<ARTICLE> 5 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE SEPTEMBER 30, 2000 FORM 10-Q OF PMC COMMERCIAL TRUST AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 117 <SECURITIES> 208 <RECEIVABLES> 112,221<F1> <ALLOWANCES> (100) <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 70,941 <DEPRECIATION> (4,716) <TOTAL-ASSETS> 185,861<F2> <CURRENT-LIABILITIES> 7,471<F3> <BONDS> 89,414 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 94,328 <OTHER-SE> (5,352) <TOTAL-LIABILITY-AND-EQUITY> 185,861 <SALES> 15,253 <TOTAL-REVENUES> 15,253 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 3,404 <LOSS-PROVISION> 600 <INTEREST-EXPENSE> 5,102 <INCOME-PRETAX> 6,147 <INCOME-TAX> 0 <INCOME-CONTINUING> 6,147 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,147 <EPS-BASIC> 0.94 <EPS-DILUTED> 0.94 <FN> <F1>INCLUDES CURRENT AND LONG-TERM PORTION OF ALL LOANS RECEIVABLE - BEFORE RESERVE AND RELATED INTEREST RECEIVABLES. <F2>INCLUDES THE FOLLOWING ITEMS NOT INCLUDED ABOVE: (i) OTHER ASSETS, NET $ 341 (ii) DEFERRED BORROWING COSTS 372 (iii) RESTRICTED INVESTMENTS 5,890 (iv) ASSET ACQUIRED IN LIQUIDATION 587 ------- $ 7,190 ======= <F3>INCLUDES THE FOLLOWING ITEMS: (i) DIVIDENDS PAYABLE $ 3,003 (ii) OTHER LIABILITIES 2,114 (iii) INTEREST PAYABLE 323 (iv) BORROWER ADVANCES 1,160 (v) UNEARNED COMMITMENT FEES 313 (vi) DUE TO AFFILIATES 558 ------- $ 7,471 ======= </FN>