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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM T-1
STATEMENT OF ELIGIBILITY UNDER THE
TRUST INDENTURE ACT OF 1939
OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE
CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY
OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) ____
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CHASE BANK OF TEXAS, NATIONAL ASSOCIATION
(Exact name of trustee as specified in its charter)
74-0800980
(I.R.S. Employer Identification Number)
712 MAIN STREET, HOUSTON, TEXAS 77002
(Address of principal executive offices) (Zip code)
LEE BOOCKER, 712 MAIN STREET, 26TH FLOOR
HOUSTON, TEXAS 77002 (713) 216-2448
(Name, address and telephone number of agent for service)
ONEOK, INC.
(Exact name of obligor as specified in its charter)
OKLAHOMA 73-1520922
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification Number)
100 WEST FIFTH STREET 74103
TULSA, OKLAHOMA (Zip code)
(Address of principal executive offices)
7.75% NOTES DUE MARCH 1, 2005
(Title of indenture securities)
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ITEM 1. GENERAL INFORMATION.
FURNISH THE FOLLOWING INFORMATION AS TO THE TRUSTEE:
(a) NAME AND ADDRESS OF EACH EXAMINING OR SUPERVISING AUTHORITY TO
WHICH IT IS SUBJECT.
Comptroller of the Currency, Washington, D.C. Federal Deposit
Insurance Corporation, Washington, D.C. Board of Governors of the
Federal Reserve System, Washington, D.C.
(b) WHETHER IT IS AUTHORIZED TO EXERCISE CORPORATE TRUST POWERS.
The trustee is authorized to exercise corporate trust powers.
ITEM 2. AFFILIATIONS WITH THE OBLIGOR.
IF THE OBLIGOR IS AN AFFILIATE OF THE TRUSTEE, DESCRIBE EACH SUCH
AFFILIATION.
The obligor is not an affiliate of the trustee. (See Note on Page
7.)
ITEM 3. VOTING SECURITIES OF THE TRUSTEE.
FURNISH THE FOLLOWING INFORMATION AS TO EACH CLASS OF VOTING
SECURITIES OF THE TRUSTEE.
COL. A COL. B
TITLE OF CLASS AMOUNT OUTSTANDING
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Not applicable by virtue of Form T-1 General Instruction B and
response to Item 13.
ITEM 4. TRUSTEESHIPS UNDER OTHER INDENTURES.
IF THE TRUSTEE IS A TRUSTEE UNDER ANOTHER INDENTURE UNDER
WHICH ANY OTHER SECURITIES, OR CERTIFICATES OF INTEREST OR PARTICIPATION IN ANY
OTHER SECURITIES, OF THE OBLIGOR ARE OUTSTANDING, FURNISH THE FOLLOWING
INFORMATION:
(a) TITLE OF THE SECURITIES OUTSTANDING UNDER EACH SUCH OTHER
INDENTURE.
Not applicable by virtue of Form T-1 General Instruction B and
response to Item 13.
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ITEM 4. (CONTINUED)
(b) A BRIEF STATEMENT OF THE FACTS RELIED UPON AS A BASIS FOR THE
CLAIM THAT NO CONFLICTING INTEREST WITHIN THE MEANING OF SECTION
310(B)(1) OF THE ACT ARISES AS A RESULT OF THE TRUSTEESHIP UNDER
ANY SUCH OTHER INDENTURE, INCLUDING A STATEMENT AS TO HOW THE
INDENTURE SECURITIES WILL RANK AS COMPARED WITH THE SECURITIES
ISSUED UNDER SUCH OTHER INDENTURE.
Not applicable by virtue of Form T-1 General Instruction B and
response to Item 13.
ITEM 5. INTERLOCKING DIRECTORATES AND SIMILAR RELATIONSHIPS WITH OBLIGOR OR
UNDERWRITERS.
IF THE TRUSTEE OR ANY OF THE DIRECTORS OR EXECUTIVE OFFICER OF THE
TRUSTEE IS A DIRECTOR, OFFICER, PARTNER, EMPLOYEE, APPOINTEE, OR REPRESENTATIVE
OF THE OBLIGOR OR OF ANY UNDERWRITER FOR THE OBLIGOR, IDENTIFY EACH SUCH PERSON
HAVING ANY SUCH CONNECTION AND STATE THE NATURE OF EACH SUCH CONNECTION.
Not applicable by virtue of Form T-1 General Instruction B and
response to Item 13.
ITEM 6. VOTING SECURITIES OF THE TRUSTEE OWNED BY THE OBLIGOR OR ITS OFFICIALS.
FURNISH THE FOLLOWING INFORMATION AS TO THE VOTING SECURITIES OF
THE TRUSTEE OWNED BENEFICIALLY BY THE OBLIGOR AND EACH DIRECTOR, PARTNER AND
EXECUTIVE OFFICER OF THE OBLIGOR.
COL. A COL. B COL. C COL. D
PERCENTAGE OF
VOTING SECURITIES
REPRESENTED BY
AMOUNT OWNED AMOUNT GIVEN IN
NAME OF OWNER TITLE OF CLASS BENEFICIALLY COL.C
------------- -------------- ------------ -----------------
Not applicable by virtue of Form T-1 General Instruction B and response to
Item 13.
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ITEM 7. VOTING SECURITIES OF THE TRUSTEE OWNED BY UNDERWRITERS OR THEIR
OFFICIALS.
FURNISH THE FOLLOWING INFORMATION AS TO THE VOTING SECURITIES
OF THE TRUSTEE OWNED BENEFICIALLY BY EACH UNDERWRITER FOR THE OBLIGOR AND EACH
DIRECTOR, PARTNER AND EXECUTIVE OFFICER OF EACH SUCH UNDERWRITER.
COL. A COL. B COL. C COL. D
PERCENTAGE OF
VOTING SECURITIES
REPRESENTED BY
AMOUNT OWNED AMOUNT GIVEN IN
NAME OF OWNER TITLE OF CLASS BENEFICIALLY COL.C
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Not applicable by virtue of Form T-1 General Instruction B and response to
Item 13.
ITEM 8. SECURITIES OF THE OBLIGOR OWNED OR HELD BY THE TRUSTEE.
FURNISH THE FOLLOWING INFORMATION AS TO THE SECURITIES OF THE
OBLIGOR OWNED BENEFICIALLY OR HELD AS COLLATERAL SECURITY FOR OBLIGATIONS IN
DEFAULT BY THE TRUSTEE.
COL. A COL. B COL. C COL. D
AMOUNT OWNED
WHETHER THE BENEFICIALLY OR PERCENTAGE OF
SECURITIES HELD AS COLLATERAL CLASS
ARE VOTING SECURITY FOR REPRESENTED BY
OR NONVOTING OBLIGATIONS IN AMOUNT GIVEN IN
TITLE OF CLASS SECURITIES DEFAULT COL.C
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Not applicable by virtue of Form T-1 General Instruction B and response to
Item 13.
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ITEM 9. SECURITIES OF UNDERWRITERS OWNED OR HELD BY THE TRUSTEE.
IF THE TRUSTEE OWNS BENEFICIALLY OR HOLDS AS COLLATERAL
SECURITY FOR OBLIGATIONS IN DEFAULT ANY SECURITIES OF AN UNDERWRITER FOR THE
OBLIGOR, FURNISH THE FOLLOWING INFORMATION AS TO EACH CLASS OF SECURITIES OF
SUCH UNDERWRITER ANY OF WHICH ARE SO OWNED OR HELD BY THE TRUSTEE.
COL. A COL. B COL. C COL. D
AMOUNT OWNED
BENEFICIALLY OR PERCENTAGE OF
HELD AS COLLATERAL CLASS
NAME OF ISSUER SECURITY FOR REPRESENTED BY
AND AMOUNT OBLIGATIONS IN AMOUNT GIVEN IN
TITLE OF CLASS OUTSTANDING DEFAULT BY TRUSTEE COL.C
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Not applicable by virtue of Form T-1 General Instruction B and response to
Item 13.
ITEM 10. OWNERSHIP OR HOLDINGS BY THE TRUSTEE OF VOTING SECURITIES OF
CERTAIN AFFILIATES OR SECURITY HOLDERS OF THE OBLIGOR.
IF THE TRUSTEE OWNS BENEFICIALLY OR HOLDS AS COLLATERAL
SECURITY FOR OBLIGATIONS IN DEFAULT VOTING SECURITIES OF A PERSON WHO, TO THE
KNOWLEDGE OF THE TRUSTEE (1) OWNS 10% OR MORE OF THE VOTING SECURITIES OF THE
OBLIGOR OR (2) IS AN AFFILIATE, OTHER THAN A SUBSIDIARY, OF THE OBLIGOR, FURNISH
THE FOLLOWING INFORMATION AS TO THE VOTING SECURITIES OF SUCH PERSON.
COL. A COL. B COL. C COL. D
AMOUNT OWNED
BENEFICIALLY OR PERCENTAGE OF
HELD AS COLLATERAL CLASS
NAME OF ISSUER SECURITY FOR REPRESENTED BY
AND AMOUNT OBLIGATIONS IN AMOUNT GIVEN IN
TITLE OF CLASS OUTSTANDING DEFAULT BY TRUSTEE COL.C
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Not applicable by virtue of Form T-1 General Instruction B and response to
Item 13.
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ITEM 11. OWNERSHIP OR HOLDINGS BY THE TRUSTEE OF ANY SECURITIES OF A PERSON
OWNING 50% OR MORE OF THE VOTING SECURITIES OF THE OBLIGOR.
IF THE TRUSTEE OWNS BENEFICIALLY OR HOLDS AS COLLATERAL
SECURITY FOR OBLIGATIONS IN DEFAULT ANY SECURITIES OF A PERSON WHO, TO THE
KNOWLEDGE OF THE TRUSTEE, OWNS 50% OR MORE OF THE VOTING SECURITIES OF THE
OBLIGOR, FURNISH THE FOLLOWING INFORMATION AS TO EACH CLASS OF SECURITIES OR
SUCH PERSON ANY OF WHICH ARE SO OWNED OR HELD BY THE TRUSTEE.
COL. A COL. B COL. C COL. D
AMOUNT OWNED
BENEFICIALLY OR PERCENTAGE OF
HELD AS COLLATERAL CLASS
NAME OF ISSUER SECURITY FOR REPRESENTED BY
AND AMOUNT OBLIGATIONS IN AMOUNT GIVEN IN
TITLE OF CLASS OUTSTANDING DEFAULT BY TRUSTEE COL.C
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Not applicable by virtue of Form T-1 General Instruction B and response to
Item 13.
ITEM 12. INDEBTEDNESS OF THE OBLIGOR TO THE TRUSTEE.
EXCEPT AS NOTED IN THE INSTRUCTIONS, IF THE OBLIGOR IS
INDEBTED TO THE TRUSTEE, FURNISH THE FOLLOWING INFORMATION:
COL. A COL. B COL. C
NATURE OF AMOUNT
INDEBTEDNESS OUTSTANDING DATE DUE
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Not applicable by virtue of Form T-1 General Instruction B and response to
Item 13.
ITEM 13. DEFAULTS BY THE OBLIGOR.
(a) STATE WHETHER THERE IS OR HAS BEEN A DEFAULT WITH RESPECT TO THE
SECURITIES UNDER THIS INDENTURE. EXPLAIN THE NATURE OF ANY SUCH DEFAULT.
There is not, nor has there been, a default with respect to the
securities under this indenture. (See Note on Page 7.)
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ITEM 13. (CONTINUED)
(B) IF THE TRUSTEE IS A TRUSTEE UNDER ANOTHER INDENTURE UNDER WHICH ANY
SECURITIES, OR CERTIFICATES OF INTEREST OR PARTICIPATION IN ANY OTHER
SECURITIES, OF THE OBLIGOR ARE OUTSTANDING, OR IS TRUSTEE FOR MORE THAN ONE
OUTSTANDING SERIES OF SECURITIES UNDER THE INDENTURE, STATE WHETHER THERE HAS
BEEN A DEFAULT UNDER ANY SUCH INDENTURE OR SERIES, IDENTIFY THE INDENTURE OR
SERIES AFFECTED, AND EXPLAIN THE NATURE OF ANY SUCH DEFAULT.
There has not been a default under any such indenture or series. (See
Note on Page 7.)
ITEM 14. AFFILIATIONS WITH THE UNDERWRITERS.
IF ANY UNDERWRITER IS AN AFFILIATE OF THE TRUSTEE, DESCRIBE
EACH SUCH AFFILIATION.
Not applicable by virtue of Form T-1 General Instruction B and response to
Item 13.
ITEM 15. FOREIGN TRUSTEE.
IDENTIFY THE ORDER OR RULE PURSUANT TO WHICH THE FOREIGN
TRUSTEE IS AUTHORIZED TO ACT AS SOLE TRUSTEE UNDER INDENTURES QUALIFIED OR TO BE
QUALIFIED UNDER THE ACT.
Not applicable.
ITEM 16. LIST OF EXHIBITS.
LIST BELOW ALL EXHIBITS FILED AS PART OF THIS STATEMENT OF
ELIGIBILITY.
o 1. A copy of the articles of association of the trustee now
in effect.
# 2. A copy of the certificate of authority of the trustee to
commence business.
* 3. A copy of the certificate of authorization of the trustee
to exercise corporate trust powers issued by the Board of
Governors of the Federal Reserve System under date of January
21, 1948.
+ 4. A copy of the existing bylaws of the trustee.
5. Not applicable.
6. The consent of the United States institutional trustees
required by Section 321(b) of the Act.
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7. A copy of the latest report of condition of the trustee
published pursuant to law or the requirements of its supervising or examining
authority.
8. Not applicable.
9. Not applicable.
NOTE REGARDING INCORPORATED EXHIBITS
Effective January 20, 1998, the name of the Trustee was changed from
Texas Commerce Bank National Association to Chase Bank of Texas, National
Association. Certain of the exhibits incorporated herein by reference, except
for Exhibit 7, were filed under the former name of the Trustee.
o Incorporated by reference to exhibit bearing the same designation and
previously filed with the Securities and Exchange Commission as exhibits to the
Form S-3 File No. 33-56195.
# Incorporated by reference to exhibit bearing the same designation and
previously filed with the Securities and Exchange Commission as exhibits to the
Form S-3 File No. 33-42814.
* Incorporated by reference to exhibit bearing the same designation and
previously filed with the Securities and Exchange Commission as exhibits to the
Form S-11 File No. 33-25132.
+ Incorporated by reference to exhibit bearing the same designation and
previously filed with the Securities and Exchange Commission as exhibits to the
Form S-3 File No. 33-65055.
NOTE
Inasmuch as this Form T-1 is filed prior to the ascertainment
by the trustee of all facts on which to base responsive answers to Items 2 and
13, the answers to said Items are based on incomplete information. Such Items
may, however, be considered as correct unless amended by an amendment to this
Form T-1.
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SIGNATURE
PURSUANT TO THE REQUIREMENTS OF THE TRUST INDENTURE ACT OF 1939 THE
TRUSTEE, CHASE BANK OF TEXAS, NATIONAL ASSOCIATION, FORMERLY KNOWN AS TEXAS
COMMERCE BANK NATIONAL ASSOCIATION, A NATIONAL BANKING ASSOCIATION ORGANIZED AND
EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA, HAS DULY CAUSED THIS
STATEMENT OF ELIGIBILITY TO BE SIGNED ON ITS BEHALF BY THE UNDERSIGNED,
THEREUNTO AUTHORIZED, ALL IN THE CITY OF HOUSTON, AND STATE OF TEXAS, ON THE
10TH DAY OF MARCH, 2000.
CHASE BANK OF TEXAS, NATIONAL
ASSOCIATION, AS TRUSTEE
By: /s/ JOHN G. JONES
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John G. Jones
Vice President and Trust Officer
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EXHIBIT 6
Securities and Exchange Commission
Washington, D.C. 20549
Gentlemen:
The undersigned is trustee under an Indenture between ONEOK, Inc., an
Oklahoma corporation, as obligor (the "Company"), and Chase Bank of Texas,
National Association, as Trustee, entered into in connection with the issuance
of the Company's 7.75% Notes due March 1, 2005.
In accordance with Section 321(b) of the Trust Indenture Act of 1939,
the undersigned hereby consents that reports of examinations of the undersigned,
made by Federal or State authorities authorized to make such examinations, may
be furnished by such authorities to the Securities and Exchange Commission upon
its request therefor.
Very truly yours,
CHASE BANK OF TEXAS, NATIONAL
ASSOCIATION, as Trustee
By: /s/ JOHN G. JONES
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John G. Jones
Vice President and Trust Officer
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EXHIBIT 7
Board of Governors of the Federal Reserve System
OMB Number: 7100-0036
Federal Deposit Insurance Corporation
OMB Number: 3064-0052
Office of the Comptroller of the Currency
OMB Number: 1557-0081
FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL Expires March 31, 2000
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[1]
[LOGO] Please Refer to Page i,
Table of Contents, for
the required disclosure
of estimated burden.
