EXHIBIT 23


                       CONSENT OF INDEPENDENT ACCOUNTANTS


We hereby consent to the incorporation by reference in the Registration
Statement on Form S-3 (No. 333-33655) of Block Financial Corporation and in the
Registration Statements on Form S-3 (No. 333-33655-01) and Form S-8 (Nos.
33-64147, 333-42143, 333-42736, 333-42740, 333-56400, 333-70400, 333-70402,
333-106710) of H&R Block, Inc. of our report dated June 10, 2003 relating to the
financial statements of H&R Block, Inc., which appears in the 2003 Annual Report
to Shareholders, which is incorporated by reference in this Annual Report on
Form 10-K. We also consent to the incorporation by reference of our report dated
June 10, 2003 relating to the financial statement schedule, which appears in
this Annual Report on Form 10-K.


PricewaterhouseCoopers LLP
Kansas City, Missouri
July 15, 2003