EXHIBIT 24.1
                                POWER OF ATTORNEY

         The undersigned Trustees of THE NORTHWESTERN MUTUAL LIFE INSURANCE
COMPANY hereby constitute and appoint Edward J. Zore and John M. Bremer, or
either of them, their true and lawful attorneys and agents to sign the names of
the undersigned Trustees to (1) the registration statement or statements to be
filed under the Securities Act of 1933 and to any instrument or document filed
as part thereof or in connection therewith or in any way related thereto, and
any and all amendments thereto in connection with variable contracts issued or
sold by The Northwestern Mutual Life Insurance Company or any separate account
credited therein and (2) the Form 10-K Annual Report or Reports of The
Northwestern Mutual Life Insurance Company and/or its separate accounts for its
or their fiscal year ended December 31, 2002 to be filed under the Securities
Exchange Act of 1934 and to any instrument or document filed as part thereof or
in connection therewith or in any way related thereto, and any and all
amendments thereto. "Variable contracts" as used herein means any contracts
providing for benefits or values which may vary according to the investment
experience of any separate account maintained by The Northwestern Mutual Life
Insurance Company, including variable annuity contracts and variable life
insurance policies. Each of the undersigned hereby ratifies and confirms all
that said attorneys and agents shall do or cause to be done by virtue hereof.

         IN WITNESS WHEREOF, each of the undersigned has subscribed these
presents this 24th day of July, 2002.

                               /s/      EDWARD E. BARR                Trustee
                               -----------------------------------
                               Edward E. Barr

                               /s/      JOHN M. BREMER                Trustee
                               -----------------------------------
                               John. M. Bremer

                               /s/      PETER W. BRUCE                Trustee
                               -----------------------------------
                               Peter W. Bruce

                               /s/      ROBERT C. BUCHANAN            Trustee
                               -----------------------------------
                               Robert C. Buchanan

                               /s/      GEORGE A. DICKERMAN           Trustee
                               -----------------------------------
                               George A. Dickerman

                               /s/      PIERRE S. DU PONT             Trustee
                               -----------------------------------
                               Pierre S. du Pont

                               /s/      JAMES D. ERICSON              Trustee
                               -----------------------------------
                               James D. Ericson

                               /s/      J. E. GALLEGOS                Trustee
                               -----------------------------------
                               J. E. Gallegos

                               /s/      STEPHEN N. GRAFF              Trustee
                               -----------------------------------
                               Stephen N. Graff

                               /s/      PATRICIA ALBJERG GRAHAM       Trustee
                               -----------------------------------
                               Patricia Albjerg Graham

                               /s/      JAMES P. HACKETT              Trustee
                               -----------------------------------
                               James P. Hackett

                               /s/      STEPHEN F. KELLER             Trustee
                               -----------------------------------
                               Stephen F. Keller



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                               /s/      BARBARA A. KING               Trustee
                               -----------------------------------
                               Barbara A. King

                               /s/      J. THOMAS LEWIS               Trustee
                               -----------------------------------
                               J. Thomas Lewis

                               /s/      DANIEL F. MCKEITHAN, JR.      Trustee
                               -----------------------------------
                               Daniel F. McKeithan, Jr.

                               /s/      H. MASON SIZEMORE, JR.        Trustee
                               -----------------------------------
                               H. Mason Sizemore, Jr.

                               /s/      HAROLD B. SMITH               Trustee
                               -----------------------------------
                               Harold B. Smith

                               /s/      SHERWOOD H. SMITH, JR.        Trustee
                               -----------------------------------
                               Sherwood H. Smith, Jr.

                               /s/      PETER M. SOMMERHAUSER         Trustee
                               -----------------------------------
                               Peter M. Sommerhauser

                               /s/      JOHN E. STEURI                Trustee
                               -----------------------------------
                               John E. Steuri

                               /s/      JOHN J. STOLLENWERK           Trustee
                               -----------------------------------
                               John J. Stollenwerk

                               /s/      BARRY L. WILLIAMS             Trustee
                               -----------------------------------
                               Barry L. Williams

                               /s/      KATHRYN D. WRISTON            Trustee
                               -----------------------------------
                               Kathryn D. Wriston

                               /s/      EDWARD J. ZORE                Trustee
                               -----------------------------------
                               Edward J. Zore



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