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CONSOLIDATED REPORTS OF CONDITION AND INCOME FOR
A BANK WITH DOMESTIC AND FOREIGN OFFICES - FFIEC 031
REPORT AT THE CLOSE OF BUSINESS DECEMBER 31, 1999 19991231
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(RCRI 9999)
This report is required by law: 12 U.S.C. Section 324 (State This report form is to be filed by banks with branches and
member banks); 12 U.S.C. Section 1817 (State nonmember consolidated subsidiaries in U.S. territories and possessions,
banks); and 12 U.S.C. Section 161 (National banks). Edge or Agreement subsidiaries, foreign branches, consolidated
foreign subsidiaries, or International Banking Facilities.
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NOTE: The Reports of Condition and Income must be signed by The Reports of Condition and Income are to be prepared in
an authorized officer and the Report of Condition must be accordance with Federal regulatory authority instructions.
attested to by not less than two directors (trustees) for
State nonmember banks and three directors for State member
and National banks.
I, Jack Alexander, Senior Vice President We, the undersigned directors (trustees), attest to
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Name and Title of Officer Authorized to Sign Report (including the supporting schedules) for this report date and
declare that it has been examined by us and to the best of our
of the named bank do hereby declare that these Reports of knowledge and belief has been prepared in conformance
Condition and Income (including the supporting schedules) for with the instructions issued by the appropriate
this report date have been prepared in conformance with the Federal regulatory authority and is true and correct.
instructions issued by the appropriate Federal regulatory
authority and are true to the best of my knowledge and belief. Alan R. Buckwalter /s/ ALAN R. BUCKWALTER
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Director (Trustee)
/s/ JACK ALEXANDER
- ------------------------------------------------------------- Harriet S. Wasserstrum /s/ HARRIET S. WASSERSTRUM
Signature of Officer Authorized to Sign Report ---------------------------------------------------------
Director (Trustee)
Beverly H. McCaskill /s/ BEVERLY H. MCCASKILL
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Date of Signature Director (Trustee)
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Submission of Reports (If other than EDS) must transmit the bank's
computer data file to EDS.
Each bank must prepare its Reports of Condition and Income
either: For electronic filing assistance, contact EDS Call
Report Services, 2150 N. Prospect Ave., Milwaukee,
WI 53202, telephone (800) 255-1571.
(a) in electronic form and then file the computer data file
directly with the banking agencies' collection agent.
Electronic Data Systems Corporation (EDS), by modem or To fulfill the signature and atestation requirement for the
on computer diskette; or Reports of Condition and Income for this report date, attach
(b) in hard-copy (paper) form and arrange for another party this signature page (or a photocopy or a computer-generated
to convert the paper report to electronic form. That version of this page) to the hard-copy record of the completed
party report that the bank places in its files.
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FDIC Certificate Number 03263 Chase Bank of Texas, National Association
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(RCRI 9050) Legal Title of Bank (TEXT 9010)
http://Chase.com Houston
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Primary Internet Web Address of Bank City (TEXT 9130)
(Home Page), if any (TEXT 4087) TX 77001
(Example: www.example.com) ---------------------------------------------------------
State Abbrev. (TEXT 9200) Zip Code (TEXT 9220)
Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency
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FFIEC 031
Page i
2
CONSOLIDATED REPORTS OF CONDITION AND INCOME FOR
A BANK WITH DOMESTIC AND FOREIGN OFFICES
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TABLE OF CONTENTS REPORT OF CONDITION
SIGNATURE PAGE COVER Schedule RC--Balance Sheet .......................... RC-1, 2
REPORT OF INCOME Schedule RC-A--Cash and Balances Due
From Depository Institutions ........................ RC-3
Schedule RI-Income Statement .................... RI-1, 2, 3
Schedule RC-B--Securities ........................... RC-3, 4, 5
Schedule RI-A-Changes in Equity Capital ............RI-4
Schedule RC-C--Loans and Lease Financing Receivables:
Schedule RI-B-Charge-offs and Recoveries on Loans Part I. Loans and Leases .......................... RC-6, 7, 8
and Leases and Changes in Allowance for Credit Part II. Loans to Small Businesses and
Losses ...........................................RI-4, 5 Small Farms (to be completed for the
June report only; not included in the forms
for the September and December reports) ........... RC-8a, 8b
Schedule RI-D--Income from International
Operations ....................................... RI-6 Schedule RC-D--Trading Assets and Liabilities
(to be completed only by selected banks) ........ RC-8
Schedule RI-E--Explanations ........................ RI-7, 8 Schedule RC-E--Deposit Liabilities ................ RC-9, 10, 11
Schedule RC-F--Other Assets ..................... RC-11
Disclosure of Estimated Burden Schedule RC-G--Other Liabilities ................. RC-11
Schedule RC-H--Selected Balance Sheet Items
The estimated average burden associated with this for Domestic Offices ............................ RC-12
information collection is 34.1 hours per respondent and Schedule RC-I--Selected Assets and Liabilities
estimated to vary from 15 to 400 hours per response, of IBFs .......................................... RC-13
depending on individual circumstances. Burden estimates Schedule RC-K--Quarterly Averages ................. RC-13
include the time for reviewing instructions, gathering Schedule RC-L--Off Balance Sheet
and maintaining data in the required form, and completing Items ............................................ RC-14, 15, 16
the information collection, but exclude the time for compiling Schedule RC-M--Memoranda ......................... RC-17, 18
and maintaining business records in the normal course of Schedule RC-N--Past Due and Nonaccrual
a respondent's activities. A Federal agency may not conduct Loans, Leases, and Other Assets .................. RC-19, 20
or sponsor, and an organization (or a person) is not Loans, Leases, and Other Assets .................. RC-19, 20
required to respond to a collection of information, Schedule RC-O--Other Data for Deposit
unless it displays a currently valid OMB control number. Insurance and FICO Assessments ................... RC-21, 22
Comments concerning the accuracy of this burden estimate and Schedule RC-R--Regulatory Capital .................. RC-23, 24
suggestions for reducing this burden should be directed to Optional Narrative Statement Concerning the
the Office of Information and Regulatory Affairs, Amounts Reported in the Reports
Office of Management and Budget. of Condition and Income ........................... RC-25
Washington, D.C. 20503, and to one of the following:
Secretary
Board of Governors of the Federal Reserve System SPECIAL REPORT (TO BE COMPLETED BY ALL BANKS)
Washington, D.C. 20551
Legislative and Regulatory Analysis Division
Office of the Comptroller of the Currency
Washington, D.C. 20219
Assistant Executive Secretary
Federal Deposit Insurance Corporation
Washington, D.C. 20429
For information or assistance, National and State nonmember banks should contact the FDIC's Reports Analysis
and Quality
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Chase Bank of Texas, National Association Call Date: 12/31/99 State #: FFIEC 031
712 Main Street Vendor Date: D Cert #: 03263 RI-1
Houston, TX 77001 Transit#: 0000000 ----------
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CONSOLIDATED REPORT OF INCOME
FOR THE PERIOD JANUARY 1, 1999-DECEMBER 31, 1999
All Report of Income schedules are to be reported on a calendar year-to-date
basis in thousands of dollars.
SCHEDULE RI--INCOME STATEMENT
I480 <-
Dollar Amounts in Thousands
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1. Interest income:
a. Interest and fee income on loans:
(1) In domestic offices: RIAD
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(a) Loans secured by real estate.................................................. 4011 221,609 1.a.(1)(a)
(b) Loans to depository institutions.............................................. 4019 232 1.a.(1)(b)
(c) Loans to finance agricultural production and other loans to farmers........... 4024 1,824 1.a.(1)(c)
(d) Commercial and industrial loans............................................... 4012 436,152 1.a.(1)(d)
(e) Acceptances of other banks.................................................... 4026 0 1.a.(1)(e)
(f) Loans to individuals for household, family and other personal expenditures:
(1) Credit cards and related plans............................................ 4054 13,518 1.a.(1)(f)(1)
(2) Other..................................................................... 4055 148,370 1.a.(1)(f)(2)
(g) Loans to foreign governments and official institutions........................ 4056 539 1.a.(1)(g)
(h) Obligations (other than securities and leases) of states and political
subdivisions in the U.S.:
(1) Taxable obligations....................................................... 4503 0 1.a.(1)(h)(1)
(2) Tax-exempt obligations.................................................... 4504 309 1.a.(1)(h)(2)
(i) All other loans in domestic offices........................................... 4058 140,054 1.a.(1)(i)
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs..................... 4059 1,477 1.a.(2)
b. Income from lease financing receivables:
(1) Taxable leases.................................................................... 4505 1,977 1.b.(1)
(2) Tax-exempt leases................................................................. 4307 0 1.b.(2)
c. Interest income on balances due from depository institutions: (1)
(1) In domestic offices............................................................... 4105 0 1.c.(1)
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs..................... 4106 117 1.c.(2)
d. Interest and dividend income on securities:
(1) U.S. Treasury securities and U.S. Government agency obligations
(including mortgage-backed securities issued
or guaranteed by FNMA, FHLMC, or GNMA) ........................................... 4027 316,091 1.d.(1)
(2) Securities issued by states and political subdivisions in the U.S.:
(a) Taxable securities............................................................ 4506 3 1.d.(2)(a)
(b) Tax-exempt securities......................................................... 4507 11 1.d.(2)(b)
(3) Other domestic debt securities
(including mortgage-backed securities not issued
or guaranteed by FNMA, FHLMC, or GNMA)............................................ 3657 40 1.d.(3)
(4) Foreign debt securities........................................................... 3658 147 1.d.(4)
(5) Equity securities (including investments in mutual funds)......................... 3659 2,849 1.d.(5)
e. Interest income from trading assets................................................... 4069 124 1.e.
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(1) Includes interest income on time certificates of deposit not held for trading.
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Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC C3
712 Main Street Vendor ID: D Cert #: 03263 RI-2
Houston, TX 77001 Transit #: 00000000
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Schedule RI -- Continued
Dollar Amounts in Thousands
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1. Interest income (continued)
f. Interest income on federal funds sold and securities purchased under RIAD Year-to-Date
agreements to resell..................................................4020 30,706 1.f
g. Total interest income (sum of items 1.a through 1.f)..................4107 1,322,149 1.g
2. Interest expense:
a. Interest on deposits:
(1) Interest on deposits in domestic offices:
(a) Transaction accounts (NOW accounts, ATS accounts, and
telephone and preauthorized transfer accounts)................4508 4,260 2.a.(1)(a)
(b) Nontransaction accounts:
(1) Money market deposit accounts (MMDAs).....................4509 44,939 2.a.(1)(b)(1)
(2) Other savings deposits....................................4511 130,381 2.a.(1)(b)(2)
(3) Time deposits of $100,000 or more.........................A517 42,418 2.a.(1)(b)(3)
(4) Time deposits of less than $100,000.......................A518 104,867 2.a.(1)(b)(4)
(2) Interest on deposits in foreign offices, Edge and Agreement
subsidiaries, and IBFs............................................4172 11,680 2.a.(2)
b. Expense of federal funds purchased and securities sold under
agreements to repurchase..............................................4180 79,983 2.b
c. Interest on demand notes issued to the U.S. Treasury, trading
liabilities, and other borrowed money.................................4185 33,262 2.c
d. Not applicable
e. Interest on subordinated notes and debentures.........................4200 28,583 2.e
f. Total interest expense (sum of Items 2.a through 2.e).................4073 480,373 RIAD 2.f
3. Net interest income (item 1.g minus 2.f)................................... 4074 841,776 3.
4. Provisions:
a. Provision for credit losses........................................... 4230 110,000 4.a
b. Provision for allocated transfer risk................................. 4243 0 4.b
5. Noninterest income: RIAD
a. Income from fiduciary activities......................................4070 190,226 5.a
b. Service charges on deposit accounts in domestic offices...............4080 157,896 5.b
c. Trading revenue (must equal Schedule RI, sum of Memorandum
items 8.a through 8.d)................................................A220 26,028 5.c
d.-e. Not applicable
f. Other noninterest income:
(1) Other fee income..................................................5407 120,837 5.f.(1)
(2) All other noninterest income*.....................................5408 205,040 RIAD 5.f.(2)
g. Total noninterest income (sum of items 5.a through 5.f)............... 4079 700,029 5.g
6. a. Realized gains (losses) on held-to-maturity securities................ 3521 0 6.a
b. Realized gains (losses) on available-for-sale securities.............. 3196 23,667 6.b
7. Noninterest expense: RIAD
a. Salaries and employee benefits........................................4135 567,699 7.a
b. Expenses of premises and fixed assets (net of rental income)
(excluding salaries and employee benefits and mortgage interest)......4217 215,437 7.b
c. Other noninterest expense*............................................4092 284,337 RIAD 7.c
d. Total noninterest expense (sum of items 7.a through 7.c).............. 4093 1,067,473 7.d
8. Income (loss) before income taxes and extraordinary items and other
adjustments (item 3 plus or minus items 4.a, 4.b, 5.g, 6.a, 6.b, and 7.d).. 4301 388,019 8.
9. Applicable income taxes (on item 8)........................................ 4302 138,271 9.
10. Income (loss) before extraordinary items and other adjustments (item 8
minus 9)................................................................... 4300 249,748 10.
11. Extraordinary items and other adjustments, net of income taxes*............ 4320 0 11.
12. Net income (loss) (sum of items 10 and 11)................................. 4340 248,748 12.
- ---------------
* Describe on Schedule RI-E -- Explanations.
4
15
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RI-3
Houston, TX 77001 Transit #: 00000000 ----------
5
----------
Schedule RI--Continued
I481 <-
Dollar Amounts in Thousands RIAD Year-to-date
- ---------------------------------------------------------------------------------------------------------------------------
Memoranda
1. Interest expense incurred to carry tax-exempt securities, loans, and leases acquired after
August 7, 1986, that is not deductible for federal income tax purposes........................... 4513 6 M.1.
2. Income from the sale and servicing of mutual funds and annuities in domestic offices
(included in Schedule RI, item 8)................................................................ 8431 21,590 M.2.
3.-4. Not applicable
5. Number of full-time equivalent employees on payroll at end of current period (round to Number
nearest whole number)............................................................................ 4150 9,861 M.5.
6. Not applicable
7. If the reporting bank has restated its balance sheet as a result of applying push CCYY/MM/DD
accounting this calendar year, report the date of the bank's acquisition(1)...................... 9106 N/A M.7.
8. Trading revenue (from cash instruments and off-balance sheet derivative instruments)
(sum of Memorandum items 8.a through 8.d must equal Schedule RI, item 5.c):
a. Interest rate exposures....................................................................... 8757 116 M.8.a.
b. Foreign exchange exposures.................................................................... 8758 25,912 M.8.b.
c. Equity security and index exposures........................................................... 8759 0 M.8.c.
d. Commodity and other exposures................................................................. 8760 0 M.8.d.
9. Impact on income of off-balance sheet derivatives held for purposes other than trading:
a. Net increase (decrease) to interest income.................................................... 8761 2,370 M.9.a.
b. Net (increase) decrease to interest expense................................................... 8762 659 M.9.b.
c. Other (noninterest) allocations............................................................... 8763 (1,014) M.9.c.
10. Credit losses on off-balance sheet derivatives (see instructions)................................ A251 0 M.10.
11. Does the reporting bank have a Subchapter S election in effect for federal income tax YES/NO
purposes for the current tax year? ............................................................. A530 NO M.11.
12. Deferred portion of total applicable income taxes included in Schedule RI,
items 9 and 11 (to be reported with the December Report of Income)............................... 4772 6,110 M.12.
- --------------
(1) For example, a bank acquired on June 1, 1998, would report 1998/06/01.
* Describe on Schedule RI-E Explanations.
5
16
Legal Title of Bank: Chase Bank of Texas, National Association. Call Date: 12/31/1999 State #: FFIEC 031
Address: 712 Main Street Vendor ID: D Cert#: 03263 RI-4
City, State Zip: Houston, TX 77001 Transit #: 00000000
FDIC Certificate No.: 03263
Schedule RI-A--Changes in Equity Capital
Indicate decreases and losses in parentheses.
I483 <-
Dollar Amounts in Thousands RIAD
----------------------------------------------------------------------------------------------------------------------------------
1. Total equity capital originally reported in the December 31, 1998, Reports of Condition
and Income........................................................................................ 3215 1,812,417 1.
2. Equity capital adjustments from amended Reports of Income, net*................................... 3216 0 2.
3. Amended balance end of previous calendar year (sum of items 1 and 2).............................. 3217 1,812,417 3.
4. Net income (loss) (must equal Schedule RI, item 12)............................................... 4340 248,748 4.
5. Sale, conversion, acquisition, or retirement of capital stock, net................................ 4346 0 5.
6. Changes incident to business combinations, net.................................................... 4356 0 6.
7. LESS: Cash dividends declared on preferred stock.................................................. 4470 0 7.
8. LESS: Cash dividends declared on common stock..................................................... 4460 100,000 8.
9. Cumulative effect of changes in accounting principles from prior years* (see instructions for
this schedule).................................................................................... 4411 0 9.
