<ARTICLE> 7 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> MAR-31-1999 <DEBT-HELD-FOR-SALE> 0 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 2,403,033 <EQUITIES> 192,351 <MORTGAGE> 0 <REAL-ESTATE> 25,960 <TOTAL-INVEST> 3,780,247 <CASH> 110,877 <RECOVER-REINSURE> 4,096 <DEFERRED-ACQUISITION> 412,783 <TOTAL-ASSETS> 15,366,263 <POLICY-LOSSES> 74,467 <UNEARNED-PREMIUMS> 0 <POLICY-OTHER> 17,471 <POLICY-HOLDER-FUNDS> 3,752,202 <NOTES-PAYABLE> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 2,000 <OTHER-SE> 526,732 <TOTAL-LIABILITY-AND-EQUITY> 15,366,263 <PREMIUMS> 0 <INVESTMENT-INCOME> 67,326 <INVESTMENT-GAINS> 1,357 <OTHER-INCOME> 53,961 <BENEFITS> 7,950 <UNDERWRITING-AMORTIZATION> 16,695 <UNDERWRITING-OTHER> 12,531 <INCOME-PRETAX> 34,588 <INCOME-TAX> 12,106 <INCOME-CONTINUING> 22,482 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 22,482 <EPS-PRIMARY> 0 <EPS-DILUTED> 0 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0