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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
February 22, 2005
Date of Report (Date of Earliest Event Reported)
SEQUOIA RESIDENTIAL FUNDING, INC.
(as Depositor of Sequoia Mortgage Trust 2004-3, the Issuer of Mortgage Pass-
Through Certificates under a Pooling and Servicing Agreement
dated as of March 1, 2004)
SEQUOIA RESIDENTIAL FUNDING, INC.
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(Exact Name of Registrant as Specified in Its Charter)
Delaware 333-103634-01 35-2170972
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(State or Other Jurisdiction (Commission File Number) (I.R.S. Employer
of Incorporation) Identification No.)
One Belvedere Place, Suite 330, Mill Valley, CA 94941
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(Address of Principal Executive Offices)
(415) 381-1765
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(Registrant's Telephone Number,
Including Area Code)
Not Applicable
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(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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INFORMATION TO BE INCLUDED IN THE REPORT
Item 8.01. OTHER EVENTS
Sequoia Residential Funding, Inc. has previously registered
the offer and sale of Mortgage Pass-Through Certificates
issued by Sequoia Mortgage Trust 2004-3 (the "Certificates").
The following exhibit which relates specifically to the
Certificates is included with this Current Report:
Item 9.01. Exhibits
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10.1 Monthly Payment Date Statement relating to the
distribution to Certificateholders, February 22,
2005.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Date: March 9, 2005
SEQUOIA RESIDENTIAL FUNDING, INC.
By: /s/ Harold F. Zagunis
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Harold F. Zagunis
Chief Financial Officer and Secretary
EXHIBIT INDEX
Exhibit Number Page Number
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10.1 Monthly Payment Date Statement relating to the distribution to
Certificateholders, February 22, 2005.............................. 5