10. Corrections of material accounting errors from prior years* (see instructions for this schedule) 4412 0 10.
11. a. Change in net unrealized holding gains (losses) on available-for-sale securities............... 8433 (228,454) 11.a
b. Change in accumulated net gains (losses) on cash flow hedges .................................. 4574 0 11.b
12. Foreign currency translation adjustments ......................................................... 4414 0 12.
13. Other transactions with parent holding company* (not included in items 5, 7, or 8 above) ......... 4415 0 13.
14. Total equity capital end of current period (sum of items 3 through 13) (must equal
Schedule RC, item 28) ............................................................................ 3210 1,733,711 14.
- ---------------
* Describe on Schedule RI-E -- Explanations.
Schedule RI-B -- Charge-offs and Recoveries on Loans and Leases and Changes
in Allowance for Credit Losses
Part I. Charge-offs and Recoveries on Loans and Leases(1)
Part I excludes charge-offs and recoveries through
the alloted transfer risk reserve.
I486 <-
--------------------------------------
(Column A) (Column B)
Charge-offs Recoveries
--------------------------------------
Calendar year-to-date
--------------------------------------
Dollar Amounts in Thousands RIAD RIAD
- --------------------------------------------------------------------------------------------------------------------
1. Loans secured by real estate:
a. To U.S. addressees (domicile)......................................... 4651 2,467 4661 2,278 1.a.
b. To non-U.S. addressees (domicile)..................................... 4652 0 4662 0 1.b.
2. Loans to depository institutions and acceptances of other banks:
a. To U.S. banks and other U.S. depository institutions.................. 4653 17 4663 0 2.a.
b. To foreign banks...................................................... 4654 0 4664 0 2.b.
3. Loans to finance agricultural production and other loans to farmers...... 4655 0 4665 489 3.
4. Commercial and industrial loans:
a. To U.S. addressees (domicile)......................................... 4645 28,072 4617 3,692 4.a.
b. To non-U.S. addressees (domicile)..................................... 4646 0 4618 0 4.b.
5. Loans to individuals for household, family, and other personal
expenditures:
a. Credit cards and related plans........................................ 4656 2,361 4666 376 5.a.
b. Other (includes single payment, installment, and all student loans)... 4657 51,007 4667 10,800 5.b.
6. Loans to foreign governments and official institutions................... 4643 0 4627 16 6.
7. All other loans.......................................................... 4644 35,263 4628 3,363 7.
8. Lease financing receivables:
a. Of U.S. addressees (domicile)......................................... 4658 0 4668 0 8.a.
b. Of non-U.S. addressees (domicile)..................................... 4659 0 4669 0 8.b.
9. Total (sum of items 1 through 8)......................................... 4635 119,187 4605 21,014 9.
6
17
Chase Bank of Texas, National Association Call Date: 12/31/99 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 Page RI-5
Houston, Texas 77001 Transit #: 00000000
FDIC Certificate No.: 03263 ---
7
---
SCHEDULE RI-B--CONTINUED
Part I. Continued
Memoranda
Dollar Amounts in Thousands
- -----------------------------------------------------------------------------------------------------------------------
----Calendar Year to Date----
1-3. Not applicable. (Column A) (Column B)
4. Loans to finance commercial real estate, construction, and land RIAD Charge-offs RIAD Recoveries
development activities (not secured by real estate) included in ---- ----------- ---- ----------
Schedule RI-B, part I, items 4 and 7, above............................ 5409 1099 5410 58 M.4.
5. Loans secured by real estate in domestic offices (included in
Schedule RI-B, part I, item 1, above):
a. Construction and land development................................... 3582 0 3583 50 M.5.a
b. Secured by farmland................................................. 3584 0 3585 18 M.5.b
c. Secured by 1-4 family residential properties:
(1) Revolving, open-end loans secured by 1-4 family residential
properties and extended under lines of credit................... 5411 0 5412 0 M.5.c.(1)
(2) All other loans secured by 1-4 family residential properties.... 5413 2,401 5414 795 M.5.c.(2)
d. Secured by multifamily (5 or more) residential properties........... 3588 17 3589 6 M.5.d.
e. Secured by nonfarm nonresidential properties........................ 3590 49 3591 1,409 M.5.e.
Part II. Changes in Allowance for Credit Losses
Dollar Amounts in Thousands RAID
- --------------------------------------------------------------------------------------------------------------------
1. Balance originally reported in the December 31, 1996, Reports of Condition and Income........ 3124 204,129 1.
2. Recoveries (must equal part I, item 9, column B above)....................................... 2419 21,014 2.
3. LESS: Charge-offs (must equal or exceed part I, item 9, column A above)...................... 2432 119,187 3.
4. Provision for credit losses (must equal or exceed Schedule RI, item 4.a)..................... 4230 110 000 4.
5. Adjustments * (see instructions for this schedule)........................................... 4815 0 5.
6. Balance end of current period (sum of items 1 through 5) (must equal or exceed Schedule RC,
item 4.b).................................................................................... A512 215,956 6.
- --------------
Describe on Schedule RI-E -- Explanations.
7
18
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 PJ-6
Houston, Tx 77001 Transit #: 00000000
-----------
8
-----------
SCHEDULE RI-D -- INCOME FROM INTERNATIONAL OPERATIONS
For all banks with foreign offices, Edge or Agreement subsidiaries, or IBFs
where international operations account for more than 10 percent of total
revenues, total assets, or net income.
PART I. ESTIMATED INCOME FROM INTERNATIONAL OPERATIONS
Dollar Amounts in Thousands
- ---------------------------------------------------------------------------------------------------------------------------
I492 <-
--------------------------- ----
Year-to-date
---------------------------
RIAD
----
1. Interest income and expense booked at foreign offices, Edge and
Agreement subsidiaries, and IBFs:
a. Interest income booked..................................... 4837 N/A 1.a.
b. Interest expense booked.................................... 4838 N/A 1.b.
c. Net interest income booked at foreign offices, Edge and
Agreement subsidiaries, and IBFs (item 1.a minus 1.b)...... 4839 N/A 1.c.
2. Adjustments for booking location of international operations:
a. Net interest income attributable to international
operations booked at domestic offices...................... 4840 N/A 2.a.
b. Net interest income attributable to domestic business
booked at foreign offices.................................. 4841 N/A 2.b.
c. Net booking location adjustment (item 2.a minus 2.b)....... 4842 N/A 2.c.
3. Noninterest income and expense attributable to international
operations:
a. Noninterest income attributable to international
operations................................................. 4097 N/A 3.a.
b. Provision for loan and lease losses attributable to
international operations................................... 4235 N/A 3.b.
c. Other noninterest expense attributable to international
operations................................................. 4239 N/A 3.c.
d. Net noninterest income (expense) attributable to
international operations (item 3.a minus 3.b and 3.c)...... 4843 N/A 3.d.
4. Estimated pretax income attributable to international operations
before capital allocation adjustment (sum of items 1.c, 2.c, and
3.d)............................................................... 4844 N/A 4.
5. Adjustment to pretax income for internal allocations to
international operations to reflect the effects of equity capital
on overall bank funding costs...................................... 4845 N/A 5.
6. Estimated pretax income attributable to international operations
after capital allocation adjustment (sum of items 4 and 5)......... 4846 N/A 6.
7. Income taxes attributable to income from international operations
as estimated in item 6............................................. 4797 N/A 7.
8. Estimated net income attributable to international operations
(item 6 minus 7)................................................... 4341 N/A 8.
Memoranda
Dollar Amounts in Thousands
- ---------------------------------------------------------------------------------------------------------------------------
RIAD
----
1. Intracompany interest income included in item 1.a above............ 4847 N/A M.1.
2. Intracompany interest expense included in item 1.b above........... 4848 N/A M.2.
PART II. SUPPLEMENTARY DETAILS ON INCOME FROM INTERNATIONAL OPERATIONS
REQUIRED BY THE DEPARTMENTS OF COMMERCE AND TREASURY FOR PURPOSES OF THE U.S.
INTERNATIONAL ACCOUNTS AND THE U.S. NATIONAL INCOME AND PRODUCT ACCOUNTS
Dollar Amounts in Thousands
- ---------------------------------------------------------------------------------------------------------------------------
Year-to-date
---------------------------
RIAD
----
1. Interest income booked at IBFs..................................... 4849 N/A 1.
2. Interest expense booked at IBFs.................................... 4850 N/A 2.
3. Noninterest income attributable to international operations
booked at domestic offices (excluding IBFs):
a. Gains (losses) and extraordinary items..................... 5491 N/A 3.a.
b. Fees and other noninterest income.......................... 5492 N/A 3.b.
4. Provision for loan and lease losses attributable to international
operations booked at domestic offices (excluding IBFs)............. 4852 N/A 4.
5. Other noninterest expense attributable to international operations
booked at domestic offices (excluding IBFs)........................ 4853 N/A 5.
8
19
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cart#: 03263 RI-7
Houston, TX 77001 Transit #: 00000000
--------
9
--------
SCHEDULE RI-E--EXPLANATIONS
Schedule RI-E is to be completed each quarter on a calender year-to-date basis.
Detail all adjustments in Schedules RI-A and RI-B, all extraordinary items and
other adjustments in Schedule RI, and all significant items of other
noninterest income and other noninterest expense in Schedule RI. (See
instructions for details.)
I495
Dollar Amounts in Thousands
- ------------------------------------------------------------------------------------------------------------------------
1. All other noninterest income (from Schedule RI, item 5.f.(2))
Report amounts that exceed 10% of Schedule RI, item 5.f.(2): RIAD Year-to-date
a. Net gains (losses) on other real estate owned ......................................... 5415 N/A 1.a.
b. Net gains (losses) on sales of loans .................................................. 5416 N/A 1.b.
c. Net gains (losses) on sales of premises and fixed assets .............................. 5417 N/A 1.c.
Itemized and describe the three largest other amounts that exceed 10% of Schedule RI,
item 5.f.(2): RIAD
d. TEXT 4461 Intercompany contract services ..................................... 4461 78,092 1.d.
e. TEXT 4462 Sale of Business Units ............................................ 4462 71,000 1.e.
f. TEXT 4463 ..................................................................... 4463 N/A 1.f.
2. Other noninterest expense (from Schedule R1, item 7.c): Year-to-date
a. Amortization expense of intangible assets ............................................ 4531 39,966 2.a.
Report amounts that exceed 10% of Schedule RI, item 7.c:
b. Net (gains) losses on other real estate owned ........................................ 5418 N/A 2.b.
c. Net (gains) losses on sales of loans ................................................. 5419 N/A 2.c.
d. Net (gains) losses on sales of premises and fixed assets ............................. 5420 N/A 2.d.
Itemize and describe the three largest other amounts that exceed 10% of Schedule RI,
item 7.c: RIAD
e. TEXT 4464 4464 N/A 2.e.
f. TEXT 4467 4467 N/A 2.f.
g. TEXT 4468 4468 N/A 2.g.
3. Extraordinary items and other adjustments and applicable income tax effect
(from Schedule RI, item 11.b) (itemize and describe all extraordinary items and
other adjustments): RIAD
a. (1) TEXT 6373 Effect of adopting FAS 133, 6373 0 3.a.(1)
"Accounting for Derivative Instruments and Hedging Activities"
(2) Applicable income tax effect....................................RIAD 4486 0 3.a.(2)
b. (1) 4487 4487 0 3.b.(1)
(2) Applicable income tax effect....................................RIAD 4488 0 3.b.(2)
c. (1) TEXT 4489 4489 0 3.c.(1)
(2) Applicable income tax effect....................................RIAD 4491 0 3.c.(2)
4. Equity capital adjustments from amended Reports of Income (from Schedule RI-A, item 2)
(itemize and describe all adjustments): RIAD
a. TEXT 4492 4492 N/A 4.a.
b. TEXT 4493 4493 N/A 4.b.
5. Cumulative effect of changes in accounting principles from prior years
(from Schedule RI-A, item 9) (itemize and describe all changes in accounting principles): RIAD
a. TEXT 4494 4494 N/A 5.a.
b. TEXT 4495 4495 N/A 5.b.
6. Corrections of material accounting errors from prior years (from Schedule RI-A, item 10)
(itemize and describe all corrections): RIAD
a. TEXT 4496 4496 N/A 6.a.
b. TEXT 4497 4497 N/A 6.b.
9
20
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RI-8
Houston, TX 77001 Transit #: 00000000
--------
10
--------
Schedule RI-E--Continued
Dollar Amounts in Thousands RIAD Year-to-Date
- --------------------------------------------------------------------------------------------------------------------
7. Other transactions with parent holding company (from Schedule RI-A, item 13)
(itemize and describe all such transactions):
a. Text 4498 ............................................................................... 4498 N/A 7.a.
b. Text 4499 ............................................................................... 4499 N/A 7.b.
8. Adjustments to allowance for credit losses (from Schedule RI-B, part II, item 5)
(itemize and describe all adjustments):
a. Text 4521 ............................................................................... 4521 N/A 8.a.
b. Text 4522 ............................................................................... 4522 N/A 8.b.
9. Other explanations (the space below is provided for bank to briefly describe, at its I498 I499 <-
option, any other significant items affecting the Report of Income):
RIAD
-------
X = NO COMMENT - Y = COMMENT ___ 4769 X
-------
Other explanations (please type or print clearly):
TEXT 4769 (70 characters per line)
--------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------
10
21
Legal Title of Bank: Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
Address: 712 Main Street Vendor ID: D Cert #: 03263 RC-1
City, State Zip: Houston, TX 77001 Transit #: 00000000
--------
11
--------
Schedule RI-E--Continued
CONSOLIDATED REPORT OF CONDITION FOR INSURED
COMMERCIAL AND STATE-CHARTERED SAVINGS BANKS FOR DECEMBER 31, 1999
ALL SCHEDULES ARE TO BE REPORTED IN THOUSANDS OF DOLLARS. UNLESS OTHERWISE
INDICATED, REPORT THE AMOUNT OUTSTANDING AS OF THE LAST BUSINESS DAY OF THE
QUARTER.
SCHEDULE RC - BALANCE SHEET
----
C400 <-
------------------
Dollar Amounts in Thousands
- ----------------------------------------------------------------------------------------------------------------------
ASSETS
1. Cash and balances due from depository institutions (from Schedule RC-A): RCFD
a. Noninterest-bearing balances and currency and coin(1)................................. 0081 2,579,609 1.a
b. Interest bearing balances(2).......................................................... 0071 3,643 1.b
2. Securities:
a. Held-to-maturity securities (from Schedule RC-B, column A)............................ 1754 103,780 2.a
b. Available-for-sale securities (from Schedule RC-B, column D).......................... 1773 5,254,147 2.b
3. Federal funds sold and securities purchased under agreements to resell..................... 1350 3,633,423 3.
4. Loans and lease financing receivables:
a. Loans and leases, net of unearned income (from Schedule RC-C)... RCFD 2122 12,433,069 4.a
b. LESS: Allowance for loan and lease losses....................... RCFD 3123 215,956 4.b
c. LESS: Allocated transfer risk reserve........................... RCFD 3128 0 4.c
d. Loans and leases, net of unearned income, allowance, and reserve (item 4.a minus 4.b
and 4.c).............................................................................. 2125 12,217,113 4.d
5. Trading assets (from Schedule RC-D)........................................................ 3545 183,614 5.
6. Premises and fixed assets (including capitalized leases)................................... 2145 697,508 6.
7. Other real estate owned (from Schedule RC-M)............................................... 2150 1,191 7.
8. Investments in unconsolidated subsidiaries and associated companies (from Schedule
RC-M)...................................................................................... 2130 3,328 8.
9. Customers' liability to this bank on acceptances outstanding............................... 2155 9,107 9.
10. Intangible assets (from Schedule RC-M)..................................................... 2143 320,614 10.
11. Other assets (from Schedule RC-F).......................................................... 2160 426,526 11.
12. Total assets (sum of items 1 through 11)................................................... 2170 25,435,803 12.
- ---------------
(1) Includes cash items in process of collection and unposted debits.
(2) Includes time certificates of deposit not held for trading.
11
22
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RC-2
Houston, TX 77001 Transit #: 00000000
--------
12
--------
SCHEDULE RC -- CONTINUED
Dollar Amounts in Thousands
- ------------------------------------------------------------------------------------------------------------
LIABILITIES
13. Deposits:
a. In domestic offices (sum of totals of columns A and C from Schedule RC-E
part I)...................................................................... RCON 2200 18,675,722 13.a.
(1) Noninterest-bearing(1)...........................RCON 6631 8,311,219 13.a.(1)
(2) Interest-bearing.................................RCON 6636 10,364,503 13.a.(2)
b. In foreign offices, Edge and Agreement subsidiaries, and IBFs
(from Schedule RC-E, part II)................................................ RCFN 2200 0 13.b.
