SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                               ------------------

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the

                         Securities Exchange Act of 1934


                                December 30, 2004
                Date of Report (Date of Earliest Event Reported)


                      SEQUOIA MORTGAGE FUNDING CORPORATION
           (as Depositor of Sequoia Mortgage Funding Company 2002-A,
         the Issuer of Collateralized MBS Funding Bonds, Series 2002-A,
                 under an Indenture dated as of April 1, 2002)


                      SEQUOIA MORTGAGE FUNDING CORPORATION
                      ------------------------------------
             (Exact Name of Registrant as Specified in Its Charter)



                                                                          
               Delaware                                333-22681                             91-1771827
               --------                                ---------                             ----------
    (State or Other Jurisdiction of            (Commission File Number)         (I.R.S. Employer Identification No.)
            Incorporation)



              One Belvedere Place, Suite 320, Mill Valley, CA 94941
              -----------------------------------------------------
                    (Address of Principal Executive Offices)


                                 (415) 381-1765
                                 --------------
                         (Registrant's Telephone Number,
                              Including Area Code)

             591 Redwood Highway, Suite 3120, Mill Valley, CA 94941
             ------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)





Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ]   Written communications pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

[ ]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

[ ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[ ]   Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))

                    INFORMATION TO BE INCLUDED IN THE REPORT

Item 8.01.        OTHER EVENTS

                  Sequoia Mortgage Funding Corporation has previously registered
the offer and sale of Collateralized MBS Funding Bonds, Series 2002-A issued by
Sequoia Mortgage Funding Company 2002-A (the "Bonds").

                  The following exhibit which relates specifically to the Bonds
is included with this Current Report:

Item 9.01.        Exhibits

                  10.1       Monthly Payment Date Statement relating to the
                             distribution to Bondholders, December 30, 2004.

                                    SIGNATURE


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

Date:  January 13, 2005



                                       SEQUOIA MORTGAGE FUNDING
                                       CORPORATION


                                        By:     /s/ Harold F. Zagunis
                                           -------------------------------------
                                           Harold F. Zagunis
                                           Chief Financial Officer, Treasurer
                                           and Secretary

                                                    EXHIBIT INDEX



Exhibit Number                                                                                          Page Number
- --------------                                                                                          -----------
                                                                                                  
10.1              Monthly Payment Date Statement relating to the distribution to
                  Bondholders, December 30, 2004.....................................................       5