<ARTICLE> 5
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                         454,585
<SECURITIES>                                   124,806
<RECEIVABLES>                                  157,586
<ALLOWANCES>                                    17,474
<INVENTORY>                                          0
<CURRENT-ASSETS>                               763,452
<PP&E>                                          88,495
<DEPRECIATION>                                  38,012
<TOTAL-ASSETS>                                 861,549
<CURRENT-LIABILITIES>                          178,413
<BONDS>                                        350,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            39
<OTHER-SE>                                     332,129
<TOTAL-LIABILITY-AND-EQUITY>                   861,549
<SALES>                                        352,597
<TOTAL-REVENUES>                               571,110
<CGS>                                           17,981
<TOTAL-COSTS>                                  530,685
<OTHER-EXPENSES>                               (7,642)
<LOSS-PROVISION>                                 8,923
<INTEREST-EXPENSE>                               1,792
<INCOME-PRETAX>                                 48,067
<INCOME-TAX>                                    24,552
<INCOME-CONTINUING>                             23,515
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    23,515
<EPS-BASIC>                                       0.16<F1>
<EPS-DILUTED>                                     0.14<F1>
<FN>
<F1>INCLUDES THE EFFECT OF A TWO-FOR-ONE STOCK SPLIT WHICH WAS EFFECTIVE FEBRUARY
17, 2000.
</FN>