(1) Noninterest-bearing...............................RCFN 6631 0 13.b.(1)
(2) Interest-bearing..................................RCFN 6636 0 13.b.(2)
14. Federal funds purchased and securities sold under agreements to repurchase...... RCFD 2800 1,424,990 14.
15. a. Demand notes issued to the U.S. Treasury..................................... RCON 2840 722,997 15.a.
b. Trading liabilities (from Schedule RC-D)..................................... RCFD 3548 171,687 15.b.
16. Other borrowed money (includes mortgage indebtedness and obligations under
capitalized leases):
a. With a remaining maturity of one year or less............................... RCFD 2332 1,967,863 16.a.
b. With a remaining maturity of more than one year through three years......... RCFD A547 0 16.b.
c. With a remaining maturity of more than three years........................... RCFD A548 14,896 16.c.
17. Not applicable
18. Bank's liability on acceptances executed and outstanding....................... RCFD 2920 9,107 18.
19. Subordinated notes and debentures(2)........................................... RCFD 3200 445,000 19.
20. Other liabilities (from Schedule RC-G)......................................... RCFD 2930 249,831 20.
21. Total liabilities (sum of items 13 through 20)................................. RCFD 2948 23,702,092 21.
22. Not applicable
EQUITY CAPITAL
23. Perpetual preferred stock and related surplus.................................. RCFD 3838 0 23.
24. Common stock................................................................... RCFD 3230 612,893 24.
25. Surplus (exclude all surplus related to preferred stock)....................... RCFD 3839 924,674 25.
26. a. Undivided profits and capital reserves...................................... RCFD 3632 388,628 26.a.
b. Net unrealized holding gains (losses) on available-for-sale securities...... RCFD 8434 (192,384) 26.b.
C. Accumulated net gains (losses) on cash flow hedges.......................... RCFD 4835 0 26.C.
27. Cumulative foreign currency translation adjustments............................ RCFD 3284 0 27.
28. Total equity capital (sum of items 23 through 27).............................. RCFD 3210 1,733,711 28.
29. Total liabilities and equity capital (sum of items 21 and 28)................. RCFD 3300 25,435,803 29.
Memorandum
To be reported only with the March Report of Condition.
1. Indicate in the box at the right the number of the statement below that best Number
describes the most comprehensive level of auditing work performed for the bank ------
by independent external auditors as of any date during 1998.................... RCFD 6724 N/A M.1
1 = Independent audit of the bank conducted in accordance 4 = Directors' examination of the bank performed by other
with generally accepted auditing standards by a certified external auditors (may be required by state chartering
public accounting firm which submits a report on the bank authority)
2 = Independent audit of the bank's parent holding company 5 = Review of the bank's financial statements by external
conducted in accordance with generally accepted auditing auditors
standards by a certified public accounting firm which 6 = Compilation of the bank's financial statements by external
submits a report on the consolidated holding company auditors
(but not on the bank separately) 7 = Other audit procedures (excluding tax preparation work)
3 = Directors' examination of the bank conducted in 8 = No external audit work
accordance with generally accepted auditing standards
by a certified public accounting firm (may be required
by state chartering authority)
- ---------------
(1) Includes total demand deposits and noninterest-bearing time and savings
deposits.
(2) Includes limited-life preferred stock and related surplus.
12
23
Chase Bank of Texas, National Association Call Date: 12/31/99 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RC-3
Houston, TX 77001 Transit #: 00000000
-------------
13
-------------
SCHEDULE RC-A -- CASH AND BALANCES DUE FROM DEPOSITORY INSTITUTIONS
Exclude assets held for trading.
C405 <-
Dollar Amounts in Thousands
- --------------------------------------------------------------------------------------------------------------------------
(Column A) (Column B)
Consolidated Domestic
1. Cash items in process of collection, unposted debits, and currency RCFD Bank Offices
and coin ................................................................... 0022 2,343,645 1.
a. Cash items in process of collection and unposted debits.................. 0020 1,604,592 1.a.
b. Currency and coin........................................................ 0080 738,953 1.b.
2. Balances due from depository institutions in the U.S. ...................... 0082 118,056 2.
a. U.S. branches and agencies of foreign banks (including their IBFs)....... 0083 0 2.a.
b. Other commercial banks in the U.S. and other depository institutions
in the U.S (including their IBFs)........................................ 0085 118,056 2.b.
3. Balances due from banks in foreign countries and foreign central banks...... 0070 17,338 3.
a. Foreign branches of other U.S. banks..................................... 0073 1,114 3.a
b. Other banks in foreign countries and foreign central banks............... 0074 16,224 3.b
4. Balances due from Federal Reserve Banks..................................... 0090 104,413 0900 104,413 4.
5. Total (sum of items 1 through 4) (total of column A must
equal Schedule RC, sum of items 1.a and 1.b ................................ 0010 2,583,452 0010 2,583,452 5.
Memorandum
Dollar Amounts in Thousands
- --------------------------------------------------------------------------------------------------------------------------
1. Noninterest-bearing balances due from commercial banks in the U.S. (included in item RCON
2, column B above)............................................................................ 0050 114,945 M.1.
SCHEDULE RC-B -- SECURITIES
Exclude assets held for trading.
C410 <-
Dollar Amounts in Thousands
- --------------------------------------------------------------------------------------------------------------------------
Held-to-maturity Available-for-sale
----------------------------------- -----------------------------------------
(Column A) (Column B) (Column C) (Column D)
Amortized Cost Fair Value Amortized Cost Fair Value(1)
---------------- -------------- ------------------- -------------------
RCFD RCFD RCFD RCFD
1. U.S. Treasury securities.......... 0211 0 0213 0 1286 1,430,719 1287 1,359,968 1
2. U.S. Government agency
obligations (exclude mortgage-
backed securities):
a. Issued by U.S. Government
agencies(2).................... 1289 0 1290 0 1291 0 1293 0 2.a
b. Issued by U.S. Government-
sponsored agencies(3).......... 1294 36 1295 364 1297 251,321 1298 231,914 2.b
- ---------------
(1) Includes equity securities without readily determinable fair values at
historical cost in item 6.b, column D.
(2) Includes Small Business Administration "Guaranteed Loan Pool Certificates,"
U.S. Maritime Administration obligations, and Export-Import Bank
participation certificates.
(3) Includes obligations (other than mortgage-backed securities) issued by the
Farm Credit System, the Federal Home Loan Bank System, the Federal Home Loan
Mortgage Corporation, the Federal National Mortgage Association, the
Financing Corporation, Resolution Funding Corporation, the Student Loan
Marketing Association, and the Tennessee Valley Authority.
13
24
Chase Bank of Texas, National Association Call Date: 12/31/99 State #: FFIEC 231
712 Main Street Vendor ID: D Cert #: 03263 RC-1
Houston, TX 77001 Transit #: 00000000 ----
14
----
SCHEDULE RC-B-CONTINUED
Dollar Amounts in Thousands
- ---------------------------------------------------------------------------------------------------------------------------------
Held-to-maturity Available-for-sale
--------------------------------- ------------------------------------
(Column A) (Column B) (Column C) (Column D)
Amortized Cost Fair Value Amortized Cost Fair Value(1)
--------------- ---------------- -------------- ---------------
3. Securities issued by states and political
subdivisions in the U.S.: RCFD RCFD RCFD RCFD
a. General obligations............................... 1676 130 1677 130 1678 0 1679 0 3.a.
b. Revenue obligations............................... 1681 0 1686 0 1690 0 1691 0 3.b.
c. Industrial development and similar obligations.... 1694 0 1695 0 1696 0 1697 0 3.c.
4. Mortgage-backed securities (MBS):
a. Pass-through securities:
(1) Guaranteed by GNMA............................ 1698 0 1699 0 1701 783,557 1702 742,425 4.a.(1)
(2) Issued by FNMA and FHLMC...................... 1703 103,614 1705 102,292 1706 3,043,022 1707 2,873,693 4.a.(2)
(3) Other pass-through securities................. 1709 0 1710 0 1711 0 1713 0 4.a.(3)
b. Other mortgage-backed securities (include CMOs,
REMICs, and stripped MBS): RCFD RCFD RCFD RCFD
(1) Issued or guaranteed by FNMA, GNMA............ 1714 0 1715 0 1716 0 1717 0 4.b.(1)
(2) Collateralized by MBS issued or guaranteed by
FNMA, FHLMC, or GNMA.......................... 1718 0 1719 0 1731 0 1732 0 4.b.(2)
(3) All other mortgage-backed securities.......... 1733 0 1734 0 1735 0 1736 0 4.b.(3)
5. Other debt securities:
a. Other domestic debt securities.................... 1737 0 1738 0 1739 0 1741 0 5.a.
b. Foreign debt securities........................... 1742 0 1743 0 1744 0 1746 0 5.b.
6. Equity securities:
a. Investments in mutual funds and other equity RCFD RCFD
securities with readily determinable fair values.. A510 0 A511 0 6.a.
b. All other equity securities(1).................... 1752 46,127 1753 46,127 6.b.
7. Total (sum of items 1 through 6) (total of column A
must equal Schedule RC, item 2.a) (total of column D RCFD RCFD RCFD RCFD
must equal Schedule RC, item 2.b).................... 1754 103,780 1771 102,786 1772 5,554,746 1773 5,254,147 7.
- -----------------
(1) Includes equity securities without readily determinable fair values at
historical cost in item 6.b, column D.
14
25
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RC-5
Houston, TX 77001 Transit #: 00000000 15
SCHEDULE RC-B -- CONTINUED
Memoranda
C412
-------------------
RCFD Dollar Amounts in Thousands
- ---------------------------------------------------------------------------------------------------------------------------
1. Pledged securities(2)........................................................... 0416 1,971,492 M.1.
2. Maturity and repricing data for debt securities(1)(2)(excluding those in
nonaccrual status):
a. Securities issued by the U.S. Treasury, U.S. Government agencies, and states
and political subdivisions in the U.S.; other non-mortgage debt securities;
and mortgage pass-through securities other than those backed by closed-end
first lien 1-4 family residential mortgages with a remaining maturity or
repricing frequency of:(3)(4)
(1) Three months or less................................................... A549 73,980 M.2.a.(1)
(2) Over three months through 12 months.................................... A550 35 M.2.a.(2)
(3) Over one year through three years...................................... A551 29,603 M.2.a.(3)
(4) Over three years through five years.................................... A552 787,375 M.2.a.(4)
(5) Over five years through 15 years....................................... A553 701,039 M.2.a.(5)
(6) Over 15 years.......................................................... A554 35 M.2.a.(6)
b. Mortgage pass-through securities backed by closed-end first lien 1-4 family
residential mortgages with a remaining maturity or repricing frequency of:(3)(5)
(1) Three months or less................................................... A555 1,230 M.2.b.(1)
(2) Over three months through 12 months.................................... A556 79,397 M.2.b.(2)
(3) Over one year through three years...................................... A557 24,561 M.2.b.(3)
(4) Over three years through five years.................................... A558 46 M.2.b.(4)
(5) Over five years through 15 years....................................... A559 485,300 M.2.b.(5)
(6) Over 15 years.......................................................... A560 3,148,904 M.2.b.(6)
c. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS;
exclude mortgage pass-through securities) with an expected average life of(6):
(1) Three years or less.................................................... A561 0 M.2.c.(1)
(2) Over three years....................................................... A562 0 M.2.c.(2)
d. Debt securities with a REMAINIMG MATURITY of one year or less (included in
Memorandum items 2.a. through 2.c above.................................... A248 152,097 M.2.d.
3.-6. Not applicable
7. Amortized cost of held-to-maturity securities sold or transferred to
available-for-sale or trading securities during the calendar year-to-date
(report the amortized cost at date of sale or transfer)......................... 1778 0 M.7.
8. Not applicable
9. Structured notes (included in the held-to-maturity and available-for-sale
accounts in Schedule RC-B, items 2, 3, and 5):
a. Amortized cost............................................................. 8782 0 M.9.a.
b. Fair value................................................................. 8783 0 M.9.b.
- ---------------
(1) Includes held-to-maturity securities at amortized cost and
available-for-sale securities at fair value.
(2) Exclude equity securities, e.g., investments in mutual funds, Federal
Reserve stock, common stock, and preferred stock.
(3) Report fixed rate debt securities by remaining maturity and floating rate
debt securities by repricing frequency.
(4) Sum of Memorandum item 2.a.(1) through 2.a.(6) plus any nonaccrual debt
securities in the categories of debt securities reported in Memorandum item
2.a that are included in Schedule RC-N, item 9, column C, must equal
Schedule RC-B, sum of items 1, 2, 3, and 5, columns A and D, plus mortgage
pass-through securities other than those backed by closed-end first lien
1-4 family residential mortgages included in Schedule RC-B, item 4.a,
columns A and D.
(5) Sum of Memorandum items 2.b.(1) through 2.b.(6) plus any nonaccrual
mortgage pass-through securities backed by closed-end first lien 1-4 family
residential mortgages included in Schedule RC-N, item 9, column C, must
equal Schedule RC-B, item 4.a, sum of columns A and D, less the amount of
mortgage pass-through securities other than those backed by closed-end first
lien 1-4 family residential mortgages included in Schedule RC-B, item 4.a,
columns A and D.
(6) Sum of Memorandum items 2.c.(1) and 2.c.(2) plus any nonaccrual "Other
mortgage-backed securities" included in Schedule RC-N, item 9, column C,
must equal Schedule RC-B, item 4.b, sum of columns A and D.
15
26
Legal Title of Bank: Chase Bank of Texas, National Association Call Date: 12/31/99 State #: FFIEC 031
Address: 712 Main Street Vendor ID: D Cert #: 03263 RC-6
City, State Zip: Houston, TX 77001 Transit#: 00000000 -----
16
-----
SCHEDULE RC-C -- LOANS AND LEASE FINANCING RECEIVABLES
PART I. LOANS AND LEASES
Do not deduct the allowance for loan and lease losses from amounts reported in
this schedule. Report total loans and leases, net of unearned income. Exclude
assets held for trading and commercial paper.
C415 <-
(Column A) (Column B)
Consolidated Domestic
Dollar Amounts in Thousands Bank Offices
- ----------------------------------------------------------- ------------------- -------------------
RCFD CON
1. Loans secured by real estate:.......................... 1410 2,441,501 1.
a. Construction and land development................... 1415 548,506 1.a.
b. Secured by farmland (including farm
residential and other improvements)................. 1420 5,494 1.b.
c. Secured by 1-4 family residential properties:
(1) Revolving, open-end loans secured by 1-4
family residential properties and
extended under lines of credit.................. 1797 0 1.c.(1)
(2) All other loans secured by 1-4 family
residential properties:
(a) Secured by first liens...................... 5367 812,258 1.c.(2)(a)
(b) Secured by junior liens..................... 5368 511,996 1.c.(2)(b)
d. Secured by multifamily (5 or more) residential
properties.......................................... 1460 69,226 1.d.
e. Secured by nonfarm nonresidential properties........ 1480 493,021 1.e.
2. Loans to depository institutions:
a. To commercial banks in the U.S.:.................... 1505 1,774 2.a.
(1) To U.S. branches and agencies of foreign banks.. 1506 125 2.a.(1)
(2) To other commercial banks in the U.S............ 1507 649 2.a.(2)
b. To other depository institutions in the U.S......... 1517 409 1517 409 2.b
c. To banks in foreign countries:...................... 1510 0 2.c.
(1) To foreign branches of other U.S. banks......... 1513 0 2.c.(1)
(2) To other banks in foreign countries............. 1516 0 2.c.(2)
3. Loans to finance agricultural production and
other loans to farmers................................. 1590 57,849 1590 37,849 3.
4. Commercial and industrial loans:
a. To U.S. addressees (domicile)....................... 1763 6,370,912 1763 6,370,912 4.a.
b. To non-U.S. addressees (domicile)................... 1764 195,365 1764 195,365 4.b.
5. Acceptances of other banks:
a. Of U.S. banks....................................... 1756 0 1756 0 5.a.
b. Of foreign banks.................................... 1757 0 1757 0 5.b.
6. Loans to individuals for household, family, and other
personal expenditures (i.e., consumer loans) (includes
purchased paper):...................................... 1975 1,456,279 6.
a. Credit cards and related plans (includes check
credit and other revolving credit plans)............ 2008 105,756 6.a.
b. Other (includes single payment, installment, and
all student loans).................................. 2011 1,350,523 6.b.
7. Loans to foreign governments and official institutions
(including foreign central banks)...................... 2081 6,022 2081 6,022 7.
8. Obligations (other than securities and leases) of
states and political subdivisions in the U.S. ......... 2107 7,093 2107 7,093 8.
9. Other loans:........................................... 1563 1,873,342 9.
a. Loans for purchasing or carrying securities
(secured and unsecured)............................. 1545 37,155 9.a.
b. All other loans (exclude consumer loans)............ 1564 1,833,187 9.b.
10. Lease financing receivables (net of unearned income)... 2165 45,823 10.
a. Of U.S. addressees (domicile)....................... 2182 45,102 10.a.
b. Of non-U.S. addressees (domicile)................... 2183 421 10.b.
