<ARTICLE> 5 <CIK> 0000891317 <NAME> AUTOMOBILE CREDIT FINANCE, INC. <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> SEP-30-1995 <PERIOD-START> OCT-01-1994 <PERIOD-END> JUN-30-1995 <CASH> 2,000 <SECURITIES> 0 <RECEIVABLES> 258,000 <ALLOWANCES> 0 <INVENTORY> 3,000 <CURRENT-ASSETS> 0 <PP&E> 0 <DEPRECIATION> 0 <TOTAL-ASSETS> 263,000 <CURRENT-LIABILITIES> 1,603,000 <BONDS> 0 <COMMON> 1,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> (1,341,000) <TOTAL-LIABILITY-AND-EQUITY> 263,000 <SALES> 0 <TOTAL-REVENUES> 201,000 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 125,000 <LOSS-PROVISION> (353,000) <INTEREST-EXPENSE> 318,000 <INCOME-PRETAX> 0 <INCOME-TAX> 0 <INCOME-CONTINUING> 0 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 111,000 <EPS-PRIMARY> 0 <EPS-DILUTED> 0