1 ================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 31, 2001 BAYLAKE CORP. - -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Wisconsin 0-8679 39-1268055 - -------------------------------------------------------------------------------- (State or other Jurisdiction (Commission File Number) (I.R.S. Employer of Incorporation) Identification Number) 217 North Fourth Avenue Sturgeon Bay, Wisconsin 54235 - -------------------------------------------------------------------------------- (Address of principal executive offices) (920) 743-5551 - -------------------------------------------------------------------------------- (Registrant telephone number, including area code) Not Applicable - -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) ================================================================================ 2 ITEM 5. OTHER EVENTS. Baylake Corp. is placing on file as Exhibit 99 a copy of the Company's financial results for the quarter and year ended December 31, 2000. Final financial statements with additional analyses will be filed as part of the Company's for 10-K for the year ended December 31, 2000. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits: Exhibit 99 Baylake Corp. financial results for the quarter and year ended December 31, 2000 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BAYLAKE CORP. (Registrant) Date: February 1, 2001 By: /s/ Steven D. Jennerjohn ------------------------------------------ Name: Steven D. Jennerjohn Title: Treasurer (Principal Financial Officer) 4 INDEX TO EXHIBITS Exhibit No. Description ----------- ----------- 99 Baylake Corp. financial results for the quarter and year ended December 31, 2000