11. LESS: Any unearned income on loans reflected in
items 1-9 above........................................ 2123 0 2123 0 11.
12. Total loans and leases, net of unearned income
(sum of items 1 through 10 minus item 11) (total of
column A must equal Schedule RC, item 4.a)............ 2122 12,433,069 2122 12,433,069 12.
16
27
Legal Title of Bank: Chase Bank of Texas, National Association Call Date: 12/31/99 State #: FFIEC 031
Address: 712 Main Street Vendor ID: D Cert #: 03263 RC-7
City, State Zip: Houston, TX 77001 Transit #: 000000000 -----
17
-----
SCHEDULE RC-C - CONTINUED
PART I. CONTINUED
MEMORANDA
Dollar Amounts in Thousands
- --------------------------------------------------------------------------------------------------------------
1. Not applicable
2. Loans and leases restructured and in compliance with modified terms (included in
Schedule RC-C, part I, above and not reported as past due or nonaccrual in
Schedule RC-N, Memorandum item 1):
a. Loans secured by real estate:
(1) To U.S. addressees (domicile)................................................... RCFD 1687 0 M.2.a.(1)
(2) To non-U.S. addressees (domicile)............................................... RCFD 1689 0 M.2.a.(2)
b. All other loans and all lease financing receivables (exclude loans to individuals
for household, family, and other personal expenditures).............................. RCFD 8691 0 M.2.b.
c. Commercial and industrial loans to and lease financing receivables of non-U.S.
addressees (domicile) included in Memorandum item 2.b above.......................... RCFD 8692 0 M.2.c.
3. Maturity and repricing data for loans and leases (excluding those in nonaccrual
status):
a. Closed-end loans secured by first liens on 1-4 family residential properties
in domestic offices (reported in Schedule RC-C, part I, item 1.c (2)(a), column B)
offices with a remaining maturity or repricing frequency of:(1)(2)
(1) Three months or less............................................................ RCON A564 28,024 M.3.a.(1)
(2) Over three months through 12 months............................................. RCON A565 58,068 M.3.a.(2)
(3) Over one year through three years............................................... RCON A566 134,113 M.3.a.(3)
(4) Over three years through five years............................................. RCON A567 106,090 M.3.a.(4)
(5) Over five years through 15 years................................................ RCON A568 179,396 M.3.a.(5)
(6) Over 15 years................................................................... RCON A569 289,000 M.3.a.(6)
b. All loans and leases (reported in Schedule RC-C, part I, Items 1 through 10, column A)
EXCLUDING closed-end loans secured by first liens on 1-4 family residential
properties in domestic offices (reported in Schedule RC-C, part I, Item 1-C(2)(a), column B)
with a remaining maturity or repricing frequency of:(1)(3)
(1) Three months or less............................................................ RCFD A570 6,961,523 M.3.b.(1)
(2) Over three months through 12 months............................................. RCFD A571 2,038,174 M.3.b.(2)
(3) Over one year through three years............................................... RCFD A572 961,307 M.3.b.(3)
(4) Over three years through five years............................................. RCFD A573 718,754 M.3.b.(4)
(5) Over five years through 15 years................................................ RCFD A574 719,212 M.3.b.(5)
(6) Over 15 years................................................................... RCFD A575 62,540 M.3.b.(6)
c. Loans and leases (reported in Schedule RC-C, part 1 items 1
through 10, column A) with a REMAINING MATURITY of one year of less.................. RCFD A247 4,971,000 M.3.c.
d. Loans secured by nonfarm nonresidential properties in
domestic offices (reported in Schedule RC-C, part 1 item 1.e, column B) with a
REMAINING MATURITY of over five years................................................ RCON A577 162,000 M.3.d.
e. Commercial and industrial loans (reported in Schedule RC-C
part 1, item 4, column A) with a REMAINING MATURITY of over three years.............. RCFD A578 2,302,000 M.3.e.
- ---------------
(1) Report fixed rate loans and leases by remaining maturity and floating rate
loans by repricing frequency.
(2) Sum of Memorandum items 3.a.(1) through
3.a.(6) plus total nonaccrual closed-end loans secured by first liens on 1-4
family residential properties included in Schedule RC-N. Memorandum item
3.c.(2), column C, must equal total closed-end loans secured by first liens
on 1-4 family residential properties from Schedule RC-C, part I, item
1.c.(2)(a), column B.
(3) Sum of Memorandum items 3.b.(1) through 3.b.(6),
plus total nonaccrual loans and leases from Schedule RC-N, sum of items 1
through 8, column C, minus nonaccrual closed-end loans secured by first liens
on 1-4 family residential properties in domestic offices included in Schedule
RC-N, Memorandum item 3.c.(2), column C, must equal total loans and leases
from Schedule RC-C, Part I, sum of items 1 through 10, column A, minus total
closed-end loans secured by first liens on 1-4 family residential properties
in domestic offices from Schedule RC-C, part I, item 1.c.(2)(a), column B.
17
28
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 Page RC-8
Houston, TX 77001 Transit #: 00000000
FDIC Certificate No.: 03283 ----------
18
----------
Schedule RC-C--Continued
Part I. Continued
Memoranda (continued)
Dollar Amounts in Thousands
- ----------------------------------------------------------------------------------------------------------------------------------
4. Loans to finance commercial real estate, construction, and land development
activities (not secured by real estate) included in Schedule RC-C, part I, items 4
and 9, column A, page RC-6(1)........................................................... RCFD 2746 682,147 M.4.
5. Loans and leases held for sale (included in Schedule RC-C, part I, page RC-6)........... RCFD 5369 14,650 M.5.
6. Adjustable rate closed-end loans secured by first liens on 1-4 family residential
properties in domestic offices (included in Schedule RC-C, part I, item 1.c.(2)(a),
column B, page RC-6).................................................................... RCON 5370 76,371 M.6.
- ---------------
(1) Exclude loans secured by real estate that are included in Schedule RC-C,
part I, item 1, column A.
Schedule RC-D -- Trading Assets and Liabilities
Schedule RC-D is to be completed by banks with $1 billion or more in total
assets or with $2 billion or more in par/notional amount of off-balance sheet
derivative contracts (as reported in Schedule RC-L, items 14.a through 14.e,
columns A through D).
C420 <-
Dollar Amounts in Thousands
- ----------------------------------------------------------------------------------------------------------------------------------
ASSETS
1. U.S. Treasury securities in domestic offices........................................... RCON 3531 0 1.
2. U.S. Government agency obligations in domestic offices (exclude mortgage-backe
securities)............................................................................ RCON 3532 0 2.
3. Securities issued by states and political subdivisions in the U.S. in domestic
offices................................................................................ RCON 3533 0 3.
4. Mortgage-backed securities (MBS) in domestic offices:
a. Pass-through securities issued or guaranteed by FNMA, FHLMC, or GNMA................ RCON 3534 0 4.a.
b. Other mortgage-backed securities issued or guaranteed by FNMA, FHLMC, or GNMA
(include CMOs, REMICs, and stripped MBS)............................................ RCON 3535 4.b.
c. All other mortgage-backed securities................................................ RCON 3536 0 4.c.
5. Other debt securities in domestic offices.............................................. RCON 3537 0 5.
6. - 8. Not applicable
9. Other trading assets in domestic offices............................................... RCON 3541 10,347 9.
10. Trading assets in foreign offices...................................................... RCFN 3542 0 10.
11. Revaluation gains on interest rate, foreign exchange rate, and other commodity and
equity contracts:
a. In domestic offices................................................................. RCON 3543 173,267 11.a.
b. In foreign offices.................................................................. RCFN 3543 0 11.b.
12. Total trading assets (sum of items 1 through 11) (must equal Schedule RC, item 5)...... RCFD 3545 183,614 12.
LIABILITIES
13. Liability for short positions.......................................................... RCFD 3546 0 13.
14. Revaluation losses on interest rate, foreign exchange rate, and other commodity and
equity contracts....................................................................... RCFD 3547 171,687 14.
15. Total trading liabilities (sum of items 13 and 14) (must equal Schedule RC, item
15.b).................................................................................. RCFD 3548 171,687 15.
18
29
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 Page RC-9
Houston, TX 77001 Transit #: 00000000
----------
19
----------
Schedule RC-E -- Deposit Liabilities
Part I. Deposits in Domestic Offices
C425 <-
- ---------------------------------------------------------------------------------------------------------
Nontransaction
Transaction Accounts Accounts
------------------------------------- --------------
(Column A) (Column C)
Total (Column B) Total
Transaction Memo: Total nontransaction
accounts Demand Deposits Accounts
(including total (included in (including
demand deposits) column A) MMDAs)
----------------- ----------------- -----------------
Dollar Amounts in Thousands RCON CON CON
- ------------------------------------------------ ----------------- ----------------- -----------------
Deposits of:
1. Individuals, partnerships and corporations... 2201 5,724,907 2240 5,314,677 2346 11,835,609 1.
2. U.S. Government.............................. 2202 17,212 2280 13,014 2520 0 2.
3. States and political subdivisions in the
U.S.......................................... 2203 321,253 2290 50,876 2530 118,032 3.
4. Commercial banks in the U.S.................. 2206 505,578 2310 505,578 2550 0 4.
5. Other depository institutions in the U.S..... 2207 63,192 2312 63,192 2349 0 5.
6. Banks in foreign countries................... 2213 18,624 2320 18,624 2236 0 6.
7. Foreign governments and official institutions
(including foreign central banks)............ 2216 1,403 2300 1,403 2377 0 7.
8. Certified and official checks................ 2330 69,912 2330 69,912 8.
9. Total (sum of items 1 through 8) (sum of
columns A and C must equal Schedule RC, item
13.a)........................................ 2215 6,722,081 2210 6,037,276 2385 11,953,641 9.
Memoranda
Dollar Amounts in Thousands
- ---------------------------------------------------------------------------------------------------------------------
1. Selected components of total deposits (i.e., sum of item 9, columns A and C): RCON
a. Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts............. 6835 601,253 M.1.a.
b. Total brokered deposits......................................................... 2365 0 M.1.b.
c. Fully insured brokered deposits (included in Memorandum item 1.b above):
(1) Issued in denominations of less than $100,000............................... 2343 0 M.1.c.(1)
(2) Issued either in denominations of $100,000 or in denominations greater than
$100,000 and participated out by the broker in shares of $100,000 or less... 2344 0 M.1.c.(2)
d. Maturity data for brokered deposits:
(1) Brokered deposits issued in denominations of less than $100,000 with a
remaining maturity of one year or less (included in Memorandum item 1.c.(1)
above)...................................................................... A243 0 M.1.d.(1)
(2) Brokered deposits issued in denominations of $100,000 or more with a
remaining maturity of one year or less (included in Memorandum item 1.b
above)...................................................................... A244 0 M.1.d.(2)
e. Preferred deposits (uninsured deposits of states and political subdivisions in
the U.S. reported in item 3 above which are secured or collateralized as
required under state law) (to be completed for the December report only)........ 5590 415,678 M.1.e.
2. Components of total nontransaction accounts (sum of Memorandum items 2.a through
2.d must equal item 9, column C, above):
a. Savings deposits: RCON
(1) Money market deposit accounts (MMDAs)....................................... 6810 4,972,146 M.2.a.(1)
(2) Other savings deposits (excludes MMDAs)..................................... 0352 3,549,152 M.2.a.(2)
b. Total time deposits of less than $100,000....................................... 6648 2,005,103 M.2.b.
c. Total time deposits of $100,000 or more......................................... 2604 1,427,240 M.2.c.
3. All NOW accounts (included in column A above)...................................... 2398 684,805 M.3
4. Not applicable
19
30
Chase Bank of Texas, National Association Call Date: 12/31/99 State#: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 Page RC-10
Houston, TX 77001 Transit #: 00000000
------
20
------
SCHEDULE RC-E -- CONTINUED
PART I. CONTINUED
Memoranda (Continued)
------------------
Dollar Amounts in Thousands RCON
- --------------------------------------------------------------------------------------------------------
5. Maturity and repricing data for time deposits of less than $100,000:
a. Time deposits of less than $100,000 with a remaining maturity or repricing
frequency of:(1)(2)
(1) Three months or less.......................................................... A579 532,027 M.5.a.(1)
(2) Over three months through 12 months........................................... A580 1,073,056 M.5.a.(2)
(3) Over one year through three years............................................. A581 339,017 M.5.a.(3)
(4) Over three years.............................................................. A582 61,003 M.5.a.(4)
b. Fixed rate AND floating rate time deposits of less than $100,000 with a REMAINING
MATURITY of one year or less (included in Memorandum items 5.a.(1) through 5.a.(4)
above)............................................................................ A241 1,605,000 M.5.b.
6. Maturity and repricing data for time deposits of $100,000 or more:
a. Time deposits of $100,000 or more with a remaining maturity or repricing
frequency of:(1)(3)
(1) Three months or less...................................................... A584 880,531 M.6.a.(1)
(2) Over three months through 12 months....................................... A585 439,766 M.6.a.(2)
(3) Over one year through three years......................................... A586 84,955 M.6.a.(3)
(4) Over three years.......................................................... A587 21,988 M.6.a.(4)
b. Fixed rate AND floating rate time deposits of $100,000 or more with a
REMAINING MATURITY of one year or less (included in Memorandum items 6.a.(1)
through 6.a.(4) above)........................................................ A242 1,320,000 M.6.b.
- ---------------
(1) Report fixed rate time deposits by remaining maturity and floating rate
time deposits by repricing frequency.
(2) Sum of Memorandum items 5.a.(1) through 5.a.(4) must equal Schedule RC-E,
Memorandum item 2.b above.
(3) Sum of Memorandum items 6.a.(1) through 6.a.(4) must equal Schedule RC-E,
Memorandum item 2.c above.
20
31
Chase Bank of Texas, National Association Call Date: 12/31/99 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RC-11
Houston, TX 77001 Transit #: 00000000
----
21
----
SCHEDULE RC-E--CONTINUED
PART II. DEPOSITS IN FOREIGN OFFICES (INCLUDING EDGE AND AGREEMENT SUBSIDIARIES
AND IBFS)
Dollar Amounts in Thousands
Deposits of: RCFN
- --------------------------------------------------------------------------------------------------------------
1. Individuals, partnerships, and corporations............................................. 2621 0 1.
2. U.S. banks (including IBFs and foreign branches of U.S. banks).......................... 2623 0 2.
3. Foreign banks (including U.S. branches and agencies of foreign banks, including their
IBFs)................................................................................... 2625 0 3.
4. Foreign governments and official institutions (including foreign central banks)......... 2650 0 4.
5. Certified and official checks........................................................... 2330 0 5.
6. All other deposits...................................................................... 2668 0 6.
7. Total (sum of items 1 through 6) (must equal Schedule RC, item 13.b).................... 2200 0 7.
Dollar Amounts in Thousands
Memorandum RCFN
- --------------------------------------------------------------------------------------------------------------
1. Time deposits with a remaining maturity of one year or less (included in Part II,
Item 7 above)........................................................................... A245 0 M.1.
SCHEDULE RC-F -- OTHER ASSETS
C430 <-
Dollar Amounts in Thousands
RCFD
- -----------------------------------------------------------------------------------------------------------------
1. Income earned, not collected on loans................................................... 2164 73,311 1.
2. Net deferred tax assets(1).............................................................. 2148 164,646 2.
3. Interest-only strips receivable (not in the form of a security)(2) on:
a. Mortgage loans....................................................................... A519 0 3.a.
b. Other financial assets............................................................... A520 0 3.b.
4. Other (itemize and describe amounts that exceed 25% of this item)....................... 2168 190,567 4.
a. TEXT 3549: ..........................................RCFD 3549 N/A 4.a.
b. TEXT 3550: ..........................................RCFD 3550 N/A 4.b.
c. TEXT 3551: ..........................................RCFD 3551 N/A 4.c.
5. Total (sum of items 1 through 4) (must equal Schedule RC, item 11)...................... 2160 428,526 5.
Dollar Amounts in Thousands
Memorandum RCFD
- -------------------------------------------------------------------------------------------------------------
1. Deferred tax assets disallowed for regulatory capital purposes.......................... 5610 0 M.1.
SCHEDULE RC-G -- OTHER LIABILITIES
C435 <-
Dollar Amounts in Thousands
- -----------------------------------------------------------------------------------------------------------------
1. a. Interest accrued and unpaid on deposits in domestic offices(3)....................... RCON 3645 17,108 1.a.
b. Other expenses accrued and unpaid (includes accrued income taxes payable)............ RCFD 3646 199,318 1.b.
2. Net deferred tax liabilities(1)......................................................... RCFD 3049 0 2.
3. Minority interest in consolidated subsidiaries.......................................... RCFD 3000 0 3.
4. Other (itemize and describe amounts that exceed 25% of this item)....................... RCFD 2938 33,405 4.
a. TEXT 3552: ...................................... RCFD 3552 N/A 4.a.
b. TEXT 3553:....................................... RCFD 3553 N/A 4.b.
c. TEXT 3554:....................................... RCFD 3554 N/A 4.c.
