<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM 10-K FOR
THE YEAR ENDED DECEMBER 31, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                          28,087
<SECURITIES>                                 1,218,353
<RECEIVABLES>                                  428,465
<ALLOWANCES>                                    14,891
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                          63,547
<DEPRECIATION>                                  24,888
<TOTAL-ASSETS>                               2,366,886
<CURRENT-LIABILITIES>                                0
<BONDS>                                        255,756
<COMMON>                                        58,604
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      3,910
<OTHER-SE>                                     319,437
<TOTAL-LIABILITY-AND-EQUITY>                 2,366,886
<SALES>                                              0
<TOTAL-REVENUES>                               397,950
<CGS>                                                0
<TOTAL-COSTS>                                        0
<OTHER-EXPENSES>                               238,853
<LOSS-PROVISION>                                16,025
<INTEREST-EXPENSE>                              28,308
<INCOME-PRETAX>                                114,764
<INCOME-TAX>                                    41,805
<INCOME-CONTINUING>                             72,959
<DISCONTINUED>                                 (3,491)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    69,468
<EPS-PRIMARY>                                     2.28
<EPS-DILUTED>                                     2.25