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CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : OCTOBER 1999
Beginning of the Month Principal Receivables : 10,665,942,752.17
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Beginning of the Month Finance Charge Receivables : 368,550,549.32
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Beginning of the Month Discounted Receivables : 0.00
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Beginning of the Month Total Receivables : 11,034,493,301.49
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Removed Principal Receivables : 0.00
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Removed Finance Charge Receivables : 0.00
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Removed Total Receivables : 0.00
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Additional Principal Receivables : 0.00
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Additional Finance Charge Receivables : 0.00
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Additional Total Receivables : 0.00
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Discounted Receivables Generated this Period 0.00
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End of the Month Principal Receivables : 10,398,868,020.08
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End of the Month Finance Charge Receivables : 365,031,002.79
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End of the Month Discounted Receivables : 0.00
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End of the Month Total Receivables : 10,763,899,022.87
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Excess Funding Account Balance 0.00
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Adjusted Invested Amount of all Master Trust Series 9,633,561,473.00
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End of the Month Seller Percentage 7.36%
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CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : OCTOBER 1999 ACCOUNTS RECEIVABLES
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End of the Month Delinquencies :
30 - 59 Days Delinquent 167,273.00 194,096,370.92
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60 - 89 Days Delinquent 95,291.00 123,838,177.81
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90 + Days Delinquent 173,476.00 232,345,268.04
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Total 30 + Days Delinquent 436,040.00 550,279,816.77
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Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.11%
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Defaulted Accounts During the Month 54,059.00 49,403,797.30
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Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.56%
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CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : OCTOBER 1999 COLLECTIONS PERCENTAGES
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Total Collections and Gross Payment Rate 1,570,062,344.24 14.23%
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Collections of Principal Receivables and Principal Payment Rate 1,351,781,186.80 12.67%
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Prior Month Billed Finance Charge and Fees 179,360,032.54
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Amortized AMF Income 13,312,766.10
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Interchange Collected 16,224,555.66
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Recoveries of Charged Off Accounts 12,039,014.13
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Collections of Discounted Receivables 0.00
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Collections of Finance Charge Receivables and Annualized Yield 220,936,368.43 24.86%
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CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : OCTOBER 1999
Beginning Unamortized AMF Balance 69,008,957.08
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+ AMF Slug for Added Accounts 0.00
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+ AMF Collections 10,657,555.11
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- - Amortized AMF Income 13,312,766.10
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Ending Unamortized AMF Balance 66,353,746.09
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CAPITAL ONE MASTER TRUST (DISCOUNTED RECEIVABLES)
MONTHLY PERIOD : OCTOBER 1999
Gross Principal Payment Rate 12.67%
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May 17, 1994 3% Discount of Addition 50,184,973.92
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Total Discounted Receivables Collections as of Beginning of Month 50,184,973.92
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Collections of Discounted Receivables Current Month 0.00
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Discounted Receivables to be Collected 0.00
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/s/ Charles Kim
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Charles Kim
Securitization Manager
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