5. Total (sum of items 1 through 4) (must equal Schedule RC, item 20)...................... RCFD 2930 249,831 5.
- ---------------
(1) See discussion of deferred income taxes in Glossary entry on "income taxes."
(2) Report interest-only strips receivable in the form a security as
available-for-sale securities in Schedule RC, item 2.b, or as trading
assets in Schedule RC, item 5, as appropriate.
(3) For savings banks, include "dividends" accrued and unpaid on deposits.
21
32
Chase Bank of Texas, National Association Call Date: 12/31/99 State #: 47-2085 FFIEC 031
712 Main Street Vendor ID: D Cert #: RC-12
Houston, TX 77001 Transit #: 00000000
-----------
22
-----------
SCHEDULE RC-H -- SELECTED BALANCE SHEET ITEMS FOR DOMESTIC OFFICES
C440
---------------------------
Dollar Amounts in Thousands
---------------------------
RCON Domestic Offices
- --------------------------------------------------------------------------------------------------------------
1. Customers' liability to this bank on acceptances outstanding. . . . . . . 2155 9,107 1.
2. Bank's liability on acceptances executed and outstanding. . . . . . . . . 2920 9,107 2.
3. Federal funds sold and securities purchased under agreements to resell. . 1350 3,633,423 3.
4. Federal funds purchased and securities sold under agreements
to repurchase . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2800 1,424,990 4.
5. Other borrowed money. . . . . . . . . . . . . . . . . . . . . . . . . . . 3190 2,002,758 5.
EITHER
6. Net due from own foreign offices, Edge and Agreement subsidiaries, and
IBFs. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2163 N/A 6.
OR
7. Net due to own foreign offices, Edge and Agreement subsidiaries, and
IBFs. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2941 0 7.
8. Total assets (excludes net due from foreign offices, Edge and Agreement
subsidiaries, and IBFs) . . . . . . . . . . . . . . . . . . . . . . . . . 2192 25,435,803 8.
9. Total liabilities (excludes net due to foreign offices, Edge and
Agreement subsidiaries, and IBFs) . . . . . . . . . . . . . . . . . . . . 3129 23,702,092 9.
In Items 10-17 report the amortized (historical) cost of both held-to-maturity
and available-for-sale securities in domestic offices.
10. U.S. Treasury securities. . . . . . . . . . . . . . . . . . . . . . . . . 1039 1,430,719 10.
11. U.S. Government agency obligations (exclude mortgage-backed securities) . 1041 251,357 11.
12. Securities issued by states and political subdivisions in the U.S. . . . 1042 130 12.
13. Mortgage-backed securities (MBS):
a. Pass-through securities:
(1) Issued or guaranteed by FNMA, FHLMC, or GNMA . . . . . . . . . . . 1043 3,930,193 13.a.1
(2) Other pass-through securities. . . . . . . . . . . . . . . . . . . 1044 0 13.a.2
b. Other mortgage-backed securities (include CMOs, REMICs, and stripped
MBS):
(1) Issued or guaranteed by FNMA, FHLMC, or GNMA . . . . . . . . . . . 1209 0 13.b.1
(2) All other mortgage-backed securities . . . . . . . . . . . . . . . 1280 0 13.b.2
14. Other domestic debt securities . . . . . . . . . . . . . . . . . . . . . 1281 0 14.
15. Foreign debt securities . . . . . . . . . . . . . . . . . . . . . . . . . 1282 0 15.
16. Equity securities:
a. Investments in mutual funds and other equity securities with readily
determinable fair values . . . . . . . . . . . . . . . . . . . . . . . A510 0 16.a.
b. All other equity securities. . . . . . . . . . . . . . . . . . . . . . 1752 46,127 16.b.
17. Total amortized (historical) cost of both held-to-maturity and
available-for-sale securities (sum of items 10 through 16). . . . . . . . 1374 5,658,526 17.
Memorandum (to be completed only by banks with IBFs and other "foreign" offices)
RCON Dollar Amounts in Thousands
- ---------------------------------------------------------------------------------------------------------------------
EITHER
1. Net due form the IBF of the domestic offices of the reporting bank . . . 3051 N/A M.1.
OR
2. Net due to the IBF of the domestic offices of the reporting bank . . . . 3059 N/A M.2.
22
33
Chase Bank of Texas, Call Date: 12/31/99 State #: FFIEC 031
Nations Association Vendor ID: D Cert. #: 03263 Page RC-13
712 Main Street Transit #: 00000000
Houston, TX 77001
----
23
----
SCHEDULE RC-I -- SELECTED ASSETS AND LIABILITIES OF IBFS
To be completed only by banks with IBFs and other "foreign" offices.
C445 <-
Dollar Amounts in Thousands
- -------------------------------------------------------------------------------------------------------------
RCFN
1. Total IBF assets of the consolidated bank (component of Schedule RC,
item 12). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2133 N/A 1.
2. Total IBF loans and lease financing receivables (component of Schedule
RC-C, part I, item 12, column A). . . . . . . . . . . . . . . . . . . . . 2076 N/A 2.
3. IBF commercial and industrial loans (component of Schedule RC-C, part I,
item 4, column A) . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2077 N/A 3.
4. Total IBF liabilities (component of Schedule RC, item 21) . . . . . . . . 2898 N/A 4.
5. IBF deposit liabilities due to banks, including other IBFs (component of
Schedule RC-E, part II, items 2 and 3). . . . . . . . . . . . . . . . . . 2379 N/A 5.
6. Other IBF deposit liabilities (component of Schedule RC-E, part II,
items 1, 4, 5, and 6) . . . . . . . . . . . . . . . . . . . . . . . . . . 2381 N/A 6.
Schedule RC-K -- QUARTERLY AVERAGES(1)
C445 <-
Dollar Amounts in Thousands
- -------------------------------------------------------------------------------------------------------------
ASSETS
1. Interest-bearing balances due from depository institutions. . . . . . . . RCFD 3381 1,050 1.
2. U.S. Treasury securities and U.S. Government agency obligations(2)
(including mortgage-backed securities
issued or guaranteed by FNMA, or GNMA . . . . . . . . . . . . . . . . . . RCFD 3382 5,512,356 2.
3. Securities issued by states and political subdivisions in the U.S.(2) . . RCFD 3383 140 3.
4. a. Other debt securities(2) . . . . . . . . . . . . . . . . . . . . . . .
(including mortgage-backed securities not
issued or guaranteed by FNMA, FHLMC, or GNMA. . . . . . . . . . . . . . . RCFD 3647 0 4.a.
b. Equity securities(3) (includes investments in mutual funds and
Federal Reserve stock) . . . . . . . . . . . . . . . . . . . . . . . . RCFD 3648 46,127 4.b.
5. Federal funds sold and securities purchased under agreements to resell. . RCFD 3365 1,099,052 5.
6. Loans:
a. Loans in domestic offices:
(1) Total loans . . . . . . . . . . . . . . . . . . . . . . . . . . . RCON 3360 12,798,232 6.a.(1)
(2) Loans secured by real estate . . . . . . . . . . . . . . . . . . . RCON 3385 2,444,997 6.a.(2)
(3) Loans to finance agricultural production and other loans to
farmers. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . RCON 3386 40,693 6.a.(3)
(4) Commercial and industrial loans. . . . . . . . . . . . . . . . . . RCON 3387 6,183,977 6.a.(4)
(5) Loans to individuals for household, family, and other personal
expenditures . . . . . . . . . . . . . . . . . . . . . . . . . . . RCON 3388 1,520,445 6.a.(5)
b. Total loans in foreign offices, Edge and Agreement subsidiaries,
and IBFs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . RCFN 3360 0 6.b.
7. Trading assets. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . RCFD 3401 75,189 7.
8. Lease financing receivables (net of unearned income). . . . . . . . . . . RCFD 3484 42,149 8.
9. Total assets(4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . RCFD 3368 22,874,832 9.
LIABILITIES
10. Interest-bearing transaction accounts in domestic offices (NOW accounts,
ATS accounts, and telephone and preauthorized transfer accounts)
(exclude demand deposits) . . . . . . . . . . . . . . . . . . . . . . . . RCON 3485 319,374 10.
11. Nontransaction accounts in domestic offices:
a. Money market deposit accounts (MMDAs). . . . . . . . . . . . . . . . . RCON 3486 5,089,694 11.a.
b. Other savings deposits . . . . . . . . . . . . . . . . . . . . . . . . RCON 3487 3,632,317 11.b.
c. Time deposits of $100,000 or more. . . . . . . . . . . . . . . . . . . RCON A514 1,128,961 11.c.
d. Time deposits of less than $100,000. . . . . . . . . . . . . . . . . . RCON A529 2,040,953 11.d.
12. Interest-bearing deposits in foreign offices, Edge and Agreement
subsidiaries, and IBFs . . . . . . . . . . . . . . . . . . . . . . . . . RCFN 3404 0 12.
13. Federal funds purchased and securities sold under agreements to
repurchase . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . RCFD 3353 1,501,379 13.
14. Other borrowed money (includes mortgage indebtedness and obligations
under capitalized leases) . . . . . . . . . . . . . . . . . . . . . . . . RCFD 3355 820,968 14.
- ------------------
(1) For all items, banks have option of reporting either (1) an average of
daily figures for the quarter, or (2) an average of weekly figures (i.e.,
the Wednesday of each week of the quarter).
(2) Quarterly averages for all debt securities should be based on amortized
cost.
(3) Quarterly averages for all equity securities should be based on historical
cost.
(4) The quarterly average for total assets should reflect all debt securities
(not held for trading) at amortized cost, equity securities with readily
determinable fair values at the lower of cost or fair value, and equity
securities without readily determinable fair values at historical cost.
23
34
Chase Bank of Texas, National Association Call Date: 12/31/99 State #: FFIEC 031
712 Main Street Vendor ID #: D Cert #: 03263 RI-14
Houston, TX 77001 Transit #: 0000000
-----
24
-----
SCHEDULE RC-L -- OFF-BALANCE SHEET ITEMS
Please read carefully the instructions for the preparation of Schedule RC-L.
Some of the amounts reported in Schedule RC-L are regarded as volume indicators
and not necessarily as measures of risk.
C460 <-
Dollar Amounts in Thousands
- -----------------------------------------------------------------------------------------------------------------------------
1. Unused commitments:
a. Revolving, open-end lines secured by 1-4 family residential properties, e.g., RCFD
home equity lines..................................................................... 3814 0 1.a
b. Credit card lines..................................................................... 3815 0 1.b
c. Commercial real estate, construction, and land development:
(1) Commitments to fund loans secured by real estate.................................. 3816 236,167 1.c.(1)
(2) Commitments to fund loans not secured by real estate.............................. 6550 535,019 1.c.(2)
d. Securities underwriting............................................................... 3817 0 1.d
e. Other unused commitments.............................................................. 3818 8,520,062 1.e
2. Financial standby letters of credit and foreign office guarantees.......... RCFD 3819 1,734,989 2.
a. Amount of financial standby letters of credit conveyed to others........ 3820 87,467 2.a
3. Performance standby letters of credit and foreign office guarantees...................... 3821 248,700 3.
a. Amount of performance standby letters of credit conveyed to others...... 3822 616 3.a
4. Commercial and similar letters of credit................................................. 3411 82,806 4.
5. Participations in acceptances (as described in the instructions) conveyed to others
by the reporting bank.................................................................... 3428 0 5.
6. Participations in acceptances (as described in the instructions) acquired by the
reporting (nonaccepting) bank............................................................ 3429 0 6.
7. Securities borrowed...................................................................... 3432 0 7.
8. Securities lent (including customers' securities lent where the customer is
indemnified against loss by the reporting bank).......................................... 3433 0 8.
9. Financial assets transferred with recourse that have been treated as sold for Call
Report purposes:
a. First lien 1-to-4 family residential mortgage loans:
(1) Outstanding principal balance of mortgages transferred as of the report RCFD
date.................................................................................. A521 0 9.a.(1)
(2) Amount of recourse exposure on these mortgages as of the report date.............. A522 0 9.a.(2)
b. Other financial assets (excluding small business obligations reported in item 9.c.):
(1) Outstanding principal balance of assets transferred as of the report date......... A523 0 9.b.(1)
(2) Amount of recourse exposure on these assets as of the report date................. A524 0 9.b.(2)
c. Small business obligations transferred with recourse under Section 208 of the
Reigle Community Development and Regulatory Improvement Act of 1994:
(1) Outstanding principal balance of small business obligations transferred
as of the report date................................................................. A249 0 9.c.(1)
(2) Amount of retained recourse on these obligations as of the report date............ A250 0 9.c.(2)
10. Notional amount of credit derivatives:
a. Credit derivatives on which the reporting bank is the guarantor....................... A534 0 10.a
b. Credit derivatives on which the reporting bank is the beneficiary..................... A535 0 10.b
11. Spot foreign exchange contracts.......................................................... 8765 1,559,977 11.
12. All other off-balance sheet liabilities (exclude off-balance sheet derivatives)
(itemize and describe each component of this item over 25% of Schedule RC,
item 28, "Total equity capital")......................................................... 3430 0 12.
TEXT RCFD
a. 3555: 3555 N/A 12.a
b. 3556: 3556 N/A 12.b
c. 3557: 3557 N/A 12.c
d. 3558: 3558 N/A 12.d
24
35
Chase Bank of Texas, National Association Call Date: 12/31/99 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RC-15
Houston, TX 77001 Transit#: 00000000
-----
25
-----
SCHEDULE RC-L -- CONTINUED
Dollar Amounts in Thousands
- -----------------------------------------------------------------------------------------------------------------------
13. All other off-balance sheet assets (exclude off-balance sheet derivatives) (itemize RCFD
and describe each component of this item over 25% of Schedule RC, item 28, "Total 5591 0 13.
equity capital")
TEXT RCFD
a. 5592: 5592 N/A 13.a
b. 5593: 5593 N/A 13.b
c. 5594: 5594 N/A 13.c
d. 5595: 5595 N/A 13.d
C461<-
OFF-BALANCE SHEET DERIVATIVES
POSITION INDICATORS Dollar Amounts in Thousands
- -------------------------------------------------------------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D)
Interest Foreign Equity Commodity
Rate Exchange Derivative and
Contracts Contracts Contracts other Contracts
14. Gross amounts (e.g., national
amounts)(for each column, sum of
items 14.a through 14.e must equal
sum of items 15, 16.a, and 16.b): RFCD RFCD RFCD RFCD
a. Futures contracts...................8693 33,500 8694 0 8895 0 8696 0 14.a
b. Forward contracts...................8697 28,450 8698 1,427,014 8699 0 8700 0 14.b
c. Exchange-traded option contracts:
(1) Written options.................8701 1,550,000 8702 0 8703 0 8704 0 14.c(1)
(2) Purchased options...............8705 3,100,000 8706 0 8707 0 8708 0 14.c(2)
d. Over-the-counter option contracts:
(1) Written options.................8709 3,366,821 8710 61,301 8711 346,348 8712 5,424 14.d(1)
(2) Purchased options...............8713 3,366,821 8714 61,301 8715 346,348 8716 5,424 14.d(2)
e. Swaps...............................3450 6,202,328 3826 0 8719 0 8720 0 14.e
15. Total gross notional amount of
derivative contracts held for trading...A126 12,489,420 A127 1,549,616 8723 692,696 8724 10,848 15.
16. Total gross notional amount of
derivative contracts held for
purposes other than trading: RFCD RFCD RFCD RFCD
a. Contracts marked to market.........8725 2,025,000 8726 0 8727 0 8728 0 16.a
b. Contracts not marked to market.....8729 3,431,500 8730 0 8731 0 8732 0 16.b
c. Interest rate swaps where the bank CON
has agreed to pay a fixed rate.....A589 0 16.c.
25
36
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cart#: 03263 RC-16
Houston, TX 77001 Transit #: 00000000
--------
26
--------
SCHEDULE RC-L -- CONTINUED
Dollar Amounts in Thousands
- --------------------------------------------------------------------------------------------------------------------
Off-Balance Sheet Derivatives (Column A) (Column B) (Column C) (Column D)
Position Indicators Interest Rate Foreign Exchange Equity Derivatives Commodity And
Contracts Contracts Contracts other Contracts
----------------- ----------------- ----------------- -----------------
17. Gross fair values of
derivative contracts:
a. Contracts held for trading: RCFD RCFD RCFD RCFD
(1) Gross positive
fair value............. 8733 55,916 8734 37,833 8735 86,085 8736 0 17.a.(1)
(2) Gross negative
fair value............. 8737 56,346 8738 35,621 8739 86,085 8740 0 17.a.(2)
b. Contracts held for
purposes other than
trading that are marked
to market:
(1) Gross positive
fair value............. 8741 0 8742 0 8743 0 8744 0 17.b.(1)
(2) Gross negative
fair value............. 8745 10 8746 0 8747 0 8748 0 17.b.(2)
c. Contracts held for
purposes other than
trading that are not
marked to market:
(1) Gross positive
fair value............. 8749 3,219 8750 0 8751 0 8752 0 17.c.(1)
(2) Gross negative
fair value............. 8753 43,666 8754 0 8755 0 8756 0 17.c.(2)
MEMORANDA Dollar Amounts in Thousands
- ------------------------------------------------------------------------------------------------------------------------------
1-2. Not applicable
3. Unused commitments with an original maturity exceeding one year that are
reported in Schedule RC-L, items 1.a through 1.e, above (report only the unused RCFD
portions of commitments that are fee paid or otherwise legally binding).............. 3833 4,485,802 M.3.
a. Participations in commitments with an original
maturity exceeding one year conveyed to others ........... RCFD 3834 47,584 M.3.a.
