Exhibit 32

                          FIRST MANITOWOC BANCORP, INC.


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



Solely for purposes of Title 18, Chapter 63, Section 1350 of the United States
Code, the undersigned certify that the Quarterly Report of First Manitowoc
Bancorp, Inc. (the "Corporation") on Form 10-Q for the period ending March 31,
2003 as filed with the Securities Exchange Commission on the date hereof, fully
complies with the requirements of Section 13(a) or 15(d), as applicable, of the
Securities Exchange Act of 1934, and the information contained in the report
fairly presents, in all material respects, the financial condition and results
of operations of the Corporation at the dates and for the periods indicated. No
purchaser or seller of securities shall be entitled to rely on the foregoing
statement for any purpose, and the undersigned expressly disclaim any obligation
to update the foregoing statement except as required by law.



Date:  August 14, 2003               /s/ Thomas J. Bare
                                     ------------------
                                     Thomas J. Bare
                                     Chief Executive Officer



Date:  August 14, 2003               /s/ Thomas J. Bare
                                     ------------------
                                     Thomas J. Bare
                                     Chief Financial Officer