1 EXHIBIT 16 Deloitte & Touche LLP - - - ------------- ------------------------------------------- (LOGO) Suite 1600 Telephone: (214) 777-7000 Texas Commerce Tower 2200 Ross Avenue Dallas, Texas 75201-6778 September 26, 1994 Securities and Exchange Commission Mail Stop 9-5 450 5th Street N.W. Washington, D.C. 20549 Dear Sirs/Madams: We have read and agree with the comments in Item 4 of Form 8-K of BancTEXAS Group, Inc. dated September 26, 1994. Yours truly, /s/ DELOITTE & TOUCHE LLP - - - --------------- Deloitte Touche Tohmatsu International - - - ---------------