4. To be completed only by banks with $1 billion or more in total assets:
Standby letters of credit and foreign office guarantees (both financial and
performance) issued to non-U.S. addressees (domicile) included in Schedule RC-L, items RCFD
2 and 3, above....................................................................... 3377 43,396 M.4.
5. Loans to individuals for household, family and other personal
expenditures that have been securitized and sold (with servicing retained), amounts
outstanding by type of loan:
a. Loans to purchase private passenger automobiles RCFD
(to be completed for the September report only)................................... 2741 N/A M.5.a.
b. Credit cards and related plans (TO BE COMPLETED QUARTERLY)........................ 2742 0 M.5.b.
c. All other consumer installment credit (including mobile home loans)(to be
completed for the September report only).......................................... 2743 N/A M.5.c.
26
37
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cart#: 03263 RC-17
Houston, TX 77001 Transit #: 00000000
--------
27
--------
SCHEDULE RC-M -- MEMORANDA
C465 <-
Dollar Amounts in Thousands
- ---------------------------------------------------------------------------------------------------------------
1. Extensions of credit by the reporting bank to its executive officers, directors,
principal shareholders, and their related interests as of the report date:
a. Aggregate amount of all extensions of credit to all executive officers, directors, RCFD
principal shareholders and their related interests................................... 6164 1,138 1.a.
b. Number of executive officers, directors, and principal shareholders
to whom the amount of all extensions of credit by the reporting
bank (including extensions of credit to related interests) equals
or exceeds the lesser of $500,000 or 5 percent of total capital as Number
defined for this purpose in agency regulations..................... RCFD 6165 0 1.b.
2. Federal funds sold and securities purchased under agreements to resell with U.S. RCFD
branches and agencies of foreign banks (1) (included in Schedule RC, item 3)............ 3405 0 2.
3. Not applicable.
4. Outstanding principal balance of 1-4 family residential mortgage loans serviced for
others (include both retained servicing and purchased servicing):
a. Mortgages serviced under a GNMA contract............................................. 5500 0 4.a.
b. Mortgages serviced under a FHLMC contract:
(1) Serviced with recourse to servicer............................................... 5501 0 4.b.(1)
(2) Serviced without recourse to servicer............................................ 5502 0 4.b.(2)
c. Mortgages serviced under a FNMA contract:
(1) Serviced under a regular option contract......................................... 5503 0 4.c.(1)
(2) Serviced under a special option contract......................................... 5504 0 4.c.(2)
d. Mortgages serviced under other servicing contracts................................... 5505 0 4.d.
5. To be completed only by banks with $1 billion or more in total assets:
Customers' liability to this bank on acceptances outstanding (sum of items 5.a and 5.b
must equal Schedule RC, item 9):
a. U.S. addressees (domicile)........................................................... 2103 5,457 5.a.
b. Non-U.S. addressees (domicile)....................................................... 2104 3,650 5.b.
6. Intangible assets:
a. Mortgage Servicing Assets............................................................ 3164 0 6.a.
(1) Estimated fair value of mortgage servicing assets.............. RCFD A590 1,354 0 6.a.(1)
b. Other identifiable intangible assets:
(1) Purchased credit card relationships.............................................. 5506 0 6.b.(1)
(2) All other identifiable intangible assets......................................... 5507 34,854 6.b.(2)
c. Goodwill............................................................................. 3163 265,760 6.c.
d. Total (sum of items 6.a, 6.b.(1), 6,.b.(2), and 6.c)(must equal Schedule RC, item 10) 2143 320,614 6.d.
e. Amount of intangible assets (included in item 6.b.(2) above) that have been
grandfathered or are otherwise qualifying for regulatory capital purposes............ 6442 0 6.e.
7. Mandatory convertible debt, net of common or perpetual preferred stock
dedicated to redeem the debt............................................................ 3295 0 7.
- ---------------
(1) Do not report federal funds sold and securities purchased under agreements
to resell with other commercial banks in the U.S. in this item.
27
38
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cart#: 03263 RC-18
Houston, TX 77001 Transit #: 00000000
--------
28
--------
SCHEDULE RC-M -- CONTINUED
Dollar Amounts in Thousands
- --------------------------------------------------------------------------------------------------------------------
8. a. Other real estate owned:
(1) Direct and indirect investments in real estate ventures....................... RCFD 5372 0 8.a.(1)
(2) All other real estate owned:
(a) Construction and land development in domestic offices.................... RCON 5508 0 8.a.(2)(a)
(b) Farmland in domestic offices ............................................ RCON 5509 0 8.a.(2)(b)
(c) 1-4 family residential properties in domestic offices.................... RCON 5510 849 8.a.(2)(c)
(d) Multifamily (5 or more) residential properties in domestic offices....... RCON 5511 0 8.a.(2)(d)
(e) Nonfarm nonresidential properties in domestic offices.................... RCON 5512 342 8.a.(2)(e)
(f) In foreign offices....................................................... RCFN 5513 0 8.a.(2)(f)
(3) Total (sum of items 8.a.(1) and 8.a.(2)) (must equal Schedule RC, item 7)..... RCFD 2150 1,191 8.a.(3)
b. Investments in unconsolidated subsidiaries and associated companies:
(1) Direct and indirect investments in real estate ventures....................... RCFD 5374 0 8.b.(1)
(2) All other investments in unconsolidated subsidiaries and associated
companies..................................................................... RCFD 5375 3,328 8.b.(2)
(3) Total (sum of items 8.b.(1) and 8.b.(2)) (must equal Schedule RC, item 8)..... RCFD 2130 3,328 8.b.(3)
9. Noncumulative perpetual preferred stock and related surplus included in Schedule RC,
item 23, "Perpetual preferred stock and related surplus"................................ RCFD 3778 0 9.
10. Mutual fund and annuity sales in domestic offices during the quarter (include
proprietary, private label, and third party products):
a. Money market funds................................................................. RCON 6441 14,968,429 10.a.
b. Equity securities funds............................................................ RCON 8427 8,616 10.b.
c. Debt securities funds.............................................................. RCON 8428 1,226 10.c.
d. Other mutual funds................................................................. RCON 8429 356,774 10.d.
e. Annuities.......................................................................... RCON 8430 60 10.e.
f. Sales of proprietary mutual funds and annuities (included in items 10.a through
10.e above)........................................................................ RCON 8784 6,574,102 10.f.
11. Net unamortized realized deferred gains (losses) on off-balance sheet derivative
contracts included in assets and liabilities reported in Schedule RC.................... RCFD A525 3,549 11.
12. Amount of assets netted against nondeposit liabilities and deposits in foreign offices
(other than insured branches in Puerto Rico and U.S. territories and possessions) on
the balance sheet (Schedule RC) in accordance with generally accepted accounting
principles(1)........................................................................... RCFD A526 0 12.
13. Outstanding principal balance of loans other than 1-4 family residential mortgage loans
that are serviced for others (to be completed if this balance is more than $10 million
and exceeds ten percent of total assets)................................................ RCFD A591 0 13.
- -----------------------------------------------------------------------------------------------------------------
Memorandum Dollar Amounts in Thousands
- -----------------------------------------------------------------------------------------------------------------
1. Reciprocal holdings of banking organizations' capital instruments (to be completed RCFD
for the December report only)........................................................... 3836 0 M.1.
- ---------------------
(1) Exclude netted on-balance sheet amounts associated with off-balance sheet
derivative contracts, deferred tax assets netted against deferred tax
liabilities, and assets netted in accounting for pensions.
28
39
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RC-18
Houston, TX 77001 Transit #: 00000000
--------
29
--------
SCHEDULE RC-N -- PAST DUE AND NONACCRUAL LOANS, LEASES, AND OTHER ASSETS
The FFIEC regards the information reported in all of Memorandum item 1, in items
1 through 10, column A, and in Memorandum items 2 through 4, column A, as
confidential.
C470 <-
Dollar Amounts in Thousands
-----------------------------------------------------------------
(Column A) (Column B) (Column C)
Past due Past due 90 Nonaccrual
30 through 89 days or more
days and still and still
accruing accruing
RCFD RCFD RCFD
1. Loans secured by real estate:
a. To U.S. addressees (domicile)................... 1245 1246 5,863 1247 18,597 1.a.
b. To non-U.S. addressees (domicile)............... 1248 1249 0 1250 0 1.b.
2. Loans to depository institutions and acceptances of
other banks:
a. To U.S. banks and other U.S. depository
institutions.................................... 5377 5378 0 5379 0 2.a.
b. To foreign banks................................ 5380 5381 0 5382 0 2.b.
3. Loans to finance agricultural production and other
loans to farmers..................................... 1594 1597 0 1583 0 3.
4. Commercial and industrial loans:
a. To U.S. addressees (domicile)................... 1251 1252 16,539 1253 81,434 4.a.
b. To non-U.S. addressees (domicile)............... 1254 1255 1,064 1256 14,172 4.b.
5. Loans to individuals for household, family, and other
personal expenditures:
a. Credit cards and related plans.................. 5383 5384 909 5385 0 5.a.
b. Other (includes single payment, installment, and
all student loans).............................. 5386 5387 4,381 5388 3,449 5.b.
6. Loans to foreign governments and official
institutions......................................... 5389 5390 0 5391 0 6.
7. All other loans...................................... 5459 5460 2,673 5461 8,226 7.
8. Lease financing receivables:
a. Of U.S. addressees (domicile)................... 1257 1258 0 1259 0 8.a.
b. Of non-U.S. addressees (domicile)............... 1271 1272 0 1791 0 8.b.
9. Debt securities and other assets (exclude other real
estate owned and other repossessed assets)........... 3505 3506 0 3507 0 9.
=================================================================================================================================
Amounts reported in items 1 through 8 above include guaranteed and unguaranteed
portions of past due and nonaccrual loans and leases. Report in item 10 below
certain guaranteed loans and leases that have already been included in the
amounts reported in items 1 through 8.
RCFD RCFD RCFD
---- ---- ----
10. Loans and leases reported in items 1 through 8 above
which are wholly or partially guaranteed by the U.S.
Government.......................................... 5612 5613 0 5614 4,894 10.
a. Guaranteed portion of loans and leases
included in item 10 above..................... 5615 5616 0 5617 3,915 10.a.
29
40
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cart#: 03263 RC-18
Houston, TX 77001 Transit #: 00000000
--------
30
--------
SCHEDULE RC-N--CONTINUED
C473
Dollar Amounts In Thousands
- -------------------------------------------------------------------------------------------------------------------
(Column A) (Column B) (Column C)
Past due 30 Past due 90 Nonaccrual
Memoranda through 89 days or more
days and still and still
accruing accruing
RCFD RCFD RCFD
- --------------------------------------------------------------------------------------------------------------
1. Restructured loans and leases included in
Schedule RC-N, items 1 through 8, above (and
not reported in Schedule RC-C, part I,
Memorandum item 2)................................ 1658 1659 0 1661 0 M.1.
2. Loans to finance commercial real estate,
construction, and land development activities
(not secured by real estate) included in Schedule
RC-N, items 4 and 7, above........................ 6558 6559 0 6560 1,242 M.2.
3. Loans secured by real estate in domestic offices RCON RCON RCON
(included in Schedule RC-N, item 1, above):
a. Construction and land development.............. 2759 2769 5,311 3492 5,530 M.3.a.
b. Secured by farmland............................ 3493 3494 0 3495 0 M.3.b.
c. Secured by 1-4 family residential properties:
(1) Revolving, open-end loans secured by 1-4
family residential properties and extended
under lines of credit...................... 5398 5399 0 5400 0 M.3.c.(1)
(2) All other loans secured by 1-4 family
residential properties..................... 5401 5402 552 5403 7,577 M.3.c.(2)
d. Secured by multifamily (5 or more) residential
properties..................................... 3499 3500 0 3501 76 M.3.d.
e. Secured by nonfarm nonresidential properties... 3502 3503 0 3504 5,414 M.3.e.
(Column A) (Column B)
Past due Past due
30 thru 89 days 90 days or more
and still accruing and still accruing
------------------ -------------------
RCFD RCFD
---- ----
4. Interest rate, foreign exchange rate, and other
commodity and equity contracts:
a. Book value of amounts carried as assets........ 3522 3528 0 M.4.a.
b. Replacement cost of contracts with a positive
replacement cost............................... 3529 3530 0 M.4.b.
- -----------------------------------------------------------------------------------------------------------------------------
PERSON TO WHOM QUESTIONS ABOUT THE REPORTS OF CONDITION AND INCOME SHOULD BE DIRECTED: C477
Name Title Area code/phone number/extension
8901 Andrew Gutche 8901 Vice President 8902 (212) 701-8949
----------------------------- ---------------------- -----------------------------------
TEXT Fax: Area Code/Phone Number
[ILLEGIBLE] (212) 797-4726
-----------------------------------
30
41
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RC-21
Houston, TX 77001 Transit #: 00000000
----------
31
----------
SCHEDULE RC-O--OTHER DATA FOR DEPOSIT INSURANCE AND FICO ASSESSMENTS
C475 <-
Dollar Amounts in Thousands RCON
- --------------------------------------------------------------------------------------------------------------
1. Unposted debits (see instructions):
a. Actual amount of all unposted debits............................................... 0030 0 1.a
OR
b. Separate amount of unposted debits:
(1) Actual amount of unposted debits to demand deposits............................ 0031 N/A 1.b.1
(2) Actual amount of unposted debits to time and savings deposits(1)............... 0032 N/A 1.b.2
2. Unposted credits (see instructions):
a. Actual amount of all unposted credits.............................................. 3510 0 2.a.
OR
b. Separate amount of unposted credits:
(1) Actual amount of unposted credits to demand deposits........................... 3512 N/A 2.b.1
(2) Actual amount of unposted credits to time and savings deposits(1).............. 3514 N/A 2.b.2
3. Uninvested trust funds (cash) held in bank's own trust department (not included
in total deposits in domestic offices)................................................ 3520 25,856 3.
4. Deposits of consolidated subsidiaries in domestic offices and in insured branches in
Puerto Rico and U.S. territories and possessions (not included in total deposits):
a. Demand deposits of consolidated subsidiaries....................................... 2211 8,816 4.a.
b. Time and savings deposits (1) of consolidated subsidiaries......................... 2351 17 4.b.
c. Interest accrued and unpaid on deposits of consolidated subsidiaries............... 5514 0 4.c.
5. Deposits in insured branches in Puerto Rico and U.S. territories and possessions:
a. Demand deposits in insured branches (included in Schedule RC-E, Part II)........... 2229 0 5.a.
b. Time and savings deposits(1) in insured branches (included in Schedule RC-E, Part
II)................................................................................ 2383 0 5.b.
c. Interest accrued and unpaid on deposits in insured branches
(included in Schedule RC-G, item 1.b).............................................. 5515 0 5.c.
6. Reserve balances actually passed through to the Federal Reserve by the reporting bank
on behalf of its respondent depository institutions that are also reflected as deposit
liabilities of the reporting bank:
a. Amount reflected in demand deposits (included in Schedule RC-E, Part I, item 4 or
5, column B)....................................................................... 2314 0 6.a.
b. Amount reflected in time and savings deposits (1) (included in Schedule RC-E, Part
I, item 4 or 5, column A or C, but not column B)................................... 2315 0 6.b.
7. Unamortized premiums and discounts on time and savings deposits:(1)
a. Unamortized premiums............................................................... 5516 0 7.a.
b. Unamortized discounts.............................................................. 5517 0 7.b.
8. To be completed by banks with "Oakar deposits."
a. Deposits purchased or acquired from other FDIC-insured institutions during the
quarter (exclude deposits purchased or acquired from foreign offices other than
insured branches in Puerto Rico and U.S. territories and possessions):
(1) Total deposits purchased or acquired from other FDIC-insured institutions
during the quarter............................................................. A531 N/A 8.a.1
(2) Amount of purchased or acquired deposits reported in item 8.a.(1) above
attributable to a secondary fund (i.e., BIF members report deposits
attributable to SAIF; SAIF members report deposits attributable to BIF)....... A532 N/A 8.a.2
b. Total deposits sold or transferred to other FDIC-insured institutions during the
quarter (exclude sales or transfers by the reporting bank of deposits in
foreign offices other than insured branches in Puerto Rico and U.S. territories
and possessions).................................................................. A533 N/A 8.b.
