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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : March 1999
Beginning of the Month Principal Receivables: 10,636,230,450.43
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Beginning of the Month Finance Charge Receivables: 316,679,237.87
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Beginning of the Month Discounted Receivables: 0.00
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Beginning of the Month Total Receivables: 10,952,909,688.30
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Removed Principal Receivables: 0.00
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Removed Finance Charge Receivables: 0.00
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Removed Total Receivables: 0.00
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Additional Principal Receivables: 374,100,183.02
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Additional Finance Charge Receivables: 1,815,173.05
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Additional Total Receivables: 375,915,356.07
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables: 10,265,233,584.18
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End of the Month Finance Charge Receivables: 302,945,842.03
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End of the Month Discounted Receivables: 0.00
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End of the Month Total Receivables: 10,568,179,426.21
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,195,918,104.00
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End of the Month Seller Percentage 10.42%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : March 1999 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies:
30 - 59 Days Delinquent 123,582 176,498,680.74
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60 - 89 Days Delinquent 68,181 106,595,726.64
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90 + Days Delinquent 132,841 211,419,835.41
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Total 30 + Days Delinquent 324,604 494,514,242.79
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.68%
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Defaulted Accounts During the Month 47,823 55,028,508.38
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 6.21%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : March 1999 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 1,478,959,572.65 13.50%
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Collections of Principal Receivables and Principal Payment Rate 1,274,505,565.10 11.98%
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Prior Month Billed Finance Charge and Fees 168,070,748.30
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Amortized AMF Income 10,773,710.37
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Interchange Collected 11,044,905.52
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Recoveries of Charged Off Accounts 17,693,294.74
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 207,582,658.93 23.42%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : March 1999
Beginning Unamortized AMF Balance 52,616,407.86
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+ AMF Slug 23,367.86
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+ AMF Collections 7,645,058.99
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- - Amortized AMF Income 10,773,710.37
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Ending Unamortized AMF Balance 49,511,124.34
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : March 1999
Gross Principal Payment Rate 11.98%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Douglas C.H. Adamson
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Douglas C.H. Adamson
Securitization Manager
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