EXHIBIT 3
DEUTSCHE FINANCIAL SERVICES CORPORATION - - RV TRUST 1999-3
Accounting Date: 11-Dec-02
Determination Date: 13-Dec-02
Monthly Payment Date: 13-Dec-02
Collection Period Ending: 30-Nov-02
<Table>
I. COLLECTION ACCOUNT SUMMARY
Principal and Interest Payments Received (including Prepayments) 5,421,721.24
Net Liquidation Proceeds (including Rebates/Insurance Amounts) 29,356.48
Current Monthly Interest Shortfall/Excess 31,824.66
Recoup of Collection Expenses -9,032.19
Amount of Withdrawal, if any, from Reserve Account 0.00
Purchase Amounts for Repurchased Receivables 0.00
5,473,870.19
II. SIMPLE INTEREST EXCESS OR SHORTFALLS
Amount of Interest Payments Due During the Collection Period for Receivables 1,217,640.45
Amount of Interest Payments Received During the Collection Period for Receivables 1,185,815.79
Amount of Current Month Simple Interest Excess/Shortfall 31,824.66
III. CALCULATION OF RESERVE ACCOUNT DEPOSIT/WITHDRAWALS
Specified Reserve Account Balance (2% of the preceding Collection Period Pool Balance, not less than
.75% of the Initial Pool Balance and not more than the outstanding principal balance of the Notes) 3,319,890.33
Beginning Reserve Account Balance 3,407,991.78
Deposits to Reserve Account (only if Reserve Account is less than Specified Reserve Account Balance) 0.00
Reserve Account Withdrawals (to the extent that there are Interest or Principal payment shortfalls) 0.00
Reserve Account Investment Earnings 3,915.69
Withdrawals from Reserve Account due to Servicer (to the extent that the Specified Reserve Account
Balance and over-collateralization amounts has been met) -92,017.14
Amount in Reserve Account as of Determination Date (excluding amount to be paid on next Payment Date) 3,407,991.78
Total Ending Reserve Balance 3,319,890.33
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<Table>
IV. COLLECTIONS ON RECEIVABLES
a)
Interest Payments Received 1,185,815.79
Scheduled Principal Payments Received 1,190,266.68
Principal Prepayments Received 3,045,638.77
Total Interest and Principal Payments Received 5,421,721.24
b)
Gross Recovery Proceeds of Liquidated Receivables (including Rebates/Insurance) 29,741.48
minus Reasonable Expenses 385.00
Net Liquidation Proceeds 29,356.48
Amount Allocable to Interest 0.00
Amount Allocable to Principal 29,356.48
c)
Amount Allocable to Interest 0.00
Amount Allocable to Principal 0.00
5,451,077.72
V. CALCULATION OF SERVICING AND TRUSTEE FEES
170,399,589.15
multiplied by Servicer Fee Rate 0.50%
divided by Months per Year 12
70,999.83
708.33
VI. POOL BALANCE AND PORTFOLIO PERFORMANCE
a)
Initial Pool Balance 374,531,023.45
Pool Balance as of Preceding Accounting Date 170,399,589.15
Pool Balance as of the Current Accounting Date 165,994,516.70
Age of Pool in Months 41
a.2)
Aggregate Note Balance as of Preceding Accounting Date 168,695,593.26
Aggregate Note Balance as of Current Accounting Date 164,334,571.53
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<Table>
<Caption>
b)
Current Month Number of Loans Principal Balance Percentage
30-59 Days Delinquent 55 1,310,656.98 0.790%
60-89 Days Delinquent 14 414,105.76 0.249%
90-119 Days Delinquent 12 414,105.76 0.249%
120+ Days Delinquent 0 361,737.42 0.218%
Current Period Defaults 9 0.00 0.000%
Cumulative Defaults 317 169,167.00 0.102%
Cumulative Recoveries 11,922,799.30 3.183%
5,441,244.06 1.453%
</Table>
<Table>
Current Month Realized Losses 169,167.00
Current Month Realized Losses as Percentage of Initial Pool Balance (Annualized) 0.045%
Preceding Realized Losses 194,536.12
Preceding Month Realized Losses as Percentage of Initial Pool Balance (Annualized) 0.052%
Second Preceding Realized Losses 221,748.12
Second Preceding Month Realized Losses as Percentage of Initial Pool Balance (Annualized) 0.059%
Cumulative Realized Losses 6,481,555.24
Cumulative Realized Losses as Percentage of Initial Pool Balance 1.731%
VII. DISTRIBUTIONS OF THE TOTAL DISTRIBUTABLE AMOUNT
0.44320632
0.43877428
a) 70,999.83
0.00
b)
Class A-1 0.00
Class A-2 0.00
Class A-3 0.00
Class A-4 329,228.16
Class A-5 211,728.83
Class A-6 314,456.13
Class B 55,943.93
Class C 49,440.60
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<Table>
<Caption>
Noteholders'
Beginning Monthly Principal Ending
Balance Distributable Amount Balance
Class A-1 0.00 0.00 0.00
Class A-2 0.00 0.00 0.00
Class A-3 0.00 0.00 0.00
Class A-4 59,409,593.26 4,361,021.73 55,048,571.53
Class A-5 37,585,000.00 0.00 37,585,000.00
Class A-6 54,847,000.00 0.00 54,847,000.00
Class B 9,363,000.00 0.00 9,363,000.00
Class C 7,491,000.00 0.00 7,491,000.00
c) 44,050.72
37,000.26
VIII POOL STATISTICS
8.87%
137
TOTAL DISTRIBUTION AMOUNT (Serv Fee+Note Int+Note Prin+Recaptured Principal+Reserve Deposit) 5,392,819.21
Plus: Trustee Fee 708.33
TOTAL WIRE TO CHASE 5,393,527.54
Amount Due To Servicer (Excess Spread and Recoup of O/C) 81,050.98
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