- ---------------
(1) For FDIC and FICO insurance assessment purposes, "time and savings
deposits" consists of nontransaction accounts and all transaction accounts
other than demand deposits.
31
42
Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RC-22
Houston, TX 77001 Transit #: 00000000
----
32
SCHEDULE RC-O -- CONTINUED ----
Dollar Amounts in Thousands RCON
- -----------------------------------------------------------------------------------------------------------------------------
9. Deposits in lifeline accounts.................................................................... 5596 9.
10. Benefit-responsive "Depository Institution Investment Contracts" (included in total deposits
in domestic offices)............................................................................. 8432 0 10.
11. Adjustments to demand deposits in domestic offices and in insured branches in Puerto Rico and
U.S. territories and possessions reported in Schedule RC-E for certain reciprocal demand
balances:
a. Amount by which demand deposits would be reduced if the reporting bank's reciprocal demand
balances with the domestic offices of U.S. banks and savings associations and insured
branches in Puerto Rico and U.S. territories and possessions that were reported on a gross
basis in Schedule RC-E had been reported on a net basis....................................... 8785 0 11.a
b. Amount by which demand deposits would be increased if the reporting bank's reciprocal
demand balances with foreign banks and foreign offices of other U.S. banks (other than
insured branches in Puerto Rico and U.S. territories and possessions) that were reported on
a net basis in Schedule RC-E had been reported on a gross basis............................... A181 0 11.b
c. Amount by which demand deposits would be reduced if cash items in process of collection were
included in the calculation of the reporting bank's net reciprocal demand balances with the
domestic offices of U.S. banks and savings associations and insured branches in Puerto Rico
and U.S. territories and possessions in Schedule RC-E......................................... A182 0 11.c
12. Amount of assets netted against deposit liabilities in domestic offices and in insured branches
in Puerto Rico and U.S. territories and possessions on the balance sheet (Schedule RC) in
accordance with generally accepted accounting principles (exclude amounts related to reciprocal
demand balances):
a. Amount of assets netted against demand deposits............................................... A527 0 12.a
b. Amount of assets netted against time and savings deposits..................................... A528 0 12.b
Memoranda (To be completed each quarter except as noted)
Dollar Amounts in Thousands RCON
- ------------------------------------------------------------------------------------------------------------------
1. Total deposits in domestic offices of the bank:
(sum of Memorandum items 1.a.(1) and 1.b.(1) must equal Schedule RC, item 13.a):
a. Deposit accounts of $100,000 or less:
(1) Amount of deposit accounts of $100,000 or less.............................. 2702 7,986,375 M.1.a.(1)
NUMBER
(2) Number of deposit accounts of $100,000 or less (to be ------
completed for the June report only)................... RCON 3779 N/A M.1.a.(2)
b. Deposit accounts of more than $100,000:
(1) Amount of deposit accounts of more than $100,000............................ 2710 10,689,347 M.1.b.(1)
NUMBER
------
(2) Number of deposit accounts of more than $100,000...... RCON 2722 22,385 M.1.b.(2)
2. Estimated amount of uninsured deposits in domestic offices of the bank:
a. An estimate of your bank's uninsured deposits can be determined by multiplying
the number of deposit accounts of more than $100,000 reported in Memorandum item
1.b(2) above by $100,000 and subtracting the result from the amount of deposit
accounts of more than $100,000 reported in Memorandum item 1.b.(1) above.
YES/NO
------
Indicate in the appropriate box at right whether your bank has a method or
procedure for determining a better estimate of uninsured deposits than the
estimate described above........................................................ 6861 N/A M.2.a.
b. If the box marked YES has been checked, report the estimate of uninsured deposits
determined by using your bank's method or procedure............................. 5597 N/A M.2.b.
3. Has the reporting institution been consolidated with a parent bank or savings
association in that parent bank's or parent savings association's Call Report
or Thrift Financial Report?
If so, report the legal title and FDIC Certificate Number of the parent bank
or parent savings association:
FDIC Cert No.
-------------
TEXT A545........................................................................... A546 N/A M.3.
32
43
Chase Bank of Texas, National Association Call Date: 12/31/99 State #: FFIEC 031
712 Main Street Vendor ID: D Cert #: 03263 RC-33
Houston, TX 77001 Transit #: 00000000 -----------
33
-----------
SCHEDULE RC-R -- REGULATORY CAPITAL
This schedule must be completed by all banks as follows: Banks that reported
total assets of $1 billion or more in Schedule RC, item 12, for June 30, 1998,
must complete items 2 through 9 and Memoranda items 1 and 2. BANKS WITH ASSETS
OF LESS THAN $1 BILLION MUST COMPLETE ITEMS 1 THROUGH 3 BELOW OR SCHEDULE RC-R
IN ITS ENTIRETY, DEPENDING ON THEIR RESPONSE TO ITEM 1 BELOW.
C480 <-
-----------
RCFD YES NO
--- ---
1. Test for determining the extent to which Schedule RC-R must be completed. To be completed
only by banks with total assets of less than $1 billion. Indicate in the appropriate box
at the right whether the bank has total capital greater than or equal to eight percent of
adjusted total assets.................................................................... 6056 N/A 1.
For purposes of this test, adjusted total assets equals total assets less
cash, U.S. Treasuries, U.S. Government agency obligations, and 80 percent of
U.S. Government-sponsored agency obligations plus the allowance for loan and
lease losses and selected off-balance sheet items as reported on Schedule
RC-L (see instructions).
If the box marked YES has been checked, then the bank only has to complete
items 2 and 3 below. If the box marked NO has been checked, the bank must
complete the remainder of this schedule.
A NO response to item 1 does not necessarily mean that the bank's actual
risk-based capital ratio is less than eight percent or that the bank is not
in compliance with the risk-based capital guidelines.
NOTE: All banks are required to complete items 2 and 3 below.
RCFD Dollar Amounts in Thousands
- ---------------------------------------------------------------------------------------------------------------------------------
2. Portion of qualifying limited-life capital instruments (original
weighted average maturity of at least five years) that is includible
in Tier 2 capital:
a. Subordinated debt(1) and intermediate term preferred stock........... A515 445,000 2.a.
b. Other limited-life capital instruments............................... A516 0 2.b.
3. Amounts used in calculating regulatory capital ratios (report amounts
determined by the bank for its own internal regulatory capital analyses
consistent with applicable capital standards):
a.(1)Tier 1 capital....................................................... 8274 1,605,481 3.a.1
(2)Tier 2 capital....................................................... 8275 660,956 3.a.2
(3)Tier 3 capital....................................................... 1395 0 3.a.3
b.Total risk-based capital................................................ 3792 2,268,437 3.b.
c. Excess allowance for loan and lease losses (amount that exceeds
1.25% of gross risk-weighted assets)................................. A222 0 3.c.
d.(1)Net risk-weighted assets (gross risk-weighted assets less excess
allowance reported in item 3.c above and all other deductions)....... A223 18,908,216 3.d.1
(2)Market risk equivalent assets (included in item 3.d.(1) above)....... 1651 0 3.d.2
e.Maximum contractual dollar amount of recourse exposure in low level
recourse transactions (to be completed only if the bank uses the
"direct reduction method" to report these transactions in Schedule RC-R) 1727 0 3.a
f."Average total assets" (quarterly average reported in Schedule RC-K,
item 9, less all assets deducted from Tier 1 capital)(2)............. A224 22,554,218 3.f.
Items 4-9 and Memoranda items 1 and 2 are to be completed by banks that answered
NO to item 1 above and by banks with total assets of $1 billion or more.
(Column A) (Column B)
Assets Credit Equivalent
Recorded Amount of Off-
on the Balance Sheet
Dollar Amounts in Thousands Balance Sheet Items(3)
- ---------------------------------------------------------------------------------------------------------------------------------
4. Assets and credit equivalent amounts of off-balance sheet items
assigned to the Zero percent risk category: RCFD RCFD
a. Assets recorded on the balance sheet................................ 5163 3,028,730 4.a.
b. Credit equivalent amount of off-balance sheet items................. 3796 8,929 F 4.b.
- ---------------
(1) Exclude mandatory convertible debt reported in Schedule RC-M, item 7.
(2) Do not deduct excess allowance for loan and lease losses.
(3) Do not report in column B the risk-weighted amount of assets reported in
column A.
33
44
Legal Title of Bank: Chase Bank of Texas, National Association Call Date: 12/31/1999 State #: FFIEC 031
Address: 712 Main Street Vendor ID: D Cert #: 03263 RC-24
City, State Zip: Houston, TX 77001 Transit #: 00000000 ----------
34
----------
Schedule RC-R -- Continued
(Column A) (Column B)
Assets Credit Equivalent
Recorded Amount
on the of Off-Balance
Balance Sheet Sheet Items(2)
------------------- --------------------
Dollar Amounts in Thousands RCFD RCFD
- ------------------------------------------------------------------- ---- ----
5. Assets and credit equivalent amounts of off-balance sheet items
assigned to the 20 percent risk category:
a. Assets recorded on the balance sheet......................... 5165 8,933,041 5.a.
b. Credit equivalent amount of off-balance sheet items.......... 3801 259,948 5.b.
6. Assets and credit equivalent amounts of off-balance sheet items
assigned to the 50 percent risk category:
a. Assets recorded on the balance sheet......................... 3802 813,567 6.a.
b. Credit equivalent amount of off-balance sheet items.......... 3803 124,693 6.b.
7. Assets and credit equivalent amounts of off-balance sheet items
assigned to the 100 percent risk category:
a. Assets recorded on the balance sheet......................... 3804 12,719,022 7.a.
b. Credit equivalent amount of off-balance sheet items.......... 3805 3,881,466 7.b.
8. On-balance sheet asset values excluded from and deducted in
the calculation of the risk-based capital ratio(2).............. 3806 157,399 8.
9. Total assets recorded on the balance sheet (sum of
items 4.a, 5.a, 6.a, 7.a, and 8, column A) (must equal
Schedule RC, item 12 plus items 4.b and 4.c).................... 3807 25,651,759 9.
Memoranda
Dollar Amounts in Thousands RCFD
- -----------------------------------------------------------------------------------------------------------
1. Current credit exposure across all off-balance sheet derivative contracts covered
by the risk-based capital standards............................................... 8764 58,593 M.1.
With a remaining maturity of
------------------------------------------------------------------------
(Column B)
(Column A) Over one year (Column C)
One year or less through five years Over five years
---------------------- ---------------------- ----------------------
RCFD RCFD RCFD
---------------------- ---------------------- ----------------------
2. Notional principal amounts of
off-balance sheet derivative contracts (3):
a. Interest rate contracts.................... 3809 5,280,507 8766 6,206,983 8767 1,210,109 M.2a
b. Foreign exchange contracts................. 3812 1,280,168 8769 208,147 8770 0 M.2b
c. Gold contracts............................. 8771 0 8772 0 8773 0 M.2c
d. Other precious metals contracts............ 8774 0 8775 0 8776 0 M.2d
e. Other commodity contracts.................. 8777 5,424 8778 0 8779 0 M.2e
f. Equity derivative contracts................ A000 150,239 A001 196,109 A002 0 M.2f
- ---------------
(1) Do not report in column B the risk-weighted amount of assets reported in
column A.
(2) Include the difference between the fair value and the amortized cost of
available-for-sale securities in item 8 and report the amortized cost of
these securities in items 4 through 7 above. Item 8 also includes on-balance
sheet asset values (or portions thereof) of off-balance sheet interest rate,
foreign exchange rate, and commodity contracts and those contracts (e.g.
futures contracts) not subject to risk-based capital. Item 8 margin accounts
and accrued receivables not included in the calculation of credit equivalent
amounts of off-balance sheet derivatives as well as any portion of the
allowance for loan and lease losses in excess of the amount that may be
included in Tier 2 capital.
(3) Exclude foreign exchange contracts with an original maturity of 14 days or
less and all futures contracts.
34
45
Vendor ID: D Cert #: 03283 Page RC-25
Transit #: 00000000 ----------
35
----------
Optional Narrative Statement Concerning the Amounts
Reported in the Reports of Condition and Income
at close of business on December 31, 1999
Chase Bank of Texas, National Association Houston TX
- --------------------------------------------------------- ------------------------------------------ ---------------------
Legal Title of Bank City State
The management of the reporting bank may, if it wishes, submit a brief narrative statement on the amounts reported in the Reports of
Condition and Income. This optional statement will be made available to the public, along with the publicly available data in the
Reports of Condition and Income, in response to any request for individual bank report data. However, the information reported in
column A and in all of Memorandum item 1 of Schedule RC-N is regarded as confidential and will not be released to the public.
BANKS CHOOSING TO SUBMIT THE NARRATIVE STATEMENT SHOULD ENSURE THAT THE STATEMENT DOES NOT CONTAIN THE NAMES OR OTHER
IDENTIFICATIONS OF INDIVIDUAL BANK CUSTOMERS, REFERENCES TO THE AMOUNTS REPORTED IN THE CONFIDENTIAL ITEMS IN SCHEDULE RC-N, OR ANY
OTHER INFORMATION THAT THEY ARE NOT WILLING TO HAVE MADE PUBLIC OR THAT WOULD COMPROMISE THE PRIVACY OF THEIR CUSTOMERS.
All information furnished by the bank in the narrative statement must be accurate and not misleading. Appropriate efforts shall be
taken by the submitting bank to ensure the statement's accuracy.
If, subsequent to the original submission, material changes are submitted for the data reported in the Reports of Condition and
Income, the existing narrative statement will be deleted from the files, and from disclosure; the bank, at its option, may replace
it with a statement appropriate to the amended data.
The optional narrative statement will appear in agency records and in release to the public exactly as submitted (or amended as
described in the preceding paragraph) by the management of the bank.
THE STATEMENT WILL NOT BE EDITED OR SCREENED IN ANY WAY BY THE SUPERVISORY AGENCIES FOR ACCURACY OR RELEVANCE. DISCLOSURE OF THE
STATEMENT SHALL NOT SIGNIFY THAT ANY FEDERAL SUPERVISORY AGENCY HAS VERIFIED OR CONFIRMED THE ACCURACY OF THE INFORMATION CONTAINED
THEREIN. A STATEMENT TO THIS EFFECT WILL APPEAR ON ANY PUBLIC RELEASE OF THE OPTIONAL STATEMENT SUBMITTED BY THE MANAGEMENT OF THE
REPORTING BANK.
- ------------------------------------------------------------------------------------------------------------------------
RCON
x = NO COMMENT Y = COMMENT 6979 X
BANK MANAGEMENT STATEMENT (please type or print clearly):
TEXT (70 characters per line)
- -------------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------------
- -------------------------------------------------------------------------------------------------------------------------
/S/ JACK ALEXANDER 1/30/2000
- --------------------------------------- -----------------
Signature of Executive Officer of Bank Date of Signature
35
46
----
36
----
Chase Bank of Texas, National Association OMB No. For FDIC: 1557-0081
712 Main Street OMB No. For FDIC: 3064-0052
Houston, TX 77001 OMB No. For Federal Reserve: 7100-0036
Expiration Date: 3/31/2002
SPECIAL REPORT
C700 <-
Dollar Amounts in Thousands
- ---------------------------------------------------------------------------------------------------------------------------
CLOSE OF BUSINESS
DATE: FDIC Cert. #
---------------- ------------
12/31/1999 03263
- ---------------------------------------------------------------------------------------------------------------------------
LOANS TO EXECUTIVE OFFICERS (Complete as of each Call Report Date)
- ---------------------------------------------------------------------------------------------------------------------------
The following information is required by Public Laws 90-44 and 102-242, but does not constitute a part of the Report of
Condition. With each Report of Condition, these Laws require all banks to furnish a report of all loans or other
extensions of credit to its executive officers made since the date of the previous Report of Condition. Data regarding
individual loans or other extensions of credit are not required. If no such loans or other extensions of credit were
made during the period, insert "none" against subitem (a). (Exclude the first $15,000 of indebtedness of each executive
officer under bank credit card plan.) See Sections 215.2 and 215.3 of Title 12 of the Code of Federal Regulations
(Federal Reserve Board Regulation O) for the definitions of "executive officer" and "extension of credit," respectively.
Exclude loans and other extensions of credit to directors and principal shareholders who are not executive officers.
- ---------------------------------------------------------------------------------------------------------------------------
a. Number of loans made to executive officers since the previous Call Report date............ RCFD 3561 0 a.
b. Total dollar amount of above loans (in thousands of dollars) ............................ RCFD 3562 0 b.
c. Range of interest charged on above loans RCFD FROM TO
(example: 9 3/4% = 9.75) ........................................... 7701 0.00% to RCFD 7702 0.00% c.
- ---------------------------------------------------------------------------------------------------------------------------
/s/ JACK ALEXANDER 1/30/00
- ---------------------------------------------------------------------------------------------------------------------------
SIGNATURE AND TITLE OF OFFICER AUTHORIZED TO SIGN REPORT: DATE (Month, Day, Year):
- ---------------------------------------------------------------------------------------------------------------------------
FDIC 8040/53 (3-98)
36