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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : February 1999
Beginning of the Month Principal Receivables : 10,640,664,033.58
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Beginning of the Month Finance Charge Receivables : 341,175,416.39
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 10,981,839,449.97
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 0.00
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Additional Finance Charge Receivables : 0.00
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Additional Total Receivables : 0.00
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 10,262,130,267.41
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End of the Month Finance Charge Receivables : 314,864,064.82
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 10,576,994,332.23
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,241,418,104.33
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End of the Month Seller Percentage 9.95%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : February 1999 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 130,515 183,997,506.70
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60 - 89 Days Delinquent 80,885 118,135,010.07
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90 + Days Delinquent 143,136 226,558,428.77
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Total 30 + Days Delinquent 354,536 528,690,945.54
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.00%
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Defaulted Accounts During the Month 46,275 52,508,361.81
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.92%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : February 1999 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 1,282,719,960.21 11.68%
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Collections of Principal Receivables and Principal Payment Rate 1,079,892,568.12 10.15%
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Prior Month Billed Finance Charge and Fees 172,237,165.70
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Amortized AMF Income 10,953,764.83
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Interchange Collected 8,602,800.62
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Recoveries of Charged Off Accounts 14,469,545.18
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 206,263,276.33 23.26%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : February 1999
Beginning Unamortized AMF Balance 56,052,292.10
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+ AMF Slug 0.00
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+ AMF Collections 7,517,880.59
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- - Amortized AMF Income 10,953,764.83
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Ending Unamortized AMF Balance 52,616,407.86
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : February 1999
Gross Principal Payment Rate 10.15%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Douglas C.H. Adamson
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Douglas C.H. Adamson
Securitization Manager
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