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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : April 1999
Beginning of the Month Principal Receivables : 10,772,695,380.77
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Beginning of the Month Finance Charge Receivables : 354,789,524.02
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 11,127,484,904.79
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 507,461,796.59
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Additional Finance Charge Receivables : 51,843,681.99
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Additional Total Receivables : 559,305,478.58
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 10,506,381,157.49
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End of the Month Finance Charge Receivables : 349,554,234.60
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 10,855,935,392.09
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,195,918,104.33
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End of the Month Seller Percentage 12.47%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : April 1999 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 140,658 174,933,779.79
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60 - 89 Days Delinquent 79,692 113,997,936.51
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90 + Days Delinquent 150,702 219,048,945.67
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Total 30 + Days Delinquent 371,052 507,980,661.97
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.68%
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Defaulted Accounts During the Month 51,199 54,254,399.65
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 6.04%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : April 1999 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 1,400,578,864.40 12.59%
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Collections of Principal Receivables and Principal Payment Rate 1,193,564,340.61 11.08%
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Prior Month Billed Finance Charge and Fees 170,167,799.39
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Amortized AMF Income 13,177,713.18
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Interchange Collected 12,095,159.12
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Recoveries of Charged Off Accounts 16,290,091.17
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 211,730,762.86 23.59%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : April 1999
Beginning Unamortized AMF Balance 49,511,124.34
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+ AMF Slug 20,772,930.79
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+ AMF Collections 8,461,474.11
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- - Amortized AMF Income 13,177,713.18
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Ending Unamortized AMF Balance 65,567,816.06
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : April 1999
Gross Principal Payment Rate 11.08%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Douglas C.H. Adamson
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Douglas C.H. Adamson
Securitization Manager
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