1998 38
16 Series 1998-5 Certificateholder's Statements for
the month of December 1998 41
17 Trust Excess Spread Analysis 42
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