EXHIBIT 99.2

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

         In connection with the annual report of H&R Block, Inc. (the "Company")
on Form 10-K for the fiscal year ending April 30, 2003 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, Frank
J. Cotroneo, Chief Financial Officer of the Company, certify pursuant to 18
U.S.C. Section 1350, as adopted pursuant to Section  906 of the Sarbanes-Oxley
Act of 2002, that:

         (1)      The Report fully complies with the requirements of Section
13(a) or 15(d) of the Securities Exchange Act of 1934; and

         (2)      The information contained in the Report fairly presents, in
all material respects, the financial condition and results of operations of the
Company.

                                               /s/ Frank J. Cotroneo
                                               ------------------------
                                               Frank J. Cotroneo
                                               Chief Financial Officer
                                               H&R Block, Inc.
                                               July 15, 2003