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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : June 1999
Beginning of the Month Principal Receivables : 10,436,444,097.50
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Beginning of the Month Finance Charge Receivables : 340,709,901.86
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 10,777,153,999.36
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 297,025,494.62
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Additional Finance Charge Receivables : 1,287,524.63
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Additional Total Receivables : 298,313,019.25
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 10,346,561,085.63
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End of the Month Finance Charge Receivables : 337,946,637.37
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 10,684,507,723.00
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,480,230,969.40
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End of the Month Seller Percentage 8.37%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : June 1999 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 146,538.00 172,972,223.14
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60 - 89 Days Delinquent 82,956.00 109,454,635.48
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90 + Days Delinquent 139,404.00 209,246,910.15
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Total 30 + Days Delinquent 368,898.00 491,673,768.77
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.60%
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Defaulted Accounts During the Month 47,855.00 47,779,428.98
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.49%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : June 1999 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 1,316,281,335.15 12.21%
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Collections of Principal Receivables and Principal Payment Rate 1,110,268,513.22 10.64%
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Prior Month Billed Finance Charge and Fees 164,986,766.80
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Amortized AMF Income 12,550,012.62
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Interchange Collected 15,850,167.42
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Recoveries of Charged Off Accounts 15,003,638.75
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 208,390,585.59 23.96%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : June 1999
Beginning Unamortized AMF Balance 66,611,850.79
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+ AMF Slug for Added Accounts 9,460.51
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+ AMF Collections 10,172,248.96
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- - Amortized AMF Income 12,550,012.62
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Ending Unamortized AMF Balance 64,243,547.64
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : June 1999
Gross Principal Payment Rate 10.64%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Charles Kim
--------------------------------
Charles Kim
Securitization Manager
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