1 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 January 2, 2001 Date of Report (Date of earliest event reported) PEOPLES FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Mississippi 0-30050 64-0709834 (State or other jurisdiction of (Commission File Number) (IRS Employer Identification No.) incorporation) 152 Lameuse Street Biloxi, MS 39530 (Address, including zip code, of principal executive office) (228) 435-5511 (Registrant's telephone number, including area code) 2 ITEM 5. OTHER EVENTS On January 2, 2001, Peoples Financial Corporation issued a press release announcing the repurchase of shares of its stock. ITEM 7. Financial Statements, Pro Forma Financial Information and Exhibits. (c) Exhibits. 99. Press Release issued by Peoples Financial Corporation dated January 2, 2001, headed "Peoples Financial Corporation Announces Share Repurchase" 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: January 2, 2001 PEOPLES FINANCIAL CORPORATION By: /s/ Chevis C. Swetman --------------------------------------- Chevis C. Swetman Chairman, President and CEO 4 INDEX TO EXHIBITS EXHIBIT NUMBER DESCRIPTION - ------- ----------- 99 Press Release issued by Peoples Financial Corporation dated January 2, 2001, headed "Peoples Financial Corporation Announces Share Repurchase"