SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

   Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934

         Date of Report (Date of earliest event reported) July 22, 2003


                          ANCHOR BANCORP WISCONSIN INC.
                          -----------------------------
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)


                                                                            
          Wisconsin                                   0-20006                               39-1726871
        --------------                      ---------------------------                     ----------
(State or other jurisdiction of               (Commission File Number)           (IRS Employer Identification No.)
incorporation)

        25 West Main Street
         Madison, Wisconsin                                                                    53703
      ------------------------                                                              -----------
(Address of principal executive offices)                                                    (Zip Code)



                                 (608) 252-8900
                           ---------------------------
               Registrant's telephone number, including area code

                                 Not Applicable
                           ---------------------------
          (Former name or former address, if changed since last report)




                         ANCHOR BANCORP WISCONSIN INC.



                                TABLE OF CONTENTS




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Signatures................................................................................................    4


Exhibit Index.............................................................................................    5


EX-99.1 Press Release.....................................................................................    6







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                          ANCHOR BANCORP WISCONSIN INC.

ITEM 7.       FINANCIAL STATEMENTS AND EXHIBITS

              (c)     Exhibits:

                      99.1     Press release announcing the Corporation's
                               results for the three months ending June 30, 2003
                               and its financial condition as of June 30, 2003.

ITEM 9.       REGULATION FD DISCLOSURE

              Anchor BanCorp Wisconsin Inc. (the "Corporation") reported its
              unaudited results of operations for the three months ended June
              30, 2003 and its unaudited financial condition as of June 30, 2003
              in a press release dated July 22, 2003, attached hereto as Exhibit
              99.1 (the "Earnings Release").

ITEM 12.      RESULTS OF OPERATION AND FINANCIAL CONDITION

              The information under this caption is furnished by the Corporation
              under Item 9 in place of Item 12 of Form 8-K in accordance with
              interim guidance provided by the Securities and Exchange
              Commission in Release No. 33-8216 issued March 27, 2003. The
              Earnings Release reports the financial results of the Corporation
              for the quarter ended June 30, 2003.



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                          ANCHOR BANCORP WISCONSIN INC.

                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Current Report on Form 8-K to be signed on its
behalf by the undersigned hereunto duly authorized.

                                               Anchor BanCorp Wisconsin Inc.


Date: July 23, 2003                                By:    /s/ Michael W. Helser
                                                   -------------------------
                                                   Michael W. Helser
                                                   Chief Financial Officer






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                          ANCHOR BANCORP WISCONSIN INC.

                                  EXHIBIT INDEX


EXHIBIT
NUMBER                             DESCRIPTION OF EXHIBIT
- ------                             ----------------------

  99.1        Press release announcing the Corporation's results for the three
              months ended June 30, 2003 and its financial condition as of
              June 30, 2003.




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