SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
March 22, 2004
Date of Report (Date of Earliest Event Reported)
SEQUOIA RESIDENTIAL FUNDING, INC.
(as Depositor of Sequoia Mortgage Trust 12, the Issuer of Mortgage Pass-Through
Certificates under a Pooling and Servicing Agreement dated as of
December 1, 2002)
SEQUOIA RESIDENTIAL FUNDING, INC.
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(Exact Name of Registrant as Specified in Its Charter)
Delaware 333-100520 35-2170972
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(State or Other Jurisdiction of Incorporation) (Commission File Number) (I.R.S. Employer Identification No.)
One Belvedere Place, Suite 330, Mill Valley, CA 94941
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(Address of Principal Executive Offices)
(415) 381-1765
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(Registrant's Telephone Number,
Including Area Code)
591 Redwood Highway, Suite 3160, Mill Valley, CA 94941
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(Former Name or Former Address, if Changed Since Last Report)
INFORMATION TO BE INCLUDED IN THE REPORT
Item 5. OTHER EVENTS
Sequoia Residential Funding, Inc. has previously registered
the offer and sale of Mortgage Pass-Through Certificates
issued by Sequoia Mortgage Trust 12 (the "Certificates").
The following exhibit which relates specifically to the
Certificates is included with this Current Report:
Item 7(c). Exhibits
10.1 Monthly Payment Date Statement relating to the
distribution to Certificateholders, March 22, 2004.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Date: April 2, 2004
SEQUOIA RESIDENTIAL FUNDING, INC.
By: /s/ Harold F. Zagunis
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Harold F. Zagunis
Chief Financial Officer, Treasurer
and Secretary
EXHIBIT INDEX
Exhibit Number Page Number
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10.1 Monthly Payment Date Statement relating to the distribution to
Certificateholders, March 22, 2004........................................................ 5