EXHIBIT 99.2
CERTIFICATION OF CHIEF FINANCIAL OFFICER
OF FACTUAL DATA CORP. PURSUANT TO 18 U.S.C. SECTION 1350
I, Todd A. Neiberger, certify that:
In connection with the Quarterly Report on Form 10-Q of Factual Data Corp.
(the "COMPANY") for the period ended September 30, 2002 as filed with the
Securities and Exchange Commission on the date hereof (the "REPORT"), I, Todd A.
Neiberger, Chief Financial Officer of the Company, certify, pursuant to 18
U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002, that:
1. the Report fully complies with the requirements of Section
13(a) or 15(d) of the Securities Exchange Act of 1934, as
amended; and
2. the information contained in the Report fairly presents, in
all material respects, the financial condition and results of
operations of the Company.
/s/ Todd A. Neiberger
--------------------------------
Name: Todd A. Neiberger
Title: Chief Financial Officer
Date: November 11, 2002
CERTIFICATIONS
In connection with the Quarterly Report of Factual Data Corp. on Form
10-Q for the period ending September 30, 2002, as filed with the Securities and
Exchange Commission on the date hereof (the "Report"), I, J.H. Donnan, Chief
Executive Officer of Factual Data Corp., certify, that:
(1) I have reviewed this quarterly report on Form 10-Q of Factual
Data Corp.;
(2) Based on my knowledge, this quarterly report does not contain
any untrue statement of a material fact or omit to state a
material fact necessary to make the statements made, in light
of the circumstances under which such statements were made,
not misleading with respect to the period covered by this
quarterly report;
(3) Based on my knowledge, the financial statements, and other
financial information included in this quarterly report,
fairly present in all material respects the financial
condition, results of operations, and cash flows of Factual
Data Corp. as of, and for, the periods presented in this
quarterly report;
(4) Factual Data Corp.'s other certifying officer and I are
responsible for establishing and maintaining disclosure
controls and procedures, as defined in Exchange Act Rules
13a-14 and 15d-14, for Factual Data Corp. and we have:
a. Designed such disclosure controls and procedures to
ensure that material information relating to Factual
Data Corp., including its consolidated subsidiaries,
is made known to us by others with those entities,
particularly during the period in which the quarterly
report is being prepared;
b. Evaluated the effectiveness of Factual Data Corp.'s
disclosure control and procedures as of a date within
90 days prior to the filing date of this quarterly
report (the Evaluation Date); and
c. Presented in this quarterly report our conclusions
about the effectiveness of the disclosure controls
and procedures based on our evaluation as of the
Evaluation Date.
(5) Factual Data Corp.'s other certifying officer and I have
disclosed, based on our most recent evaluation, to Factual
Data Corp.'s auditors and the audit committee of Factual Data
Corp.'s board of directors:
a. All significant deficiencies in the design or
operation of internal controls which could adversely
affect Factual Data Corp.'s ability to record,
process, summarize, and report financial data and
have identified for Factual Data Corp.'s auditors any
material weaknesses in internal controls; and
b. Any fraud, whether or not material, that involves
management or other employees who have a significant
role in Factual Data Corp.'s internal controls.
(6) Factual Data Corp.'s other certifying officer and I have
indicated in this quarterly report whether or not there were
significant changes in internal controls or in other factors
that could significantly affect internal controls subsequent
to the date of our most recent evaluation, including any
corrective actions with regard to significant deficiencies and
material weaknesses.
/s/ J.H. Donnan
Chief Executive Officer
November 11, 2002
CERTIFICATIONS
In connection with the Quarterly Report of Factual Data Corp. on Form
10-Q for the period ending September 30, 2002, as filed with the Securities and
Exchange Commission on the date hereof (the "Report"), I, Todd A. Neiberger,
Chief Financial Officer of Factual Data Corp., certify, that:
(1) I have reviewed this quarterly report on Form 10-Q of Factual
Data Corp.;
(2) Based on my knowledge, this quarterly report does not contain
any untrue statement of a material fact or omit to state a
material fact necessary to make the statements made, in light
of the circumstances under which such statements were made,
not misleading with respect to the period covered by this
quarterly report;
(3) Based on my knowledge, the financial statements, and other
financial information included in this quarterly report,
fairly present in all material respects the financial
condition, results of operations, and cash flows of Factual
Data Corp. as of, and for, the periods presented in this
quarterly report;
(4) Factual Data Corp.'s other certifying officer and I are
responsible for establishing and maintaining disclosure
controls and procedures, as defined in Exchange Act Rules
13a-14 and 15d-14, for Factual Data Corp. and we have:
a. Designed such disclosure controls and procedures to
ensure that material information relating to Factual
Data Corp., including its consolidated subsidiaries,
is made known to us by others with those entities,
particularly during the period in which the quarterly
report is being prepared;
b. Evaluated the effectiveness of Factual Data Corp.'s
disclosure control and procedures as of a date within
90 days prior to the filing date of this quarterly
report (the Evaluation Date); and
c. Presented in this quarterly report our conclusions
about the effectiveness of the disclosure controls
and procedures based on our evaluation as of the
Evaluation Date.
(5) Factual Data Corp.'s other certifying officer and I have
disclosed, based on our most recent evaluation, to Factual
Data Corp.'s auditors and the audit committee of Factual Data
Corp.'s board of directors:
a. All significant deficiencies in the design or
operation of internal controls which could adversely
affect Factual Data Corp.'s ability to record,
process, summarize, and report financial data and
have identified for Factual Data Corp.'s auditors any
material weaknesses in internal controls; and
b. Any fraud, whether or not material, that involves
management or other employees who have a significant
role in Factual Data Corp.'s internal controls.
(6) Factual Data Corp.'s other certifying officer and I have
indicated in this quarterly report whether or not there were
significant changes in internal controls or in other factors
that could significantly affect internal controls subsequent
to the date of our most recent evaluation, including any
corrective actions with regard to significant deficiencies and
material weaknesses.
/s/ Todd A. Neiberger
Chief Financial Officer
November 11, 2002