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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : July 1999
Beginning of the Month Principal Receivables : 10,645,777,864.94
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Beginning of the Month Finance Charge Receivables : 339,150,697.30
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 10,984,928,562.24
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 299,216,779.31
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Additional Finance Charge Receivables : 1,204,059.93
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Additional Total Receivables: 300,420,839.24
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 10,432,719,669.99
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End of the Month Finance Charge Receivables : 332,979,629.14
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 10,765,699,299.13
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,818,602,444.00
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End of the Month Seller Percentage 5.89%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : July 1999 ACCOUNTS RECEIVABLES
End of the Month Delinquencies :
30 - 59 Days Delinquent 138,887.00 167,676,281.17
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60 - 89 Days Delinquent 83,041.00 107,923,210.66
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90 + Days Delinquent 141,994.00 208,102,945.34
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Total 30 + Days Delinquent 363,922.00 483,702,437.17
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.49%
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Defaulted Accounts During the Month 43,564.00 47,213,271.76
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.32%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : July 1999 COLLECTIONS PERCENTAGES
Total Collections and Gross Payment Rate 1,540,922,100.92 14.03%
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Collections of Principal Receivables and Principal Payment Rate 1,329,591,009.81 12.49%
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Prior Month Billed Finance Charge and Fees 168,215,104.27
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Amortized AMF Income 11,911,041.24
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Interchange Collected 16,015,774.81
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Recoveries of Charged Off Accounts 15,393,991.08
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 211,535,911.40 23.84%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : July 1999
Beginning Unamortized AMF Balance 64,243,547.64
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+ AMF Slug for Added Accounts 1,442,377.30
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+ AMF Collections 11,706,220.95
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- - Amortized AMF Income 11,911,041.24
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Ending Unamortized AMF Balance 65,481,104.65
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : JULY 1999
Gross Principal Payment Rate 12.49%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Charles Kim
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Charles Kim
Securitization Manager
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